https://ficoforums.myfico.com/t5/Business-Credit/Chase-Business-Unlimited-CC-Approval-Odds/m-p/6824327#M52410 <P>Hello,&nbsp;</P><P>I applied for the Chase business unlimited. Got the 7-10 day auto response. Called and got declined. Asked to speak to the recon team. They asked about my accounts on file. I have 4/25 only 2 of those are actual cards $15,000 limits but one is a year old the other is 3 months old. the rest are credit builder accounts. They also did a soft pull on my EQ. I have one biz loan reporting on there for $20,000. EX 748 EQ 650(waiting on credit builder account late payment to correct. Kovo did say it can take up to 60 days.) I have 2 biz bank accounts with chase. Only 1-4k in deposits. 6 months plus using their accounts. My biz is a online hair product store.&nbsp;<BR />after speaking to someone in the recon line and answering the questions above, they said another 7 biz days for a decision but I can call back after 48 biz hours to check status. Do I have decent odds on getting an approval? I'm even okay with a small SL to build relationship. I really need this card!&nbsp;</P> Mon, 19 May 2025 02:11:21 GMT BigmoneyGal444 2025-05-19T02:11:21Z https://ficoforums.myfico.com/t5/Business-Credit/Chase-Business-Unlimited-CC-Approval-Odds/m-p/6824327#M52410 <P>Hello,&nbsp;</P><P>I applied for the Chase business unlimited. Got the 7-10 day auto response. Called and got declined. Asked to speak to the recon team. They asked about my accounts on file. I have 4/25 only 2 of those are actual cards $15,000 limits but one is a year old the other is 3 months old. the rest are credit builder accounts. They also did a soft pull on my EQ. I have one biz loan reporting on there for $20,000. EX 748 EQ 650(waiting on credit builder account late payment to correct. Kovo did say it can take up to 60 days.) I have 2 biz bank accounts with chase. Only 1-4k in deposits. 6 months plus using their accounts. My biz is a online hair product store.&nbsp;<BR />after speaking to someone in the recon line and answering the questions above, they said another 7 biz days for a decision but I can call back after 48 biz hours to check status. Do I have decent odds on getting an approval? I'm even okay with a small SL to build relationship. I really need this card!&nbsp;</P> Mon, 19 May 2025 02:11:21 GMT https://ficoforums.myfico.com/t5/Business-Credit/Chase-Business-Unlimited-CC-Approval-Odds/m-p/6824327#M52410 BigmoneyGal444 2025-05-19T02:11:21Z https://ficoforums.myfico.com/t5/Business-Credit/Chase-Business-Unlimited-CC-Approval-Odds/m-p/6825163#M52411 <P>Without telling us your credit score, income and DTI...we can't really provide you any guidance</P> Sat, 24 May 2025 20:26:22 GMT https://ficoforums.myfico.com/t5/Business-Credit/Chase-Business-Unlimited-CC-Approval-Odds/m-p/6825163#M52411 cashorcharge 2025-05-24T20:26:22Z