topic Re: Barclay Arrival Plus to Arrival in Credit Cards

Barclay Arrival Plus to Arrival

uswala — Tue, 25 Nov 2014 01:42:11 GMT

Does Barclays allow downgrading the Arrival Plus to Arrival after an year once the AF has to kick in. I heard people do that with Chase CSP, but not sure about Barclays.

Re: Barclay Arrival Plus to Arrival

heyarrnold — Tue, 25 Nov 2014 19:54:32 GMT

Yes, they do. They allow you to downgrade before the year hits. I've done this before.

Re: Barclay Arrival Plus to Arrival

mongstradamus — Tue, 25 Nov 2014 20:06:49 GMT

@uswala wrote:
Does Barclays allow downgrading the Arrival Plus to Arrival after an year once the AF has to kick in. I heard people do that with Chase CSP, but not sure about Barclays.

from what i have read thats doable. I think it would be good idea to do that if you don't have enough spend on that card to make the 89 AF worth it. I know for me in particular if i were to get that card i would cancel before AF hits downgrade to regular arrival and use an no af 2% cashback card.

Re: Barclay Arrival Plus to Arrival

uswala — Tue, 25 Nov 2014 20:09:43 GMT

@mongstradamus wrote:
@uswala wrote:
Does Barclays allow downgrading the Arrival Plus to Arrival after an year once the AF has to kick in. I heard people do that with Chase CSP, but not sure about Barclays.
from what i have read thats doable. I think it would be good idea to do that if you don't have enough spend on that card to make the 89 AF worth it. I know for me in particular if i were to get that card i would cancel before AF hits downgrade to regular arrival and use an no af 2% cashback card.

Thanks!

Me and my wife decided on apping for Arrival as we would not have been able tro spend $2500 in 3 months for5 the Arrival+ bonus

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Barclays-Recon-Successful/td-p/3661302

Re: Barclay Arrival Plus to Arrival

heyarrnold — Tue, 25 Nov 2014 20:10:46 GMT

@uswala wrote:
@mongstradamus wrote:
@uswala wrote:
Does Barclays allow downgrading the Arrival Plus to Arrival after an year once the AF has to kick in. I heard people do that with Chase CSP, but not sure about Barclays.
from what i have read thats doable. I think it would be good idea to do that if you don't have enough spend on that card to make the 89 AF worth it. I know for me in particular if i were to get that card i would cancel before AF hits downgrade to regular arrival and use an no af 2% cashback card.
Thanks!
Me and my wife decided on apping for Arrival as we would not have been able tro spend $2500 in 3 months for5 the Arrival+ bonus
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Barclays-Recon-Successful/td-p/3661302

You should have applied for it and used an Amex serve. Oh well, next time! Congrats nonetheless.

Re: Barclay Arrival Plus to Arrival

mongstradamus — Tue, 25 Nov 2014 20:18:34 GMT

@heyarrnold wrote:
@uswala wrote:
@mongstradamus wrote:
@uswala wrote:
Does Barclays allow downgrading the Arrival Plus to Arrival after an year once the AF has to kick in. I heard people do that with Chase CSP, but not sure about Barclays.
from what i have read thats doable. I think it would be good idea to do that if you don't have enough spend on that card to make the 89 AF worth it. I know for me in particular if i were to get that card i would cancel before AF hits downgrade to regular arrival and use an no af 2% cashback card.
Thanks!
Me and my wife decided on apping for Arrival as we would not have been able tro spend $2500 in 3 months for5 the Arrival+ bonus
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Barclays-Recon-Successful/td-p/3661302

You should have applied for it and used an Amex serve. Oh well, next time! Congrats nonetheless.

Not everybody feels comfortable doing that thing you speak of mr arrnold :-)