topic Re: Bank of America Business card…. in Business Credit

Bank of America Business card….

Janneman — Mon, 09 Jun 2025 20:36:17 GMT

I have two questions related to a Business card with Bank of America (Business Advantage unlimited Cash Rewards)

(1) First one is about CLI on this business card. Has anyone ever gone for CLI on this business card with BOA? If so, what's the process, and would it be a SP or HP? I know that it would be a soft pull for personal cards but what about for business cards? I clicked for credit line increase link on my BOA mobil app and its like as if I am applying for a new application because they are asking all those questions again for CLI which are asked when you apply for new a card even though its for CLI.....

(2) On my online account I have been getting an offer for the last one year for the same card that I already have for the last few years. So, do you think BOA allows two of the same card? Is there anyone who has this of the two cards/accounts?

Thanks

Re: Bank of America Business card….

cashorcharge — Wed, 11 Jun 2025 21:36:08 GMT

I had never inquired on a CLI for my BofA business so I just attempted. The link simply confirms my account, my revenue and my preferred credit limit...no other questions and it does state they they will perform a HP for this...specifically "I am authorizing them to do so" which I know it also says on the personal side...though I have never had a HP for a CLI from them.

Not sure about the 2 of the same card question

Re: Bank of America Business card….

AzCreditGuy — Thu, 12 Jun 2025 22:18:38 GMT

I have the same card, CLI are SP and SLOW AF.....I started at $1,500 than $2,800 and now $3,500. I honestly hate how the card is set up online with the Corp and CC acct itself. Just make it one account, its BofA.

I feel CLI's are a joke on the Business side, I have a B of A personal unlimted cash rewards CC and that CL is $82,900

Re: Bank of America Business card….

Janneman — Fri, 13 Jun 2025 09:42:56 GMT

@cashorcharge wrote:
I had never inquired on a CLI for my BofA business so I just attempted. The link simply confirms my account, my revenue and my preferred credit limit...no other questions and it does state they they will perform a HP for this...specifically "I am authorizing them to do so" which I know it also says on the personal side...though I have never had a HP for a CLI from them.

Not sure about the 2 of the same card question

Have you checked if it was indeed HP, or you were just checking this out? Don't know why but when I clicked on the link of credit line increase then its asking tons of questions....

Re: Bank of America Business card….

Janneman — Fri, 13 Jun 2025 10:05:48 GMT

@AzCreditGuy wrote:
I have the same card, CLI are SP and SLOW AF.....I started at $1,500 than $2,800 and now $3,500. I honestly hate how the card is set up online with the Corp and CC acct itself. Just make it one account, its BofA.

I feel CLI's are a joke on the Business side, I have a B of A personal unlimted cash rewards CC and that CL is $82,900

On business side they gave me $5k only...4 yrs ago.....

Re: Bank of America Business card….

AzCreditGuy — Fri, 13 Jun 2025 13:44:37 GMT

@Janneman wrote:
@AzCreditGuy wrote:
I have the same card, CLI are SP and SLOW AF.....I started at $1,500 than $2,800 and now $3,500. I honestly hate how the card is set up online with the Corp and CC acct itself. Just make it one account, its BofA.

I feel CLI's are a joke on the Business side, I have a B of A personal unlimted cash rewards CC and that CL is $82,900
On business side they gave me $5k only...4 yrs ago.....

Good to know its just not me, that seems more inline with a normal SL. At least you got more than me. lol....

Re: Bank of America Business card….

cashorcharge — Fri, 13 Jun 2025 15:44:59 GMT

@Janneman wrote:
@cashorcharge wrote:
I had never inquired on a CLI for my BofA business so I just attempted. The link simply confirms my account, my revenue and my preferred credit limit...no other questions and it does state they they will perform a HP for this...specifically "I am authorizing them to do so" which I know it also says on the personal side...though I have never had a HP for a CLI from them.

Not sure about the 2 of the same card question
Have you checked if it was indeed HP, or you were just checking this out? Don't know why but when I clicked on the link of credit line increase then its asking tons of questions....

I did not proceed so I am uncertain....