topic Re: Truist Business Credit Card in Business Credit

Truist Business Credit Card

Kasuito39 — Sat, 08 Jul 2023 08:19:54 GMT

Approved for $10k Truist Business Credit Card. Hoping to grow this one.

Re: Truist Business Credit Card

JoeRockhead — Sat, 08 Jul 2023 12:20:19 GMT

Congratulations on your approval!

Re: Truist Business Credit Card

FireMedic1 — Sun, 09 Jul 2023 18:23:54 GMT

Congrats!

Re: Truist Business Credit Card

GApeachy — Sun, 09 Jul 2023 19:25:21 GMT

@Kasuito39 wrote:
Approved for $10k Truist Business Credit Card. Hoping to grow this one.

Congrats....do you have any dp's to share? Also, were you able to app online or is it in-house approval only?

Re: Truist Business Credit Card

Kasuito39 — Mon, 10 Jul 2023 05:25:45 GMT

@GApeachy EQ 754, DTI 8%, EQ inquiry 4, HP, PG, New customer, opened business checking account first and applied for business CC same day. Zelle deposits from my other business account.

Re: Truist Business Credit Card

cashorcharge — Tue, 11 Jul 2023 01:16:18 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Truist Business Credit Card

Xanthos472 — Tue, 18 Jul 2023 20:59:48 GMT

Congrats! Do they report to personal credit?

Re: Truist Business Credit Card

titancylinder — Fri, 21 Jul 2023 02:20:36 GMT

@Xanthos472 wrote:
Congrats! Do they report to personal credit?

They do not report to personal unless you default.

Re: Truist Business Credit Card

Xanthos472 — Sat, 22 Jul 2023 17:44:02 GMT

@titancylinder Thanks!

Re: Truist Business Credit Card

TryItAgain — Sun, 23 Jul 2023 02:34:38 GMT

@Kasuito39 wrote:
Approved for $10k Truist Business Credit Card. Hoping to grow this one.

Congrats @Kasuito39 ! Did they hard pull personal or was it just business pull/soft pull personal?

Re: Truist Business Credit Card

FICO_CrownPrince — Sun, 03 Dec 2023 02:51:50 GMT

Did you setup your bank account in person or online? Did you apply for business credit in person? Did they ask for Tax ID?

Re: Truist Business Credit Card

Kasuito39 — Sun, 03 Dec 2023 17:04:32 GMT

@FICO_CrownPrince I went thru a relationship banker and they took care of the app process for checking and business card all at once and yes I had to provide an EIN for the business. Very smooth process.

Re: Truist Business Credit Card

FICO_CrownPrince — Mon, 04 Dec 2023 21:44:46 GMT

That's great. Did they ever give you a hard time about stated income only? My business makes around 500k and my personal around 198k but not really keen to showing tax returns. Did they make you provide returns or was is stated income only?