topic Re: AMEX loses Amazon Business card in Business Credit

AMEX loses Amazon Business card

odd_dog — Tue, 31 Mar 2026 11:30:25 GMT

Got email today on August 14 2026 Amazon Business will go to US Bank.....WOW.....

Amazing dumping AmEx

CountryLad — Tue, 31 Mar 2026 12:41:49 GMT

Just got notice this morning that Amazon is dumping American Express business cards and replacing them with USBank on August 14. Huge win for USBank. Thoughts?

Re: AMEX loses Amazon Business card

Harvey26 — Tue, 31 Mar 2026 14:03:11 GMT

Woke up to this notice as well, Not really sure how to feel about this , never done biz with US Bank. Have received some preapprovals but never acted on them. Can say I will miss the ease of the AMEX app.

Re: AMEX loses Amazon Business card

isik — Tue, 31 Mar 2026 14:15:53 GMT

Also got the same email. It's dissapointing, I really don't like US Bank. Their CL's are stingy, they do bait and switch tactics with rewards and in general not easy to work with. I'm not happy about this. But as long as they don't do a CLD or something like that, I'll continue to use it. I don't spend more than a few hundred a month on most months with this card anyway.

I also want to always have an Amex business card available, so I guess I'll get a new one before they transfer this one.

Re: AMEX loses Amazon Business card

CreditCuriosity — Tue, 31 Mar 2026 14:21:15 GMT

Ya Suprised I didn't see this one coming at all got email this morning. Not sure why AMEX would give up that business or US Bank outbid them for renewal as the best Amex card I personally have hopefully still 5% with US Bank and assume it won't report like other business cards once converted. I am not a huge spender but at least put 10k on this card a year.

Email..

We’re reaching out to let you know that American Express’ U.S. Small Business co-brand Card relationship with Amazon is ending. Your Amazon Business or Amazon Business Prime Card will be replaced with an Amazon co-branded credit card issued by U.S. Bank. We expect that this will take place on August 14, 2026.

You’ll receive additional communications in the upcoming weeks and months regarding these changes, and more information will be provided in your next billing statement. In certain situations, your Card may not be replaced with a credit card issued by U.S. Bank. If that’s the case, we’ll contact you with additional details.

No action is required at this time.

Can I keep using my current Card?

Yes. However, starting August 14, 2026, you should begin using your new card issued by U.S. Bank. Additional details will be provided by U.S. Bank in the upcoming months.

What will happen to my current Card Membership benefits associated with my American Express Amazon Business Card Account?

You’ll continue to receive the same Card Membership benefits until August 2026. Additional details, including specific dates, will be provided in your next billing statement.

For any additional questions, please call the number on the back of your Card.

Sincerely,

American Express

Re: AMEX loses Amazon Business card

FicoMike0 — Tue, 31 Mar 2026 14:45:32 GMT

At least they didn't transfer it to sync.

Re: AMEX loses Amazon Business card

pizzadude — Tue, 31 Mar 2026 15:21:39 GMT

Will be interesting to see if USB keeps the AMEX card network or switches to Visa / MC.

Re: AMEX loses Amazon Business card

TrapLine — Tue, 31 Mar 2026 16:20:38 GMT

@isik wrote:
Also got the same email. It's dissapointing, I really don't like US Bank. Their CL's are stingy, they do bait and switch tactics with rewards and in general not easy to work with. I'm not happy about this. But as long as they don't do a CLD or something like that, I'll continue to use it. I don't spend more than a few hundred a month on most months with this card anyway.

I also want to always have an Amex business card available, so I guess I'll get a new one before they transfer this one.

Follow your post on dealing with USB. One thing I have found is that once a customer has a satisfactory "performance" track record, USB is good for added products. Also, they have been more willing to allow CLIs of late. Even got an unsolicited CLI in October 2025 ($5,000) ... no soft or hard inquiry. All previous CLIs were soft inquiry and for only $1500.

Re: AMEX loses Amazon Business card

GZG — Tue, 31 Mar 2026 16:21:54 GMT

@pizzadude wrote:
Will be interesting to see if USB keeps the AMEX card network or switches to Visa / MC.

reported it will be a MC

Re: AMEX loses Amazon Business card

cashorcharge — Tue, 31 Mar 2026 17:33:13 GMT

@FicoMike0 wrote:
At least they didn't transfer it to sync.

I used to have the Amazon SYNC Business Store Card though they shut that down...I want to say 2 years ago? I never bothered to replace with another Amazon specific card. Perhaps with this change, USB will be generous with CL's...similar to how Chase tends to be with their Amazon personal card? Perhaps I'm being optimistic

Re: AMEX loses Amazon Business card

NoMoreE46 — Tue, 31 Mar 2026 17:45:54 GMT

Not a fan of USB so a downgrade

imo. I closed mine Amex Bus Prime card after the one year anniversary.

Re: AMEX loses Amazon Business card

ocheosa — Tue, 31 Mar 2026 18:05:50 GMT

First Lowe's now this...UGH!!! My two fav AmEx biz cards gone in the same year... this sucks!

Re: AMEX loses Amazon Business card

digitek — Tue, 31 Mar 2026 18:48:51 GMT

@ocheosa wrote:
First Lowe's now this...UGH!!! My two fav AmEx biz cards gone in the same year... this sucks!

Yeah I thought the same, I had the Lowe's Business card and closed it before it moved to Synchrony. Now they are about to move my Amazon Business card, too, but I have accounts with US Bank already so not as big of a deal. I'm more interested in what kind of changes there will be, if any. I liked the Amex Amazon business card just the way it was, nice card, easy to use and redeem, Amex app and customer support are great.

Amazon Businss Card Moving from AMEX to US Bank

sto0pyd — Tue, 31 Mar 2026 23:38:24 GMT

I’m not sure if this is a good thing or not, but I got an email from Amex this morning saying the business card is moving over to U.S. Bank. I'm guessing the portfolio sucked for them. A few years ago (because of this forum), I got a business card with Citi Costco and realized how easy it was to get business credit through my “side gig.” It’s nice having a “secret” card that doesn’t report to your personal credit and gives you an extra 30 days to pay (meaning I didn’t have to pay it off before the statement cycle closed). I have a pretty strong relationship with Amex on the personal side and have picked up a few business cards (Gold, Amazon, and Marriott), all with decent limits.

Now that this card is moving to U.S. Bank, does anyone know how flexible they are with “side gigs?”

Re: Amazon Businss Card Moving from AMEX to US Bank

zerofire — Wed, 01 Apr 2026 00:17:18 GMT

US Bank is in my opinion the better issuer. I however might be biased because of the high number of accounts that they hold for me. Their main thing is that once your in with US Bank then it gets much easier to get them to do stuff for you. In your case the transfer will be your entry into the new system if you do not already have US Bank product. I can say that I have used my US Bank cards in multiple countries and none have ever let me down. My region does not have branches but US Bank has lots of processing contracts that make charge response fast. For example my state uses them for EBT processing so when I run my card a lot of terminals know where to send the charge. I think in your case the contract was ending and US Bank was just more greedy for business so they offered Amazon a better deal. Think of it as a learning experience. It is well known that Amazon and Chase were doing chats behind the scenes for the Visa card contract in the past year or two and in the end there was a renewal. I think Synchrony Bank might have had chats before that. That is the thing with co-brand cards, eventually they will move around.

Re: AMEX loses Amazon Business card

4sallypat — Wed, 01 Apr 2026 00:26:49 GMT

What does "In certain situations your card may NOT be replaced with a credit card by US Bank" ???

Re: AMEX loses Amazon Business card

CreditCuriosity — Wed, 01 Apr 2026 00:31:56 GMT

@4sallypat wrote:
What does "In certain situations your card may NOT be replaced with a credit card by US Bank" ???

Likely if you burnt US Bank or credit doesn't meet US Bank UW criteria. I think most will be fine but got to have disclaimers for everything for whatever reason they might not want to issue you a card but believe majority will be fine. Have 2 personal cards and a business card with them so not worried at all about the conversion although not happy about it as AMEX was simple and easy with no redemption minimums and amex offers, etc, etc. Deffinetly will be a slight downgrade for me

Re: AMEX loses Amazon Business card

4sallypat — Wed, 01 Apr 2026 01:17:11 GMT

Ah got it - thanks.

I already have accounts with USB as well.

Will the AX credit line also transfer to USB as well ?

Re: Amazon Businss Card Moving from AMEX to US Bank

crystal626 — Wed, 01 Apr 2026 01:18:52 GMT

I'm ambivalent over the whole thing in general but at least I'll have one less card I can't freeze for as long as I choose.

Someone on Reddit shared that US Bank's press release with American Banker mentioned additional rewards being added so I'm curious how that all shakes out. Would be nice if they at least add the 6% with slow shipping that the Chase version gets.

Re: Amazon Businss Card Moving from AMEX to US Bank

Flarty — Sat, 04 Apr 2026 23:23:04 GMT

@crystal626 wrote:

I'm ambivalent over the whole thing in general but at least I'll have one less card I can't freeze

One fewer card.

I hate US Bank for credit cards. They will not approve me for anything over $1000. So I xferred some of my credit limit from my BBC to my Amex Prime card and let's see what they do with that when it flops over! HA! I will certainly not get a CLI on the Prime card when it hits USB so might as well load it up now.

I'll probably be one of those who gets dumped rather than moved over. I have a checking account with USB because there's an ATM right down the street but they will not give me a decent limit on a card. I had a secured Altitude Go for years that they would not graduate so I canceled it. Then I got a Kroger card and received an exciting $1000 SL which they will not increase. Still have that card due to the 5% back on mobile payments though.

I have a feeling this will be a mess. Got a Synchrony Amazon Store card but I like that the biz card utilization is hidden so I rarely use the store card. Chase will not give me a card.