https://ficoforums.myfico.com/t5/Business-Credit/Barclays-Now-or-can-I-reapply/m-p/6827913#M52471 <P>In general on here, there's not a lot of praise for Barclays business offerings and in the past people have stated the reconsiderations aren't possible. &nbsp;If you don't need the card until October and think it would be better to wait, I would do that. &nbsp;</P> Wed, 11 Jun 2025 21:31:41 GMT cashorcharge 2025-06-11T21:31:41Z https://ficoforums.myfico.com/t5/Business-Credit/Barclays-Now-or-can-I-reapply/m-p/6827625#M52466 <P>I applied for the business Wyndham card for my LLC, and they told me I had to unfreeze a report within 30 days to proceed. Then I applied for another business Barclays card and was denied for too many recent applications. I also applied about 3 months ago for a business and personal card if that matters.</P><P>&nbsp;</P><P>Now I am trying to decide if I should unfreeze my report and have them review my first application. If I get denied and have the HP, then will I get denied in later by Barclays? I would rather get this card in October when my inquiries/accounts have aged, than apply now and get denied and still not be able to get the card in October.<BR /><BR />I don't have that many inquiries or new accounts, but I think I have enough that they might not auto-approve me. I have read that their recon doesn't approve many people anymore like they used to.<BR /><BR />My other option is to let the first application lapse, and apply in October. Am I likely to get declined since it's my third application in a short time?<BR /><BR />Additionally, I read that it's less paperwork and hassle to get the Sole Prop version, and if I apply in October I'll do that. I'm a little worried that my LLC application will be a hassle. I don't mind sending in EIN verification and one or two state business documents, but I don't want to have to send taxes.<BR /><BR />I have an existing personal card with Barclays and they don't like that I didn't use it very much, but I really want to use the business card regularly. However, I'm unsure if I would want to speak with recon.</P> Tue, 10 Jun 2025 08:48:21 GMT https://ficoforums.myfico.com/t5/Business-Credit/Barclays-Now-or-can-I-reapply/m-p/6827625#M52466 Swatch 2025-06-10T08:48:21Z https://ficoforums.myfico.com/t5/Business-Credit/Barclays-Now-or-can-I-reapply/m-p/6827913#M52471 <P>In general on here, there's not a lot of praise for Barclays business offerings and in the past people have stated the reconsiderations aren't possible. &nbsp;If you don't need the card until October and think it would be better to wait, I would do that. &nbsp;</P> Wed, 11 Jun 2025 21:31:41 GMT https://ficoforums.myfico.com/t5/Business-Credit/Barclays-Now-or-can-I-reapply/m-p/6827913#M52471 cashorcharge 2025-06-11T21:31:41Z