topic Re: Chase Ink PC question in Business Credit

Chase Ink PC question

Anonymous — Wed, 29 Apr 2015 16:50:10 GMT

So I did some searching and never really got much of an answer, most of the stuff was on the old ink bold card. Anyway I was thinking about apping for the ink plus card for the sign on bonus and transfer to my csp ur account and then use the 5% categories. The thing is I won't come close to the spend necessary to make the af worth it and was wanting to PC it to the ink cash card before the af hits.

1. Is it possible to PC a chase biz card
2. If so is there a time frame on how long you have to have the card before I can PC
3. The ink cash "cash back" is the same as freedom where they are really just ur points that can be transferred to csp correct?
4. Would you recommend this strategy?

Thanks for your help

Re: Chase Ink PC question

IWOL — Wed, 29 Apr 2015 19:30:37 GMT

@Anonymous wrote:
So I did some searching and never really got much of an answer, most of the stuff was on the old ink bold card. Anyway I was thinking about apping for the ink plus card for the sign on bonus and transfer to my csp ur account and then use the 5% categories. The thing is I won't come close to the spend necessary to make the af worth it and was wanting to PC it to the ink cash card before the af hits.

1. Is it possible to PC a chase biz card
2. If so is there a time frame on how long you have to have the card before I can PC
3. The ink cash "cash back" is the same as freedom where they are really just ur points that can be transferred to csp correct?
4. Would you recommend this strategy?

Thanks for your help

1. Dont know if you can PC to INK from another biz card but you would lose out on teh 50K UR sign up bonus.
2. Dont know

3. No, the Ink Cash just gives you cash back. If you wnat UR points you have to get the "Ink Plus" card. Same reward structure but one gives you cash and the other UR.

4. I would recommend applying for the INK Plus as a new app. I beleive you can get a 60K UR offer if you apply in branch. Its a great card with 5X UR on phone, Cable, cell, and office supplies and 2X on travel and gas.

Re: Chase Ink PC question

Anonymous — Wed, 29 Apr 2015 19:58:24 GMT

I am planning on getting the ink plus as a new app for the bonus, I was asking about a PC so I could possibly change to the ink cash before the af hit. Also I'm pretty sure you are wrong about the ink cash not getting ur points and just cash back but I could be wrong, maybe someone else can chime in here

Re: Chase Ink PC question

myjourney — Wed, 29 Apr 2015 20:45:40 GMT

@Anonymous wrote:
So I did some searching and never really got much of an answer, most of the stuff was on the old ink bold card. Anyway I was thinking about apping for the ink plus card for the sign on bonus and transfer to my csp ur account and then use the 5% categories. The thing is I won't come close to the spend necessary to make the af worth it and was wanting to PC it to the ink cash card before the af hits.

1. Is it possible to PC a chase biz card

Yes.............Ink plus to Ink Cash or reverse
2. If so is there a time frame on how long you have to have the card before I can PC

IiRC the 13 month rule applies YMMV
3. The ink cash "cash back" is the same as freedom where they are really just ur points that can be transferred to csp correct?

Correct they can be transfered to INK plus as well as CSP
4. Would you recommend this strategy?

No App for sign up bonus and if you don't want one of the cards transfer the limit to the new card

Thanks for your help

Edit crazy format don't know what happened ....Ooops

Re: Chase Ink PC question

Anonymous — Wed, 29 Apr 2015 23:26:05 GMT

So you are saying app for the ink plus get the bonus then app for the ink cash get that bonus then transfer the limit from the plus and close it, is that correct. And chase won't get upset for bonus chasing for this kind of behavior?

Re: Chase Ink PC question

IWOL — Wed, 29 Apr 2015 23:53:26 GMT

I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

Re: Chase Ink PC question

Imperfectfuture — Thu, 30 Apr 2015 10:42:34 GMT

@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cash is a UR card, just like freedom.

Re: Chase Ink PC question

Imperfectfuture — Thu, 30 Apr 2015 00:11:15 GMT

As to the above, confirmed with Chase executive office.

Re: Chase Ink PC question

Imperfectfuture — Thu, 30 Apr 2015 00:12:57 GMT

@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

50k sign up bonus for Ink Plus, 200 sign up bonus for Ink cash, your stats are wrong.

Re: Chase Ink PC question

myjourney — Thu, 30 Apr 2015 00:57:50 GMT

@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.

+1 Good job Imperfectfuture

To OP do you have either Ink card currently?

Reason I ask is this?

My plan this year was a 2 step process

App Ink cash early in the year get 20,000 UR point bonus.....Done

Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months

90,000 points

whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer

Re: Chase Ink PC question

Anonymous — Thu, 30 Apr 2015 01:53:11 GMT

I do not have either ink card yet...actually your plan sounds perfect, I might just copy that

Thanks for all your help

Re: Chase Ink PC question

hiro905 — Thu, 30 Apr 2015 01:57:03 GMT

@myjourney wrote:
@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.
+1 Good job Imperfectfuture

To OP do you have either Ink card currently?
Reason I ask is this?
My plan this year was a 2 step process
App Ink cash early in the year get 20,000 UR point bonus.....Done
Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months
90,000 points
+
whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer

I think the 70k offer was because they were re-launching the Ink Plus card since they were no longer going to offer the Bold.

Chase usually runs a promo around mid-year where the bonus is upped to 60k.

Re: Chase Ink PC question

myjourney — Thu, 30 Apr 2015 02:54:07 GMT

@Anonymous wrote:
I do not have either ink card yet...actually your plan sounds perfect, I might just copy that

Thanks for all your help

Good luck and let us know how things turn out

Re: Chase Ink PC question

myjourney — Thu, 30 Apr 2015 02:59:16 GMT

@hiro905 wrote:
@myjourney wrote:
@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.
+1 Good job Imperfectfuture

To OP do you have either Ink card currently?
Reason I ask is this?
My plan this year was a 2 step process
App Ink cash early in the year get 20,000 UR point bonus.....Done
Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months
90,000 points
+
whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer
I think the 70k offer was because they were re-launching the Ink Plus card since they were no longer going to offer the Bold.

Chase usually runs a promo around mid-year where the bonus is upped to 60k.

Pretty sure the same 2 promos have run for the last 2 years that I can remember

I recall the 60K offer last year as well and at the end of the year came the 70k IIRC

Edit

http://thepointsguy.com/2014/05/chase-ink-plus-bold-60000-point-bonuses-end-june-1-2014/

http://thepointsguy.com/2014/10/how-to-still-get-the-chase-ink-plus-70000-sign-up-bonus/

Re: Chase Ink PC question

hiro905 — Thu, 30 Apr 2015 16:08:47 GMT

@myjourney wrote:
@hiro905 wrote:
@myjourney wrote:
@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.
+1 Good job Imperfectfuture

To OP do you have either Ink card currently?
Reason I ask is this?
My plan this year was a 2 step process
App Ink cash early in the year get 20,000 UR point bonus.....Done
Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months
90,000 points
+
whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer
I think the 70k offer was because they were re-launching the Ink Plus card since they were no longer going to offer the Bold.

Chase usually runs a promo around mid-year where the bonus is upped to 60k.
Pretty sure the same 2 promos have run for the last 2 years that I can remember
I recall the 60K offer last year as well and at the end of the year came the 70k IIRC

Edit
http://thepointsguy.com/2014/05/chase-ink-plus-bold-60000-point-bonuses-end-june-1-2014/
http://thepointsguy.com/2014/10/how-to-still-get-the-chase-ink-plus-70000-sign-up-bonus/

I don't recall the 70k being offered any other time other than last year? The 60k seems like a yearly thing. Something to consider is the 70k has no waived annual fee first year, whereas the 60k is waived the first year.

Re: Chase Ink PC question

myjourney — Thu, 30 Apr 2015 17:41:03 GMT

@hiro905 wrote:
@myjourney wrote:
@hiro905 wrote:
@myjourney wrote:
@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.
+1 Good job Imperfectfuture

To OP do you have either Ink card currently?
Reason I ask is this?
My plan this year was a 2 step process
App Ink cash early in the year get 20,000 UR point bonus.....Done
Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months
90,000 points
+
whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer
I think the 70k offer was because they were re-launching the Ink Plus card since they were no longer going to offer the Bold.

Chase usually runs a promo around mid-year where the bonus is upped to 60k.
Pretty sure the same 2 promos have run for the last 2 years that I can remember
I recall the 60K offer last year as well and at the end of the year came the 70k IIRC

Edit
http://thepointsguy.com/2014/05/chase-ink-plus-bold-60000-point-bonuses-end-june-1-2014/
http://thepointsguy.com/2014/10/how-to-still-get-the-chase-ink-plus-70000-sign-up-bonus/
I don't recall the 70k being offered any other time other than last year? The 60k seems like a yearly thing. Something to consider is the 70k has no waived annual fee first year, whereas the 60k is waived the first year.

The 70,000 point bonus AF has never been waived that I can recall .......Not a problem

I myself find that low for the rewards that come with $5000.00 spend +$95.00 AF = $5095.00 for 70,000 points = $875.00

Plus points earned meeting spend ....YMMV tho and may not feel its worth $95.00

Transfer to FF program of your liking when you see a good deal and this offer has a potential worth $1K minimum

Also to note the 70,000 offer dates back to 2009 which I believe is the first year of launching the cards .could be wrong (Google is your friend)

It was available 2 ways

1) Target mail

2) Walk into a branch

I didn't post older articles yesterday thinking maybe you wanted to research the topic but here's a 2009 article for references

http://www.thetruthaboutcreditcards.com/ink-from-chase-credit-card/

Re: Chase Ink PC question

Anonymous — Thu, 30 Apr 2015 21:12:24 GMT

@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cash is a UR card, just like freedom.

Yep yep yep. Plz approve me when I apply next month Chase...

Re: Chase Ink PC question

hiro905 — Fri, 01 May 2015 04:05:14 GMT

@myjourney wrote:
@hiro905 wrote:
@myjourney wrote:
@hiro905 wrote:
@myjourney wrote:
@Imperfectfuture wrote:
@IWOL wrote:
I think what he was saying is that if you have both the the Ink Plus as well as the INK Cash you can transfer points earned on the INK Cash to your UR account linked to the INK Plus.

If you have just the INK Cash you cannot convert those points earned to UR.

Perhaps you can if you have a CSP and the INK Cash?

It would be worth it to get both the INK Plus and Ink Cash as you can get the sign up bonuses for both giving you 110K UR points.

This is incorrect. You can transfer UR from Ink Cash to Chase Sapphire Preferred. Chase Ink Cqsh is a UR card, just like freedom.
+1 Good job Imperfectfuture

To OP do you have either Ink card currently?
Reason I ask is this?
My plan this year was a 2 step process
App Ink cash early in the year get 20,000 UR point bonus.....Done
Chase usually offers 70,000 point for Ink Plus about August - November

Get that and boom 2 card within about say 9-10 months
90,000 points
+
whatever I earned in spending points

A year later I may keep Ink Plus or dump it, transfer limit to Ink cash and get CSP for bonus and UR point transfer
I think the 70k offer was because they were re-launching the Ink Plus card since they were no longer going to offer the Bold.

Chase usually runs a promo around mid-year where the bonus is upped to 60k.
Pretty sure the same 2 promos have run for the last 2 years that I can remember
I recall the 60K offer last year as well and at the end of the year came the 70k IIRC

Edit
http://thepointsguy.com/2014/05/chase-ink-plus-bold-60000-point-bonuses-end-june-1-2014/
http://thepointsguy.com/2014/10/how-to-still-get-the-chase-ink-plus-70000-sign-up-bonus/
I don't recall the 70k being offered any other time other than last year? The 60k seems like a yearly thing. Something to consider is the 70k has no waived annual fee first year, whereas the 60k is waived the first year.
The 70,000 point bonus AF has never been waived that I can recall .......Not a problem

I myself find that low for the rewards that come with $5000.00 spend +$95.00 AF = $5095.00 for 70,000 points = $875.00
Plus points earned meeting spend ....YMMV tho and may not feel its worth $95.00

Transfer to FF program of your liking when you see a good deal and this offer has a potential worth $1K minimum

Also to note the 70,000 offer dates back to 2009 which I believe is the first year of launching the cards .could be wrong (Google is your friend)
It was available 2 ways
1) Target mail
2) Walk into a branch

I didn't post older articles yesterday thinking maybe you wanted to research the topic but here's a 2009 article for references
http://www.thetruthaboutcreditcards.com/ink-from-chase-credit-card/

What I meant is that I dont think the 70k offer has been public other than last year. Oh wells *shrugs*.

I'm aware of the ways to get the 70k offer since I got it the 70k offer last year. Was going to get it in branch but the public offer came up.