topic Re: Dell business-I can't crack this one! in Business Credit

Dell business-I can't crack this one!

chbartel — Tue, 28 Apr 2015 17:42:42 GMT

I don't understand Dell business credit.

I have a 98 Experian score for business,(5 tradelines but 3 new ones that havn't report) 80 paydex. 8 tradelines on D&B

I have tried multiple times to get anything with Dell, turn down every single time. I apply for a BJ Mastercard no PG and they give me $20k....I have 7,500 at Cotsco. .this makes no sense.

I'm now on a miession for Dell. Only ones I can't seem to crack is Dell, Ikea, and Best Buy...

Re: Dell business-I can't crack this one!

Nocturnal — Tue, 28 Apr 2015 21:02:24 GMT

I just got approved for $15k just now. The APR is insane though but if you don't plan to use it as a credit line that doesn't matter much. I have had a Cap One business for about 5 years now with a low limit. Just got an Amex Gold card a few months ago. I did not have to PG thankfully.

Re: Dell business-I can't crack this one!

Anonymous — Tue, 28 Apr 2015 22:01:02 GMT

Yes that is pretty strange because I have Dell and that was the first accounts I applied for after having little accts like Uline and Quill with $50 limits and Only one showing on Experian with a very low score 3 ... I even had a collection on Experian and they approved me for $7500... my DnB shows 5 trades with the highest $1000 and 80 paydex...

chbartel do you carry a high balance on any of your accounts?

Re: Dell business-I can't crack this one!

chbartel — Tue, 28 Apr 2015 22:26:42 GMT

@Anonymous wrote:
Yes that is pretty strange because I have Dell and that was the first accounts I applied for after having little accts like Uline and Quill with $50 limits and Only one showing on Experian with a very low score 3 ... I even had a collection on Experian and they approved me for $7500... my DnB shows 5 trades with the highest $1000 and 80 paydex...

chbartel do you carry a high balance on any of your accounts?

I pay in full every single month!

I have another llc that I am going to apply with and see what happens. An llc that is 4 years old but has no business credit at all, I'll keep you posted.

Re: Dell business-I can't crack this one!

Anonymous — Tue, 28 Apr 2015 23:36:28 GMT

chbartel,

Okay cool........

Wait how old is this business your are trying with?

N try applying online I got an instant approval...........

Re: Dell business-I can't crack this one!

chbartel — Tue, 28 Apr 2015 23:42:09 GMT

Current business is 3.5 years old