topic CHASE Business CC Log in Question in Business Credit

CHASE Business CC Log in Question

Wavester64 — Tue, 17 Sep 2024 16:17:17 GMT

I am a current CHASE customer (non-business). Savings, checking, Chase FF, etc.

If I was ever approved for a CHASE Business CC (say the CHASE Ink Business Cash) would that fall under my current personal log in, or does CHASE separate the 2 and I would have a 2nd business log in to my CHASE account?

Re: CHASE Business CC Log in Question

cashorcharge — Tue, 17 Sep 2024 16:25:06 GMT

You can use the same log in. On mobile, there's a toggle at the top of the screen to bounce from Personal to Business and on a browser, they will all display in the same view

Re: CHASE Business CC Log in Question

Wavester64 — Tue, 17 Sep 2024 16:29:15 GMT

@cashorcharge wrote:
You can use the same log in. On mobile, there's a toggle at the top of the screen to bounce from Personal to Business and on a browser, they will all display in the same view

Thanks @cashorcharge

Side question: Assuming you can pay for CHASE BIZ CC from personal account, you do not need a CHASE Business Checking account?

Side question #2 (I should probably start another thread for this ) : I'm 3/24 currently, if I wanted both the CHASE FU and the CHASE IBC, it would be more advantageous for me to go for the CHASE FU first I am assuming?

Re: CHASE Business CC Log in Question

cashorcharge — Tue, 17 Sep 2024 16:34:44 GMT

Question 1:

Correct, a Chase Business Checking is not needed. You can sync multiple checking/bank accounts as your "pay from" and Chase does not care whether the payment to a business account is made from a personal account or business checking from another bank.

Question 2:

This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.

Re: CHASE Business CC Log in Question

mau471 — Tue, 17 Sep 2024 18:21:50 GMT

@cashorcharge wrote:
Question 2:
This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.

So far as I am aware, 5/24 still matters for business cards when applying, but they don't count towards it since they don't report to personal. So in this case OP would want to apply for the business card first, then personal, it's also generally advised to wait at least 30 days between apps.

Re: CHASE Business CC Log in Question

JoeRockhead — Tue, 17 Sep 2024 18:41:16 GMT

@mau471 wrote:
@cashorcharge wrote:
Question 2:
This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.
So far as I am aware, 5/24 still matters for business cards when applying, but they don't count towards it since they don't report to personal. So in this case OP would want to apply for the business card first, then personal, it's also generally advised to wait at least 30 days between apps.

Yes you have to be under 5/24 for their business cards, but they don't get counted towards your 5/24 status so I'd go for the Ink first. If you have your EIN, that's great, but all their small business cards require a PG. They commonly do a double pull, EX and TU... if your profile and scores will support it, they'll do up to two approvals in a 30 day span. I did two, 35 days apart.

Re: CHASE Business CC Log in Question

cashorcharge — Tue, 17 Sep 2024 19:32:32 GMT

@mau471 wrote:
@cashorcharge wrote:
Question 2:
This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.
So far as I am aware, 5/24 still matters for business cards when applying, but they don't count towards it since they don't report to personal. So in this case OP would want to apply for the business card first, then personal, it's also generally advised to wait at least 30 days between apps.

Thanks for the clarification!

Re: CHASE Business CC Log in Question

Wavester64 — Tue, 17 Sep 2024 20:37:50 GMT

@JoeRockhead wrote:
@mau471 wrote:
@cashorcharge wrote:
Question 2:
This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.
So far as I am aware, 5/24 still matters for business cards when applying, but they don't count towards it since they don't report to personal. So in this case OP would want to apply for the business card first, then personal, it's also generally advised to wait at least 30 days between apps.
Yes you have to be under 5/24 for their business cards, but they don't get counted towards your 5/24 status so I'd go for the Ink first. If you have your EIN, that's great, but all their small business cards require a PG. They commonly do a double pull, EX and TU... if your profile and scores will support it, they'll do up to two approvals in a 30 day span. I did two, 35 days apart.

Thanks all. I was doing [thinking] it all wrong then. I was getting the "You're already approved" (or was it pre-approved? ) in the Offers for you section for all the CHASE Biz cards [on 2 different occasaion a month or 2 back], but I was erroneously thinking I need to wait for the Personal cards to show that first and go that route, THEN go for the Biz cards. Need to wait for those offers to pop again and maybe try for the CHASE IBC and then wait 30+ days to try for maybe CHASE FU or CHASE SP, we'll see. 4 HPs though, ugh!

Re: CHASE Business CC Log in Question

Wavester64 — Sun, 06 Oct 2024 12:40:26 GMT

@Wavester64 wrote:
@JoeRockhead wrote:
@mau471 wrote:
@cashorcharge wrote:
Question 2:
This one is a guess for me but I would agree to pull the personal application first. If your business account will be applied for with a Tax ID for a Sole Prop or Corp, they will ask for your SS to guarantee the card...though the 5/24 rule is (what I believe) to not be as much an issue when applying for their business cards.
So far as I am aware, 5/24 still matters for business cards when applying, but they don't count towards it since they don't report to personal. So in this case OP would want to apply for the business card first, then personal, it's also generally advised to wait at least 30 days between apps.
Yes you have to be under 5/24 for their business cards, but they don't get counted towards your 5/24 status so I'd go for the Ink first. If you have your EIN, that's great, but all their small business cards require a PG. They commonly do a double pull, EX and TU... if your profile and scores will support it, they'll do up to two approvals in a 30 day span. I did two, 35 days apart.

Thanks all. I was doing [thinking] it all wrong then. I was getting the "You're already approved" (or was it pre-approved? ) in the Offers for you section for all the CHASE Biz cards [on 2 different occasaion a month or 2 back], but I was erroneously thinking I need to wait for the Personal cards to show that first and go that route, THEN go for the Biz cards. Need to wait for those offers to pop again and maybe try for the CHASE IBC and then wait 30+ days to try for maybe CHASE FU or CHASE SP, we'll see. 4 HPs though, ugh!

So Friday evening (10/4) I noticed the "You are already approved" green stamp came back for all the business cards. Was too busy to mess with it then, so I waited until Saturday (yesterday) to try my hand at Ink Business Cash. Went thru the motions, and was approved! (for $3000 SL ) was not expecting it to be THAT low. As of this writing, only EX pull, to which I am very surprised. I'll deal with the low SL if they keep it at just an EX pull, but something tells me the TU pull is waiting in shadows

Re: CHASE Business CC Log in Question

cashorcharge — Sun, 06 Oct 2024 17:10:25 GMT

I've been fortunate with Chase auto-CLI's....hope you will be too.

Congratulations on your Approval!!👏🏼🍾🥂

Re: CHASE Business CC Log in Question

Wavester64 — Mon, 07 Oct 2024 13:09:46 GMT

@cashorcharge wrote:
I've been fortunate with Chase auto-CLI's....hope you will be too.
Congratulations on your Approval!!👏🏼🍾🥂

Thank you @cashorcharge

Re: CHASE Business CC Log in Question

Wavester64 — Sat, 12 Oct 2024 14:52:13 GMT

@cashorcharge wrote:
You can use the same log in. On mobile, there's a toggle at the top of the screen to bounce from Personal to Business and on a browser, they will all display in the same view

I had to set up a Business account to link personal on PC to see everything on Business account. Now on personal Chase app I am not seeing the toggle to switch back and forth from Personal to Business

Re: CHASE Business CC Log in Question

cashorcharge — Sat, 12 Oct 2024 18:20:38 GMT

@Wavester64 wrote:
@cashorcharge wrote:
You can use the same log in. On mobile, there's a toggle at the top of the screen to bounce from Personal to Business and on a browser, they will all display in the same view
I had to set up a Business account to link personal on PC to see everything on Business account. Now on personal Chase app I am not seeing the toggle to switch back and forth from Personal to Business

Hmmm. I can't remember the order I created the ID's and was able to see accounts...perhaps a call to them to merge for you?