topic Re: BofA Business Customized Cash $7000 CLI in Business Credit

BofA Business Customized Cash $7000 CLI

cashorcharge — Mon, 15 Sep 2025 16:53:34 GMT

Prompted by @Dcowboy08 CLI success, I was reminded that it had been a year since I put through a request.

The process is very simple, can be accomplished online without calling and while it states you're authorizing them to perform a HP of your personal CB, my request was approved without! Took 2 business days to process. The account is a couple years old and gets minor use...about $200 per month and always paid in full

$18,000 to $25,000

WooHoo!!!!

Re: BofA Business Customized Cash $7000 CLI

Total_Synergy — Mon, 15 Sep 2025 19:49:40 GMT

Congratulations @cashorcharge ! Well played

Re: BofA Business Customized Cash $7000 CLI

JoeRockhead — Mon, 15 Sep 2025 22:11:33 GMT

Very nice bump, congratulations on the new limit!

Re: BofA Business Customized Cash $7000 CLI

fullstackdev — Tue, 16 Sep 2025 04:34:02 GMT

Congrats on the CLI! I don't even see a link to request a CLI in my online banking.

Re: BofA Business Customized Cash $7000 CLI

Copenix — Tue, 16 Sep 2025 07:10:32 GMT

Very nice. Congrats on your CLI.

Re: BofA Business Customized Cash $7000 CLI

Dcowboy08 — Tue, 16 Sep 2025 08:52:15 GMT

Awesome! Now, what to get Marge?... Mmmmm 64 slices of American cheese....

Re: BofA Business Customized Cash $7000 CLI

coldfusion — Tue, 16 Sep 2025 09:51:16 GMT

@fullstackdev wrote:
Congrats on the CLI! I don't even see a link to request a CLI in my online banking.

The appearance of a 'request a credit limit increase' link just means that their automated process determined you're eligible to request a CLI. Having the link appear doesn't equate to an approval and multiple data points over the last several years have confirmed that even without a link you can call customer service and successfully request a CLI over the phone.

Re: BofA Business Customized Cash $7000 CLI

creditrizz — Thu, 18 Sep 2025 08:13:46 GMT

Good CLI, congrats.

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?

Re: BofA Business Customized Cash $7000 CLI

cashorcharge — Thu, 18 Sep 2025 22:42:44 GMT

@creditrizz wrote:
Good CLI, congrats.

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?

I believe it can be redeemed back to your account or to a BofA checking account. I don't believe it can be redeemed outside unless you chose to receive a refund check. I always apply my rewards right back to my account to keep things easy and quickly usable

Re: BofA Business Customized Cash $7000 CLI

coldfusion — Fri, 19 Sep 2025 00:40:47 GMT

@cashorcharge wrote:
@creditrizz wrote:
Good CLI, congrats.

Was wondering if the cashback from the BofA biz cards can be redeemed into a personal checking account (inside or outside of BofA), or if you can only redeem into your BofA business account?
I believe it can be redeemed back to your account or to a BofA checking account. I don't believe it can be redeemed outside unless you chose to receive a refund check. I always apply my rewards right back to my account to keep things easy and quickly usable

Personal experience is that you can redeem into a personal BoA checking account, minimum redemption is $0.01.