topic Re: AMEX Business Blue Cash -- Balance Transfers Permitted? in Business Credit

AMEX Business Blue Cash -- Balance Transfers Permitted?

lmsmedley — Mon, 31 Jul 2023 20:46:12 GMT

Hello!

Recently approved for Amex Business Blue Cash at 0% for 12 months.
I'd like to transfer a personal card balance from Chase to it.
Does this card even permit transfers and if so, can I do so from a personal card?

Thank you!

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

CreditCuriosity — Mon, 31 Jul 2023 21:03:54 GMT

No BT's. Think they use to do BT, but got away from them if not mistaken. Here are terms and conditions you agreed to

https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinesscash-credit-card/57460-9-0?key=tncBody&rwdFlag=rwd#offer-terms

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

JoeRockhead — Mon, 31 Jul 2023 21:08:45 GMT

Unfortunately they won't allow BTs as mentioned above.

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

cashorcharge — Mon, 31 Jul 2023 22:36:18 GMT

Sorry about dashing your BT hopes but...Congratulations on your Approval!!👏🏼🍾🥂

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

lmsmedley — Tue, 01 Aug 2023 01:23:38 GMT

D'OH!

Thanks anyway!

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

lmsmedley — Tue, 01 Aug 2023 01:26:23 GMT

Along those lines, what cards tend to offer the highest initial limits?
Would it be a bank I have cards with, or a new one that I don't?

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

JoeRockhead — Tue, 01 Aug 2023 10:22:58 GMT

@lmsmedley it's hard to give you recommendations without more info. What banks, CUs are you with now? When was your last approval(s). What's your aggregate usage? Saw on your other post you have a 766, which is really good but there's a lot of missing information. There are some great personal BT cards out there like the BoA Americard, 21 months 0%, Discover 15 months 0% etc... If you could provide more information I'm sure people would chime in with some solid suggestions.... You may also want to create a new thread in the credit cards section with this query for the best exposure and responses.

Re: AMEX Business Blue Cash -- Balance Transfers Permitted?

SouthJamaica — Tue, 01 Aug 2023 16:37:03 GMT

@lmsmedley wrote:
Hello!

Recently approved for Amex Business Blue Cash at 0% for 12 months.
I'd like to transfer a personal card balance from Chase to it.
Does this card even permit transfers and if so, can I do so from a personal card?

Thank you!

They have a link for balance transfers, so presumably balance transfer offers do appear at some point.

They wouldn't distinguish between personal and business, but you should; it can cause complications to mix your personal finance and your business finance.