topic Re: Intuit Credit Card Approved! in Business Credit

Intuit Credit Card Approved!

pjinky — Sat, 31 Jan 2026 03:23:00 GMT

I was messing around in QuickBooks the other day and realized the new Intuit Credit Card was available to apply. I saw it was a soft pull and couldn't resist. I applied, had to scan my face and ID, and then it asked for me to upload my FEIN letter from when I first applied for my EIN. I sent that over and 24 hours later, I got an approval email. SL of $42,500 and 19.24% rate (doesn't matter - will be PIF). I have yet to see a hard inquiry. The welcome/approval email did have an "Accept Offer" button and it said your credit score may be affected. No alerts anywhere on an inquiry.

Stats at the time of approval -

EQ and TU hovering around 820 and EX around 780 (which is what I think they used).

This business has been formed with the state since 2023, but we've only been open since April of 2025. We've had about $850k in sales since then and all transactions are in QB.

Nothing too special about the card. It's 5% cash back on Intuit products and 2% on everything else. I was able to add it to Google Pay immediately and all of the credit line is available. A physical card was not automatically sent. I had to request one, but it was a simple tap in the app. Speaking of the app, this card lives independently from QuickBooks in its own app, which has a clean interface and seems simple enough to use.

I've uploaded some screenshots of the email, the app home screen, and the first couple of pages of the T&C for the card.

Re: Intuit Credit Card Approved!

pizzadude — Sat, 31 Jan 2026 04:16:19 GMT

Moved to Biz Credit

Re: Intuit Credit Card Approved!

Dcowboy08 — Sat, 31 Jan 2026 15:52:03 GMT

I got a call from them yesterday and didn't answer. Message was about the card. When I got home to the office last night, I looked it up on my Quickbooks and there it was. SP and I applied, said EX was frozen, unfroze it, reapplyed and I got 32.5k with the same interest rate as you. I have a LOC and Term loan with them. Run all my business payments through them. So, I'll take it.

Re: Intuit Credit Card Approved!

pjinky — Sat, 31 Jan 2026 18:47:29 GMT

Nice approval. I have a LOC but got it when we were starting this business. It's only $1,500. I haven't had time to call to see if that can be increased now that we have regular sales. I also haven't tried their term loans yet. I thought about it a couple of times and had varying offers. I just haven't bitten yet.

Re: Intuit Credit Card Approved!

pjinky — Sat, 31 Jan 2026 18:55:40 GMT

Got the card in the mail today. Sent FedEx. Nice presentation. The card is very thick metal and has a cool iridescent effect.

Re: Intuit Credit Card Approved!

cashorcharge — Sat, 31 Jan 2026 22:57:39 GMT

Congratulations on your Approval!!👏🏼🍾🥂

Re: Intuit Credit Card Approved!

Dcowboy08 — Sun, 01 Feb 2026 15:23:54 GMT

My wallet is getting heavy with all these metal cards...

Re: Intuit Credit Card Approved!

pjinky — Sat, 14 Feb 2026 19:44:29 GMT

Same! They made me feel kind of good in the beginning, but now they're turning into a pain in the tush - literally.