topic Re: Truist Business Credit Card in Business Credit

Truist Business Credit Card

crmartin0279 — Sun, 03 Sep 2023 03:25:03 GMT

I'm trying to apply for a Truist credit card but when it gets to a point in the app I always get this.

Anyone have any idea what I am doing wrong? I have a Biz bank account with Truist.

Re: Truist Business Credit Card

GZG — Sun, 03 Sep 2023 04:56:34 GMT

sounds like a risky business code or you're out of their geo-fence?

Re: Truist Business Credit Card

crmartin0279 — Sun, 03 Sep 2023 05:44:09 GMT

Computer Services is risky? I have a Truist bank 4 min from my house so it's not geo-fencing, lol.

Re: Truist Business Credit Card

JoeRockhead — Sun, 03 Sep 2023 11:08:00 GMT

@crmartin0279 wrote:
Computer Services is risky? I have a Truist bank 4 min from my house so it's not geo-fencing, lol.

Actually many catagories under "computer services" are considered high risk because for whatever reason they have a much higher than average charge back and default rate. You could go by your branch and talk with someone there. It may yield some better answers or perhaps even a more favorable outcome

Re: Truist Business Credit Card

TMDSCT — Sun, 03 Sep 2023 17:23:37 GMT

@crmartin0279 wrote:
I'm trying to apply for a Truist credit card but when it gets to a point in the app I always get this.
Anyone have any idea what I am doing wrong? I have a Biz bank account with Truist.

Seeing as you fly Spirit, you are obviously not afraid risk, LOL! Just kidding, I would go to a branch, someone there should be able to help you and/or speak to underwriting maybe.

Re: Truist Business Credit Card

DWatt901 — Mon, 18 Sep 2023 01:12:31 GMT

@crmartin0279 wrote:
I'm trying to apply for a Truist credit card but when it gets to a point in the app I always get this.
Anyone have any idea what I am doing wrong? I have a Biz bank account with Truist.

I've received this message the first time I applied. I think its more of a computer glitch. I called customer service the next day and they had no recollection of an application on file. No hard pull either. Went to complete the application again and was approved for $20k.

You definitely want to try again.