topic Re: New Intuit Business Card Approved in Business Credit

New Intuit Business Card Approved

fullstackdev — Wed, 28 Jan 2026 22:30:05 GMT

New business credit card from Intuit/WebBank that offers 2% cash back on all purchases and 5% on Intuit products (like Quickbooks). I've been waiting for it since they started teasing it in the QuickBooks app late last year. Applications must have opened this week. I was not instantly approved when I applied. I had to upload my ID and a document to verify my address. Approved via email 24 hours later for $27,500. No hard pull. Previous highest limit was my 9-year-old CapOne Spark 1.5% at $10,000. I'm pretty sure WebBank does not report business accounts to personal credit... I'll report back if this shows up on my personal reports. This will most likely replace my CapOne Spark 1.5% as our daily driver for non-category spend.

Re: New Intuit Business Card Approved

pizzadude — Thu, 29 Jan 2026 14:10:53 GMT

@fullstackdev wrote:
New business credit card from Intuit/WebBank that offers 2% cash back on all purchases and 5% on Intuit products (like Quickbooks). I've been waiting for it since they started teasing it in the QuickBooks app late last year. Applications must have opened this week. I was not instantly approved when I applied. I had to upload my ID and a document to verify my address. Approved via email 24 hours later for $27,500. No hard pull. Previous highest limit was my 9-year-old CapOne Spark 1.5% at $10,000. I'm pretty sure WebBank does not report business accounts to personal credit... I'll report back if this shows up on my personal reports. This will most likely replace my CapOne Spark 1.5% as our daily driver for non-category spend.

Congrats on the approval and nice CL ! Still no HP showing on any of your reports ?

Re: New Intuit Business Card Approved

SMB85 — Thu, 29 Jan 2026 17:58:45 GMT

I was just approved for this card as well. $7500 SL. No HPs. Looks like 2x soft pulls on Experian only. EQ and TU are frozen. I also had to upload ID and proof of address yesterday, and today received the approval. Instant access to the card via Apple Pay and provided the card number. You can request a physical card sent in the mail (it's not automatic).

Re: New Intuit Business Card Approved

CalCashBack — Thu, 29 Jan 2026 18:57:02 GMT

Big congrats again on the approvals. Super helpful data so far.

Quick questions if you don’t mind sharing:

Were you invited / pre-approved inside QuickBooks, or did you have to manually apply?
About what monthly revenue does your QuickBooks show? (rough range is totally fine)
Have you seen any terms of service link yet? Trying to figure out if this is a true credit card or more like a charge card.
Also curious what the card actually looks like — any chance you could share a quick screenshot?

Really appreciate it! Just doing some early research.

Re: New Intuit Business Card Approved

CalCashBack — Thu, 29 Jan 2026 18:59:31 GMT

Congrats on the approval as well!

If you get a chance, would love your take on the questions I posted above too. Trying to collect a few early data points since there’s no public offer page yet.

Appreciate it 🙌🏾

Re: New Intuit Business Card Approved

JimmiS — Thu, 29 Jan 2026 21:32:56 GMT

Please tell us the link to apply. I can't find it anywhere and Intuit is clueless about it.

Re: New Intuit Business Card Approved

fullstackdev — Fri, 30 Jan 2026 00:04:38 GMT

@CalCashBack wrote:
Big congrats again on the approvals. Super helpful data so far.
Quick questions if you don’t mind sharing:
Were you invited / pre-approved inside QuickBooks, or did you have to manually apply?
About what monthly revenue does your QuickBooks show? (rough range is totally fine)
Have you seen any terms of service link yet? Trying to figure out if this is a true credit card or more like a charge card.
Also curious what the card actually looks like — any chance you could share a quick screenshot?
Really appreciate it! Just doing some early research.

Thank you!

I was not formally invited or pre-approved. But I do remember "you're pre-qualified" copy somewhere in the app, probably the "Lending > Credit Cards" tab.
Monthly revenue ranges from $60K-$100K.
Funny enough, there was a CSS glitch on the card acceptance page, so the TOS copy was rendered as white text on a white background. With that said, I understand it to be a credit card with a firm credit limit. I consented to ongoing monitoring of my QuickBooks data, so I wouldn't be surprised if the credit line is reactive to major changes in QuickBooks data (like deposits in linked bank accounts plummeting, late fees on linked credit cards, or linked bank accounts going into the negative).
I don't have the physical card yet, so I don't know what it looks like.

Re: New Intuit Business Card Approved

fullstackdev — Fri, 30 Jan 2026 00:11:02 GMT

Correct, still no HP. All reports were open/thawed at the time of application. I specifically remember the copy stating no impact on personal credit and that they may pull business credit reports from SBFE.

Re: New Intuit Business Card Approved

fullstackdev — Fri, 30 Jan 2026 00:14:04 GMT

@JimmiS wrote:
Please tell us the link to apply. I can't find it anywhere and Intuit is clueless about it.

QuickBooks Online > Lending > Credit Cards.

Re: New Intuit Business Card Approved

cashorcharge — Sat, 31 Jan 2026 22:56:39 GMT

Congratulations on your Approval!!👏🏼🍾🥂

Re: New Intuit Business Card Approved

Dcowboy08 — Sun, 01 Feb 2026 15:33:25 GMT

@CalCashBack wrote:
Big congrats again on the approvals. Super helpful data so far.
Quick questions if you don’t mind sharing:
Were you invited / pre-approved inside QuickBooks, or did you have to manually apply?
About what monthly revenue does your QuickBooks show? (rough range is totally fine)
Have you seen any terms of service link yet? Trying to figure out if this is a true credit card or more like a charge card.
Also curious what the card actually looks like — any chance you could share a quick screenshot?
Really appreciate it! Just doing some early research.

In my case, Intuit called and left a message about their new product. I went on my Quickbooks and under Lending and Banking, they have the Credit Cards tab. I applied and was told my EX was frozen. Unfroze and instantly approved for $32,500.00.

My business does around a million a year. All my invoicing and payments go through QB's. I also was approved early in 25' for $85k LOC and I carry a term loan that I used to finish paying off another term loan early. That was through them as well. Lowered the interest rate. My EX is actually my lowest score, 706 at the time they pulled. It was a SP.

I hope these DP's help.

Re: New Intuit Business Card Approved

cardslayer — Thu, 05 Feb 2026 15:04:11 GMT

I went in and looked at QBO > Lending > Credit Cards and only see a "Capital on Tap Business Card" card offering. I'm assuming that's not this new Intuit card? Seems to be offered by WebBank as well, but it doesn't really look like this new product you all are talking about. Anybody know if it's only select QB accounts or regions?

Re: New Intuit Business Card Approved

SMB85 — Fri, 06 Feb 2026 16:13:24 GMT

Correct, "Capital On Tap" is NOT the Intuit Business Card. It's a garbage platform I would stay far away from. They randomly "pause" the card and only permit automatic payments from your linked business account.

Intuit must be doing a slow phased rollout of their card. There isn't much publicly available yet.

Re: New Intuit Business Card Approved

Landlord_27 — Tue, 02 Jun 2026 01:23:59 GMT

Congratulations on the approval and thank you for the data points. Did they report on your personal report as well?

Re: New Intuit Business Card Approved

julia18330 — Tue, 02 Jun 2026 16:08:35 GMT

@fullstackdev wrote:
New business credit card from Intuit/WebBank that offers 2% cash back on all purchases and 5% on Intuit products (like Quickbooks). I've been waiting for it since they started teasing it in the QuickBooks app late last year. Applications must have opened this week. I was not instantly approved when I applied. I had to upload my ID and a document to verify my address. Approved via email 24 hours later for $27,500. No hard pull. Previous highest limit was my 9-year-old CapOne Spark 1.5% at $10,000. I'm pretty sure WebBank does not report business accounts to personal credit... I'll report back if this shows up on my personal reports. This will most likely replace my CapOne Spark 1.5% as our daily driver for non-category spend.

Did you receive an email confirmation from the application? I applied last night, it kind of glitched after I linked my bank account, then said under review but I haven't received any email confirmation. Thanks