topic Re: Amazon Corporate in Business Credit

Amazon Corporate

Anonymous — Tue, 24 Mar 2015 18:57:27 GMT

I had applied for Amazon Corporate revolving on the 13th and got the denial letter a few days ago with the reason of insufficient trade lines reporting.

For those who have already been accepted by Amazon without PG, how many trade lines did you have?

I currently have Uline, Quill, Reliable, Grainger, Chevron, Office Depot, and Walmart Business. I also have Cap 1 Spark but I'm under the impression they report to personal. I got these within the last month. I've only used Uline, Quill, Reliable, Cap 1 Spark, and Chevron. The others I plan to use in the next few days.

I also understand that it can take a few months for these tradelines to report.

Re: Amazon Corporate

Anonymous — Tue, 24 Mar 2015 21:33:57 GMT

I was approved for Amazon 3 weeks ago.... not sure what they pull but 6 trades on DnB 3 on Exp with a collection I'm fighting now 1 on Equ with the same collection I'm fighting on Exp.................................

Did they say what report they pulled for your business?

How long have you been in business?

Re: Amazon Corporate

silver_idle — Tue, 24 Mar 2015 23:32:57 GMT

@Anonymous wrote:
I had applied for Amazon Corporate revolving on the 13th and got the denial letter a few days ago with the reason of insufficient trade lines reporting.

For those who have already been accepted by Amazon without PG, how many trade lines did you have?

I currently have Uline, Quill, Reliable, Grainger, Chevron, Office Depot, and Walmart Business. I also have Cap 1 Spark but I'm under the impression they report to personal. I got these within the last month. I've only used Uline, Quill, Reliable, Cap 1 Spark, and Chevron. The others I plan to use in the next few days.

I also understand that it can take a few months for these tradelines to report.

How long have you been in business? The length of the tradelines matters too. If you only recently applied for those and waited a month or two that could be why. I would suggest waiting it out for a year. Possibly have something report every month for 6 to 12 months if possible. Also capital one sparks report to both personal and business. Having a paydex score of 80 or better will help, as well as having several large tradelines report for several months. For me, I am using reliable, quill, uline, grainger (still wondering if they report?), and doing large purchases. Not all at once but kinda mix it up a bit between them. I am also shopping for a secured business credit card or line of credit without a PG. I been accepted by Amazon years ago on my old business without a PG but only used them once and still not sure if they did report or not but some say they do. I was also recently denied credit due to insufficient tradelines (didnt PG).

Good luck.

Re: Amazon Corporate

Anonymous — Wed, 25 Mar 2015 01:28:15 GMT

I'm just a baby in the business world. I incorporated last December. I just wanted to get started creating a business credit history instead of waiting years down the road to do it.

Amazon stated that it pulled information from D&B.

My goals are to eventually get a charge card and a lease on a van or box truck because I intend on buying a lot of inventory.

Re: Amazon Corporate

silver_idle — Wed, 25 Mar 2015 08:53:56 GMT

@Anonymous wrote:
I'm just a baby in the business world. I incorporated last December. I just wanted to get started creating a business credit history instead of waiting years down the road to do it.

Amazon stated that it pulled information from D&B.

My goals are to eventually get a charge card and a lease on a van or box truck because I intend on buying a lot of inventory.

Then you would want to take your time and build your credit profile. It does not happen overnight. You can still get a chargcard by some creditors if you wish to PG it. You can also PG the Amazon card, but the sole purpose of building business profile is so you do not be jointly liable for business debt (unless it was done under fraud, misrepresentation, etc).

Re: Amazon Corporate

Anonymous — Tue, 21 Apr 2015 10:16:04 GMT

In business for 2 years and 0 tradelines and was approved without PG for $4,000 Net55

Re: Amazon Corporate

Anonymous — Wed, 22 Apr 2015 06:50:16 GMT

@Anonymous wrote:
In business for 2 years and 0 tradelines and was approved without PG for $4,000 Net55

What did you put in the box where they asked how much you would spend with Amazon? $4000?

Re: Amazon Corporate

Anonymous — Wed, 22 Apr 2015 14:20:27 GMT

Good question, I forgot. I know it was in the 1,000s

Re: Amazon Corporate

Creditaddict — Wed, 22 Apr 2015 14:42:28 GMT

I applied last night for revolving and PG and it was declined.

Called today to confirm decline and she said she would try to overturn (thought maybe business might be different than personal)

They pulled EQ by the way, seems to be the pull on business apps which I dislike.

she came back still declined.

I was like what gives with your business cards... I have tons of sync cards including the 2 that I have applied for in a business version Amazon and Sams as personal cards but denied for business cards WITH PG!

that's when the usual Sync kicked in and she couldn't discuss and just said the system had already declined and she thought she might be able to overturn it but couldn't.

Re: Amazon Corporate

Anonymous — Wed, 22 Apr 2015 15:28:20 GMT

That is weird, I wonder what the secret is

Re: Amazon Corporate

Creditaddict — Mon, 27 Apr 2015 15:57:28 GMT

Applied this morning for the Net55 Account with No pg and about 2 hours later received an e-mail that it had been approved!

Not sure of Credit Line but I put $1500 in the "average monthly spend estimate"

odd that with PG I'm declined for revolving but the net with no pg and very little business credit and only in business under this LLC since Nov. 2014 they approve it!

Re: Amazon Corporate

Anonymous — Mon, 27 Apr 2015 17:55:19 GMT

@Creditaddict wrote:
Applied this morning for the Net55 Account with No pg and about 2 hours later received an e-mail that it had been approved!
Not sure of Credit Line but I put $1500 in the "average monthly spend estimate"

odd that with PG I'm declined for revolving but the net with no pg and very little business credit and only in business under this LLC since Nov. 2014 they approve it!

Nice, CA! What is that, card number 84? I had applied last night for net 55 but got the dreaded message that they will contact me via mail within 7 - 10 days. I received that same message for the revolving one and found out that it was a No Go. the net 55 is probably a rejection also.

Re: Amazon Corporate

Creditaddict — Mon, 04 May 2015 23:36:55 GMT

WOW... The paper just came in the mail with the account number and approval and they gave me $7000!!!

Also received the denial at the same time for the revolving account stating 3 times denial because of PG Credit history (pulled EQ)

Re: Amazon Corporate

B335is — Tue, 05 May 2015 15:33:26 GMT

Nice limit!!! Mines only like $1500. I'm glad you went for it.

Re: Amazon Corporate

Creditaddict — Tue, 05 May 2015 15:35:42 GMT

@B335is wrote:
Nice limit!!! Mines only like $1500. I'm glad you went for it.

I don't really get it!

I said I would probably be spending $1500/month, which I probably won't spend anything! no rewards, pay in full... what's the point!

but $7k limit!!! gosh what else can I get!!

Re: Amazon Corporate

Anonymous — Tue, 10 May 2016 03:13:30 GMT

I don't post here often but skim the forums from time to time. I was reading the post on establishing business credit and tradelines and this weekend I decided to give it a shot, knowing that I probably have no tradlines on my business credit report/D&B.

I opened up a quill account as it mentioned since it seemed it was one of the easier accounts to get if you did not have established credit for your business. I couldn't figure out how to open up a net30 account, so I just moved onto Amazon Net 55 (apparently you are supposed to wait and do the easier ones such as Quill/Staples/Uline, etc... first.) I applied with no personal gurantee and to my surprise was given an $8,000 CL.

I buy a lot of personal items through amazon and subscribe to prime, but on the business side I spend well under $750 on inventory through amazon. Not sure I'll be using this high CL, but it seems like a good first step in building the business credit.

I hope that gives others some encoragement to get this credit if they need it for their business.

Re: Amazon Corporate

Anonymous — Tue, 10 May 2016 22:32:59 GMT

@Anonymous wrote:
I don't post here often but skim the forums from time to time. I was reading the post on establishing business credit and tradelines and this weekend I decided to give it a shot, knowing that I probably have no tradlines on my business credit report/D&B.

I opened up a quill account as it mentioned since it seemed it was one of the easier accounts to get if you did not have established credit for your business. I couldn't figure out how to open up a net30 account, so I just moved onto Amazon Net 55 (apparently you are supposed to wait and do the easier ones such as Quill/Staples/Uline, etc... first.) I applied with no personal gurantee and to my surprise was given an $8,000 CL.

I buy a lot of personal items through amazon and subscribe to prime, but on the business side I spend well under $750 on inventory through amazon. Not sure I'll be using this high CL, but it seems like a good first step in building the business credit.

I hope that gives others some encoragement to get this credit if they need it for their business.

Congratulations!!