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    <title>topic Re: AMEX Business Platinum Card - APPROVED in Business Credit</title>
    <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791768#M51287</link>
    <description>&lt;P&gt;Congrats.&amp;nbsp; Will need to hear your review of what the local centurion lounge is like.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 07 Oct 2024 10:45:00 GMT</pubDate>
    <dc:creator>creditrizz</dc:creator>
    <dc:date>2024-10-07T10:45:00Z</dc:date>
    <item>
      <title>AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791465#M51275</link>
      <description>&lt;P&gt;&lt;FONT face="verdana,geneva,sans-serif" size="3"&gt;I recently posted about receiving a targeted SUB offer for the AMEX Business Platinum card.&amp;nbsp; (&lt;A href="https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-250K-MR-SUB-Targeted/td-p/6786516" target="_self"&gt;&lt;EM&gt;&lt;STRONG&gt;&lt;U&gt;$250K MR for $15K spend in 3 months&lt;/U&gt;&lt;/STRONG&gt;&lt;/EM&gt;&lt;/A&gt;.)&amp;nbsp; The offer was good until 10/01/2024.&amp;nbsp; I had some other spending priorities so I waited until near the expiration date to apply. &amp;nbsp;I used the provided application website and entered my personal offer code and zip code. For a couple of days, I was getting a "We're sorry.&amp;nbsp; We're having problems with our website ..." sort of message and inviting me to apply by phone.&amp;nbsp; I wondered if something in my application was flagging it and I didn't have time to call anyway.&amp;nbsp; The last day, I was still getting the error message so I called the phone application number late that evening.&amp;nbsp; The representative asked me which offer I was given and she said there was no way for her to match that offer. However, she suggested transferring me to customer service to try to apply.&amp;nbsp; The representative I spoke with was super nice and helpful. She got one of my other card numbers to look up my profile and then the offer code.&amp;nbsp; I had not seen the special offer when I had logged in, but I believe I hadn't looked at my Blue Business Plus offers lately.&amp;nbsp;&amp;nbsp; She had me log in and check, and sure enough I saw it from my BBP log-in!&amp;nbsp; She stayed on the line with me while I applied and was approved!&amp;nbsp; Of course, the card has NPSL but also came with a generous $45K Pay over Time limit. &amp;nbsp; &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="verdana,geneva,sans-serif" size="3"&gt;Long term, I'm still pretty sure this card will not be a keeper but this sweet SUB was hard to resist!&amp;nbsp; &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="verdana,geneva,sans-serif" size="3"&gt;As a premium card, they over-nighted it to me and I had it in my hands less than 48 hours after applying.&amp;nbsp; Super sweet Customer Service.&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="verdana,geneva,sans-serif" size="3"&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="AMEX_Bus_Platinum_Offer_20241001_03.jpg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/94081iD98819D433E01428/image-size/large?v=v2&amp;amp;px=999" role="button" title="AMEX_Bus_Platinum_Offer_20241001_03.jpg" alt="AMEX_Bus_Platinum_Offer_20241001_03.jpg" /&gt;&lt;/span&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="AMEX_Bus_Platinum_Offer_20241001_02.jpg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/94082iC751094AC52FE0E7/image-size/large?v=v2&amp;amp;px=999" role="button" title="AMEX_Bus_Platinum_Offer_20241001_02.jpg" alt="AMEX_Bus_Platinum_Offer_20241001_02.jpg" /&gt;&lt;/span&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 04:07:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791465#M51275</guid>
      <dc:creator>Aim_High</dc:creator>
      <dc:date>2024-10-05T04:07:42Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791471#M51276</link>
      <description>&lt;P&gt;Very nice all around, congratulations on your approval. I'm sure you'll make good use of it.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 05:51:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791471#M51276</guid>
      <dc:creator>JoeRockhead</dc:creator>
      <dc:date>2024-10-05T05:51:55Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791529#M51277</link>
      <description>&lt;P&gt;That’s Terrific!! Great SUB as well! &amp;nbsp;Have fun hitting it!! Congratulations on your Approval!!&lt;SPAN&gt;👏🏼🍾🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 14:57:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791529#M51277</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2024-10-05T14:57:25Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791562#M51279</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1129564"&gt;@JoeRockhead&lt;/a&gt;&amp;nbsp;wrote:&lt;/EM&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Very nice all around, congratulations on your approval. I'm sure you'll make good use of it.&amp;nbsp;&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;&amp;nbsp;= = = = = = = = = = = = = = = = = = =&lt;BR /&gt;&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1098596"&gt;@cashorcharge&lt;/a&gt;&amp;nbsp;wrote:&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;That’s Terrific!! Great SUB as well! &amp;nbsp;Have fun hitting it!! Congratulations on your Approval!!👏🏼🍾🥂&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="3" face="verdana,geneva,sans-serif"&gt;Thanks very much &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1129564"&gt;@JoeRockhead&lt;/a&gt; and &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1098596"&gt;@cashorcharge&lt;/a&gt;!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 18:12:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791562#M51279</guid>
      <dc:creator>Aim_High</dc:creator>
      <dc:date>2024-10-05T18:12:08Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791565#M51280</link>
      <description>&lt;P&gt;Massive MR points&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1067750"&gt;@Aim_High&lt;/a&gt;&amp;nbsp;!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;See you at the AMEX Gold Cafe &amp;nbsp;soon. &amp;nbsp;Let's do the Union Square location.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0219.jpeg" style="width: 763px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/94085iCB62E38EF660A80E/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_0219.jpeg" alt="IMG_0219.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 18:37:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791565#M51280</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2024-10-05T18:37:42Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791575#M51281</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1083134"&gt;@NoMoreE46&lt;/a&gt;&amp;nbsp;wrote:&lt;/EM&gt;&lt;/FONT&gt;&lt;BR /&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Massive MR points&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1067750"&gt;@Aim_High&lt;/a&gt;&amp;nbsp;!&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;See you at the AMEX Gold Cafe soon. &amp;nbsp;Let's do the Union Square location.&amp;nbsp;&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" face="comic sans ms,sans-serif"&gt;&lt;EM&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="IMG_0219.jpeg" style="width: 382px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/94085iCB62E38EF660A80E/image-dimensions/382x500?v=v2" width="382" height="500" role="button" title="IMG_0219.jpeg" alt="IMG_0219.jpeg" /&gt;&lt;/span&gt;&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="3" face="verdana,geneva,sans-serif"&gt;Thanks, &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1083134"&gt;@NoMoreE46&lt;/a&gt;.&amp;nbsp; Ah, so that's what that cafe looks like!&amp;nbsp;&amp;nbsp; &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3" face="verdana,geneva,sans-serif"&gt;But will they let you in without a ... &lt;EM&gt;&amp;lt;ahem&amp;gt;&lt;/EM&gt;&amp;nbsp; &lt;STRONG&gt;GOLD&amp;nbsp;&lt;/STRONG&gt; card?&amp;nbsp; Lol &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 19:34:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791575#M51281</guid>
      <dc:creator>Aim_High</dc:creator>
      <dc:date>2024-10-05T19:34:00Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791609#M51282</link>
      <description>&lt;P&gt;Congratulations on your approval.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Oct 2024 03:22:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791609#M51282</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2024-10-06T03:22:39Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791768#M51287</link>
      <description>&lt;P&gt;Congrats.&amp;nbsp; Will need to hear your review of what the local centurion lounge is like.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 07 Oct 2024 10:45:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6791768#M51287</guid>
      <dc:creator>creditrizz</dc:creator>
      <dc:date>2024-10-07T10:45:00Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6792131#M51310</link>
      <description>&lt;P&gt;Congrats! I see you couldn't resist&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1067750"&gt;@Aim_High&lt;/a&gt;&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 10 Oct 2024 02:20:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6792131#M51310</guid>
      <dc:creator>SPChaser</dc:creator>
      <dc:date>2024-10-10T02:20:52Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6792195#M51311</link>
      <description>&lt;P&gt;Congratulations!&amp;nbsp; But for me, there will never be a day, when I would pay that AF, no matter how many credits they offer to offset it.&lt;/P&gt;</description>
      <pubDate>Thu, 10 Oct 2024 19:25:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6792195#M51311</guid>
      <dc:creator>TMDSCT</dc:creator>
      <dc:date>2024-10-10T19:25:03Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6824878#M52406</link>
      <description>&lt;P&gt;Congrats on your approval!!!, is this for your second Amex Plat Business?&lt;/P&gt;&lt;P&gt;Just wonder because I already have the card and I received the same irrisistible pre approval offer (paper mail and online) for the same card. 250K Sub after spend $20K in 3 months plus $500 in statement credit if you spend $2500 in flights within 3 months. I am thinking to apply. Maybe is a softpull.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 22 May 2025 17:51:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6824878#M52406</guid>
      <dc:creator>em2006</dc:creator>
      <dc:date>2025-05-22T17:51:25Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825039#M52409</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1121197"&gt;@em2006&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on your approval!!!, is this for your second Amex Plat Business?&lt;/P&gt;&lt;P&gt;Just wonder because I already have the card and I received the same irrisistible pre approval offer (paper mail and online) for the same card. 250K Sub after spend $20K in 3 months plus $500 in statement credit if you spend $2500 in flights within 3 months. I am thinking to apply. Maybe is a softpull.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;In response to the SP question, Amex will, nine times out of ten, SP you for a new card once you're in their card ecosystem. I would say it's 100% of the time, yet there are DPs of individuals being SP with existing Amex accounts.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 23 May 2025 18:15:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825039#M52409</guid>
      <dc:creator>SPChaser</dc:creator>
      <dc:date>2025-05-23T18:15:29Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825482#M52430</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1110237"&gt;@SPChaser&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1121197"&gt;@em2006&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on your approval!!!, is this for your second Amex Plat Business?&lt;/P&gt;&lt;P&gt;Just wonder because I already have the card and I received the same irrisistible pre approval offer (paper mail and online) for the same card. 250K Sub after spend $20K in 3 months plus $500 in statement credit if you spend $2500 in flights within 3 months. I am thinking to apply. Maybe is a softpull.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;In response to the SP question, Amex will, nine times out of ten, SP you for a new card once you're in their card ecosystem. I would say it's 100% of the time, yet there are DPs of individuals being SP &lt;STRONG&gt;[*Hardpull?]&lt;/STRONG&gt; with existing Amex accounts.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 May 2025 04:30:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825482#M52430</guid>
      <dc:creator>Gregory1776</dc:creator>
      <dc:date>2025-05-28T04:30:40Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Business Platinum Card - APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825941#M52432</link>
      <description>&lt;P&gt;You need 1 personal amex and then you can avoid HP's for most part on future personal and biz cards.&amp;nbsp; I started out with a biz plat and they HP'd me for the blue personal card, which I mostly got just so I could apply for additional biz cards without HPs, which has been the case for the blue biz and gold biz.&lt;/P&gt;</description>
      <pubDate>Sat, 31 May 2025 08:39:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Business-Credit/AMEX-Business-Platinum-Card-APPROVED/m-p/6825941#M52432</guid>
      <dc:creator>creditrizz</dc:creator>
      <dc:date>2025-05-31T08:39:12Z</dc:date>
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