topic Re: Approved - US Bank Triple Cash $20k in Business Credit

Approved - US Bank Triple Cash $20k

creditrizz — Thu, 05 Feb 2026 07:04:56 GMT

Pulled TU, went into pending, took about 2 business days for approval email to come thru. $20k limit

had 2 inquiries in past 6 months, 2 new cards in the last 12 months and 1 new auto lease. Score somewhere in the lower 800s, haven't checked it in a while. Have US Bank Smartly and ~100 racks on the personal side in the program. Also have a US Bank Business Checking with $25 in it just to keep it open bc no minimum fee which is rare for a legacy-type bank.

$500 sub. Went back up to $750 a few days after i applied.

Re: Approved - US Bank Triple Cash $20k

Patient957 — Thu, 05 Feb 2026 13:15:35 GMT

Nice approval, congrats.

I actually like my USB business checking, and as long as it remains no monthly fee, I plan to keep it.

Re: Approved - US Bank Triple Cash $20k

CreditCuriosity — Thu, 05 Feb 2026 13:44:07 GMT

Congrats strong approval. I signed up a moth or two back only for 500 about to meet that tempted too grab another one with elevated sub as can have multiple.

Re: Approved - US Bank Triple Cash $20k

cashorcharge — Sat, 07 Feb 2026 23:44:55 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Approved - US Bank Triple Cash $20k

Copenix — Thu, 12 Feb 2026 14:40:49 GMT

Good stuff. Congrats on your approval.