topic Re: Ink Plus Approval Stats in Business Credit

Ink Plus Approval Stats

n777ua — Mon, 30 Jun 2014 03:21:12 GMT

I'm planning on apping for the Ink Plus over the next few weeks and I was hoping to get some stats on recent approvals and denials. What was your FICO/FAKO for the approval ? Reasons for denial ? What was your reported income and the CL granted ? Any info helps; cheers.

Re: Ink Plus Approval Stats

awp317 — Mon, 30 Jun 2014 03:39:02 GMT

Chase gives me the world personally, I have been denied 3 times in 18 months trying to get any ink product. Each time a differnet reason. First time was "not enough experience with another chase product", I had just opened the CSP, second time was company had a judgement (which was true, I had a 180 dollar judgement from the city for unpaid lawn mowing on a company owned rental house), third time was too many inquries. I will stick with amex for company products I guess.

My last lender pulled score was from barclays 783. I have never had a missed payment loan wise. Company has been in business about 12 years.

Re: Ink Plus Approval Stats

heyarrnold — Mon, 30 Jun 2014 04:18:38 GMT

I was approved in April of this year. FICOs were in the 760's. I stated that my income for the business was 0 because the business is not under my name until the end of this year. Approved for 5K.

Re: Ink Plus Approval Stats

red259 — Mon, 30 Jun 2014 06:51:43 GMT

Was denied ink product for not having one year of active revolver history showing. Just obtained ink product after crossing the one year mark with my freedom card. I had to move 5k over from my CSP to do it though. Overall it was a pain in the neck to get the approval with business verification needed etc, Hoping it wil be easier to get biz cards in the future now that I have one reporting.

Re: Ink Plus Approval Stats

Anonymous — Sat, 11 Oct 2014 04:53:44 GMT

Congrats!.....Thanks for sharing...

Re: Ink Plus Approval Stats

unc0mm0n1 — Wed, 15 Oct 2014 11:21:13 GMT

FIco around 720's. I'm a lawyer but I consult on the side. My stated income from consulting is ~40K, total income ~160K. I had 5 other Chase cards and had a ton of inquiries ~12 (we just bought a house and a couple of cars). Was approved for 5K, could have gotten more but they wanted me to move some of my other limits around.

Re: Ink Plus Approval Stats

jefftca925 — Wed, 15 Oct 2014 18:46:24 GMT

I app'd and was approved (the following day) for the Ink Cash card back in the beginning of July. They pulled EQ & EX. FICO scores were in the 780-790 range for both. I have had 6 personal cards with them (4 currently) and checking/savings. They gave me a CL of 18K. It is for my art business that I started last year and have a resale permit thru the state on file. I didn't have any issues with them at all.