topic Re: Overstock Comenity Anyone? in Credit Cards

Overstock Comenity Anyone?

pazuzu — Tue, 19 Aug 2014 00:50:51 GMT

Saw it was available the last time I was on overstock.com.

Press Release

I assume it be like the other cb store cards with lowly CLs?????

homepage

Anyone not gardening want to try for it?

Re: Overstock Comenity Anyone?

Anonymous — Tue, 19 Aug 2014 00:54:37 GMT

They send me a pre-approval email every week the last two weeks. I considered it because I do only have two store cards but...IDK.

Re: Overstock Comenity Anyone?

JSS3 — Tue, 19 Aug 2014 00:58:42 GMT

I'm in the garden and can't leave for any reason but I'm glad this is backed by Comenity. They seem to like me. FNBO, who backs the mastercard version, is a hard nut to crack, I'm told. They denied me(albeit rightfully).

Re: Overstock Comenity Anyone?

B335is — Tue, 19 Aug 2014 01:00:18 GMT

I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

Re: Overstock Comenity Anyone?

JSS3 — Tue, 19 Aug 2014 01:03:29 GMT

@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

Even better! Comenity and a Mastercard.

Re: Overstock Comenity Anyone?

Ron1 — Tue, 19 Aug 2014 01:05:09 GMT

I am not applying without pre-approval.

Ron.

Re: Overstock Comenity Anyone?

trumpet-205 — Tue, 19 Aug 2014 01:05:48 GMT

@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.

The MC came first. Store card comes later.

It is more strange to see that FNBO is not handling the store card.

Re: Overstock Comenity Anyone?

CreditMagic7 — Tue, 19 Aug 2014 02:10:28 GMT

Thank You Overstock.com for listening

Re: Overstock Comenity Anyone?

B335is — Tue, 19 Aug 2014 02:16:13 GMT

@trumpet-205 wrote:
@B335is wrote:
I'd still rather have the MC for the better rewards. I'm surprised they don't just have Comenity handle both cards like Synchrony does with a lot of their stores.
The MC came first. Store card comes later.

It is more strange to see that FNBO is not handling the store card.

I realize the FNBO MC came first. Just curious why they wouldn't just completely turn over the portfolio to one company rather than having both. Just seems odd.

Re: Overstock Comenity Anyone?

lonelyisland — Tue, 19 Aug 2014 02:45:33 GMT

Considering its got the 6 and 12 month 0% APR, probably offer some decent limits

Re: Overstock Comenity Anyone?

mato01 — Tue, 19 Aug 2014 03:27:43 GMT

Got the approval popup for the store card, but it didn't state a credit limit. I didn't click on I'm interested so I don't know what it would have give me.

Re: Overstock Comenity Anyone?

CreditMagic7 — Tue, 19 Aug 2014 03:36:21 GMT

@Ron1 wrote:
I am not applying without pre-approval.

Ron.

I'm setting the stage to watch for that now. I have an Overstock online order account but waiting to make a purchase when i think the time is right

Re: Overstock Comenity Anyone?

seflowers — Tue, 09 Sep 2014 15:48:29 GMT

Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?

Re: Overstock Comenity Anyone?

CardHunter — Tue, 09 Sep 2014 16:12:34 GMT

@seflowers wrote:
Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?

I got the pop up about a week ago and went for it and was a instant approval for $2,0000. I had to enter full SSN but I still have no alert for a HP which is odd, but I am sure they will figure it out and ding me.

Re: Overstock Comenity Anyone?

B335is — Tue, 09 Sep 2014 23:37:31 GMT

@CardHunter wrote:
@seflowers wrote:
Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?
I got the pop up about a week ago and went for it and was a instant approval for $2,0000. I had to enter full SSN but I still have no alert for a HP which is odd, but I am sure they will figure it out and ding me.

Wow, not a bad limit. Did you try asking for luv?

Re: Overstock Comenity Anyone?

CardHunter — Wed, 10 Sep 2014 00:20:06 GMT

@B335is wrote:
@CardHunter wrote:
@seflowers wrote:
Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?
I got the pop up about a week ago and went for it and was a instant approval for $2,0000. I had to enter full SSN but I still have no alert for a HP which is odd, but I am sure they will figure it out and ding me.
Wow, not a bad limit. Did you try asking for luv?

Thanks..Yeah it let me hit it 2 times for $250.00 each time then it gave me the 7 - 10 day msg.

Re: Overstock Comenity Anyone?

B335is — Wed, 10 Sep 2014 00:22:12 GMT

@CardHunter wrote:
@B335is wrote:
@CardHunter wrote:
@seflowers wrote:
Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?
I got the pop up about a week ago and went for it and was a instant approval for $2,0000. I had to enter full SSN but I still have no alert for a HP which is odd, but I am sure they will figure it out and ding me.
Wow, not a bad limit. Did you try asking for luv?
Thanks..Yeah it let me hit it 2 times for $250.00 each time then it gave me the 7 - 10 day msg.

I want to app, but I must not app!

Re: Overstock Comenity Anyone?

CardHunter — Wed, 10 Sep 2014 00:23:03 GMT

@B335is wrote:
@CardHunter wrote:
@B335is wrote:
@CardHunter wrote:
@seflowers wrote:
Is anyone getting this pre approval pop up, or know if it will even be offered as a soft pull approval?
I got the pop up about a week ago and went for it and was a instant approval for $2,0000. I had to enter full SSN but I still have no alert for a HP which is odd, but I am sure they will figure it out and ding me.
Wow, not a bad limit. Did you try asking for luv?
Thanks..Yeah it let me hit it 2 times for $250.00 each time then it gave me the 7 - 10 day msg.
I want to app, but I must not app!

LOL.. I hear ya, good luck!

Re: Overstock Comenity Anyone?

mato01 — Sat, 13 Sep 2014 15:00:55 GMT

Did you ever figure out if the pre approval was a hard or soft pull?

Re: Overstock Comenity Anyone?

CardHunter — Sun, 14 Sep 2014 12:59:55 GMT

@mato01 wrote:
Did you ever figure out if the pre approval was a hard or soft pull?

For me as of this morning, there is still no alert or a HP on any credit report.