topic Re: Update on BGH More Business Mastercard in Business Credit

Update on BGH More Business Mastercard

SouthJamaica — Fri, 20 Jan 2023 16:29:10 GMT

Just wanted to update, since most of us -- including myself -- were having problems with activation and other issues.

Now, for me, everything's working smoothly. Balance transfers, external accounts, customer service.

And the website is excellent.

I opted to use the promotional balance transfer offers, rather than the $100 cash back SUB.

Unfortunately, it seems to be closed to new applications.

Re: Update on BGH More Business Mastercard

cashorcharge — Fri, 20 Jan 2023 21:11:14 GMT

Agreed...it took a feat to get this done and an inordinate amout of time...but happy to say, it's working as it should now.

So who's going to be the first to ask for a CLI?

Re: Update on BGH More Business Mastercard

Citylights18 — Sat, 21 Jan 2023 04:32:51 GMT

I had a BG credit card since 2021 before anyone else on this site and was the first to start talking BHG here, so don't forget it!

But when I tried the CLI it was a HP with the CSR so I decided not to go through it.

Re: Update on BGH More Business Mastercard

mfinsmi1 — Sun, 22 Jan 2023 17:29:03 GMT

@SouthJamaica just fyi you can do both - i was able to do the balance transfer option and i hit the sub and they already rewarded me the points for it unless you mean u transferred a balance which wont let u spend the requirements for the sub, then nvm lol

Re: Update on BGH More Business Mastercard

SouthJamaica — Sun, 22 Jan 2023 18:35:28 GMT

@mfinsmi1 wrote:
@SouthJamaica just fyi you can do both - i was able to do the balance transfer option and i hit the sub and they already rewarded me the points for it unless you mean u transferred a balance which wont let u spend the requirements for the sub, then nvm lol

I know that you can do both, but I chose not to do both, since the 0% BT offer was not matched by a 0% purchases rate. I reasoned that accepting the balance transfer offer would mean losing my grace period on the purchases and having to cough up interest at a 20.49% rate.

Since you've accepted both the SUB offer and the BT offer, let me know if I was wrong to worry about that.

There was another reason, which is that $100 on $3k spend -- 3.3% -- isn't really that great a SUB

Re: Update on BGH More Business Mastercard

SouthJamaica — Sun, 22 Jan 2023 18:41:19 GMT

@Citylights18 wrote:
I had a BG credit card since 2021 before anyone else on this site and was the first to start talking BHG here, so don't forget it!

But when I tried the CLI it was a HP with the CSR so I decided not to go through it.

So you're the culprit

Re: Update on BGH More Business Mastercard

mikeef — Mon, 23 Jan 2023 17:05:34 GMT

@SouthJamaica wrote:
Just wanted to update, since most of us -- including myself -- were having problems with activation and other issues.

Now, for me, everything's working smoothly. Balance transfers, external accounts, customer service.

And the website is excellent.

I opted to use the promotional balance transfer offers, rather than the $100 cash back SUB.

Unfortunately, it seems to be closed to new applications.

The online application opens up when I click on apply, was it not available on 1/20/2023? Or do we find out after we waste our time filling it out?

Re: Update on BGH More Business Mastercard

SouthJamaica — Mon, 23 Jan 2023 17:43:58 GMT

@mikeef wrote:
@SouthJamaica wrote:
Just wanted to update, since most of us -- including myself -- were having problems with activation and other issues.

Now, for me, everything's working smoothly. Balance transfers, external accounts, customer service.

And the website is excellent.

I opted to use the promotional balance transfer offers, rather than the $100 cash back SUB.

Unfortunately, it seems to be closed to new applications.
The online application opens up when I click on apply, was it not available on 1/20/2023? Or do we find out after we waste our time filling it out?

No the link just wasn't there when I posted that. So I guess it's back now. But I still can't find it.

Re: Update on BGH More Business Mastercard

mikeef — Mon, 23 Jan 2023 17:55:41 GMT

@SouthJamaica wrote:
@mikeef wrote:
@SouthJamaica wrote:
Just wanted to update, since most of us -- including myself -- were having problems with activation and other issues.

Now, for me, everything's working smoothly. Balance transfers, external accounts, customer service.

And the website is excellent.

I opted to use the promotional balance transfer offers, rather than the $100 cash back SUB.

Unfortunately, it seems to be closed to new applications.
The online application opens up when I click on apply, was it not available on 1/20/2023? Or do we find out after we waste our time filling it out?
No the link just wasn't there when I posted that. So I guess it's back now. But I still can't find it.

If this link does not work for you, it might be they have a cookie for you as an acount holder on your browser which removes it to prevent double applications from the same biz (I've been a web deveoper for over 25 years, so I'm familiar). If on Chrome, you can open in incognito mode and go to link below, there are no cookies stored in incognito, so it would likely show if that was the cause.

https://bhgmoney.com/credit-cards/business/bhg-more-business-mastercard

Re: Update on BGH More Business Mastercard

SouthJamaica — Mon, 23 Jan 2023 19:02:33 GMT

@mikeef wrote:
@SouthJamaica wrote:
@mikeef wrote:
@SouthJamaica wrote:
Just wanted to update, since most of us -- including myself -- were having problems with activation and other issues.

Now, for me, everything's working smoothly. Balance transfers, external accounts, customer service.

And the website is excellent.

I opted to use the promotional balance transfer offers, rather than the $100 cash back SUB.

Unfortunately, it seems to be closed to new applications.
The online application opens up when I click on apply, was it not available on 1/20/2023? Or do we find out after we waste our time filling it out?
No the link just wasn't there when I posted that. So I guess it's back now. But I still can't find it.
If this link does not work for you, it might be they have a cookie for you as an acount holder on your browser which removes it to prevent double applications from the same biz (I've been a web deveoper for over 25 years, so I'm familiar). If on Chrome, you can open in incognito mode and go to link below, there are no cookies stored in incognito, so it would likely show if that was the cause.
https://bhgmoney.com/credit-cards/business/bhg-more-business-mastercard

Interesting. That link opened just fine for me

Re: Update on BGH More Business Mastercard

SouthJamaica — Mon, 23 Jan 2023 19:05:45 GMT

@mfinsmi1 wrote:
@SouthJamaica just fyi you can do both - i was able to do the balance transfer option and i hit the sub and they already rewarded me the points for it unless you mean u transferred a balance which wont let u spend the requirements for the sub, then nvm lol

Here's a link to the rates and fees disclosure @mfinsmi1 , which shows no grace period for purchases:

https://cdn.bhgmkt.net/pdf/BHG_Card_carrier_MORE_BUS.pdf

Re: Update on BGH More Business Mastercard

SouthJamaica — Sat, 25 Feb 2023 05:28:18 GMT

Despite the rocky start I keep finding things to like about this account.

Just noticed that they're applying the payments on the promotional 0% balance transfers entirely to the oldest transfer. Which means the promo rate will last longer.

Just noticed that -- unlike every other credit card I've ever had -- their statements show you the balance to which the payment is being applied.

Very nice features.