topic Re: Barclay in Credit Cards

Barclay

NP27 — Fri, 28 Nov 2014 01:58:15 GMT

If I was approved for Rewards and Apple, what are my chances of being approved for Sallie Mae and/or US Air Barclays and/or NFL?

Re: Barclay

Anonymous — Fri, 28 Nov 2014 02:00:16 GMT

@NP27 wrote:
If I was approved for Rewards and Apple, what are my chances of being approved for Sallie Mae and/or US Air Barclays and/or NFL?

What are your scores like?

Re: Barclay

elim — Fri, 28 Nov 2014 02:02:59 GMT

How long have you had each? How many inquiries?

Re: Barclay

FocusedAndDetermined — Fri, 28 Nov 2014 02:03:08 GMT

@Anonymous wrote:
@NP27 wrote:
If I was approved for Rewards and Apple, what are my chances of being approved for Sallie Mae and/or US Air Barclays and/or NFL?
What are your scores like?

...and how long have you had the Apple and Rewards?

Re: Barclay

Anonymous — Fri, 28 Nov 2014 02:07:51 GMT

@NP27 wrote:
If I was approved for Rewards and Apple, what are my chances of being approved for Sallie Mae and/or US Air Barclays and/or NFL?

I'd say the low limit you got on the rewards card should be a clue. Be happy you got those two and let them age awhile then you'll get the better ones.

Re: Barclay

uswala — Fri, 28 Nov 2014 02:09:31 GMT

I think OP does not have any of those cards yet. I saw other posts from him/her and seems he/she is considering those cards.

Re: Barclay

Anonymous — Fri, 28 Nov 2014 02:11:51 GMT

@uswala wrote:
I think OP does not have any of those cards yet. I saw other posts from him/her and seems he/she is considering those cards.

He got them. Earlier today. $2000 Apple and $750 rewards

Re: Barclay

CreditCuriosity — Fri, 28 Nov 2014 02:19:18 GMT

0% chance for a 3rd barcay' card if you just got two today... at least 6 months before considering another barclay's card... barclay's rarely does two cards in one day without a recon.

Re: Barclay

elim — Fri, 28 Nov 2014 02:17:26 GMT

if you are Building or Rebuilding, you should stay with Rewards or Apple for awhile. Use it and show them you pay up.... get a CLI, then think about apping for the siggies you may want by whichever lender.

6 months gardening the barclay rewards and chase amazon worked for me.

Re: Barclay

uswala — Fri, 28 Nov 2014 02:30:18 GMT

@CreditCuriousity wrote:
0% chance for a 3rd barcay' card if you just got two today... at least 6 months before considering another barclay's card... barclay's rarely does two cards in one day without a recon.

Re: Barclay

NP27 — Fri, 28 Nov 2014 02:34:40 GMT

Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?

Re: Barclay

CreditCuriosity — Fri, 28 Nov 2014 02:37:23 GMT

@NP27 wrote:
Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?

Try there pre-qual site, if the freedom or whatever comes up... Those are pretty much a winning lottery ticket, otherwise you are probably SOL as they have a pretty long memory especially if you didn't pay it off.

Re: Barclay

NP27 — Fri, 28 Nov 2014 02:41:40 GMT

@CreditCuriousity wrote:
@NP27 wrote:
Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?
Try there pre-qual site, if the freedom or whatever comes up... Those are pretty much a winning lottery ticket, otherwise you are probably SOL as they have a pretty long memory especially if you didn't pay it off.

What CR do they soft? I want to make sure I put the correct info in the pre-qual.

Thanks

Re: Barclay

uswala — Fri, 28 Nov 2014 03:00:02 GMT

@NP27 wrote:
@CreditCuriousity wrote:
@NP27 wrote:
Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?
Try there pre-qual site, if the freedom or whatever comes up... Those are pretty much a winning lottery ticket, otherwise you are probably SOL as they have a pretty long memory especially if you didn't pay it off.
What CR do they soft? I want to make sure I put the correct info in the pre-qual.

Thanks

They have mostly used EQ in my case. Sometimes TU.

Re: Barclay

CreditCuriosity — Fri, 28 Nov 2014 03:03:10 GMT

Guessing TU in my case on my freedom I just got recently and it was a HP for freedom.. Honestly don't know.. I don't think it is a SP, probably a file that one pr in that case multiples bureaus sends thems and is loaded into there computer if you meet there "criteria" I haven't seen any Chase SP's happen on my bureaus, just the HP for approval, if that makes sense?

Re: Barclay

NP27 — Fri, 28 Nov 2014 03:10:01 GMT

no pre-quals. Should I app for the freedom? I heard they have a good recon if denied.

Re: Barclay

Anonymous — Fri, 28 Nov 2014 03:10:30 GMT

@CreditCuriousity wrote:
Guessing TU in my case on my freedom I just got recently and it was a HP for freedom.. Honestly don't know.. I don't think it is a SP, probably a file that one pr in that case multiples bureaus sends thems and is loaded into there computer if you meet there "criteria" I haven't seen any Chase SP's happen on my bureaus, just the HP for approval, if that makes sense?

Same here. I've been to that Chase pre qual site many times and it always says "no offers" but I've never had a soft pull from Chase and I check my reports often.

Re: Barclay

CreditCuriosity — Fri, 28 Nov 2014 03:16:19 GMT

@NP27 wrote:
no pre-quals. Should I app for the freedom? I heard they have a good recon if denied.

It you HP or / HP's... I personally wouldn't if you burned them 6.5 years ago and no pre-quals... Let others that have burnt chase in the past chime in on this subject and what it took to get back with them if they did at all.

Re: Barclay

B335is — Fri, 28 Nov 2014 04:07:29 GMT

@NP27 wrote:
Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?

Doubtful, especially if it's unpaid. Chase remembers everything.

It's generally not a good idea to go on an app spree with the same lender. I would stop after two approvals from the same lender.

Re: Barclay

Anonymous — Fri, 28 Nov 2014 05:57:48 GMT

@NP27 wrote:
Thanks all... I did get the apple and rewards today. I read somewhere that someone apped and approved for 5 barclays in one day. I just want one more visa/mc. As of recent I have been approved for the QS, Apple, and Rewards for visa/mc and Overstock and VS for store cards.

I burned chase for 750.00 about 6 1/2 years ago when I was younger and dumber. Do you think I would have a chance with them?

Congrats on your approvals!