topic Re: Barclay cli hp/sp? in Credit Cards

Barclay cli hp/sp?

Anonymous — Wed, 03 Dec 2014 20:14:04 GMT

I know if I call the backdoor there is a hp for sure, but I checked the forum and I don't see any mention whether the button is a sp or not. I did use the luv button the same month I opened the card, but there was no hp but that could have been because I had just opened the account.

Re: Barclay cli hp/sp?

Anonymous — Wed, 03 Dec 2014 20:33:52 GMT

I don't know if this is necessarily the case for all cards or all situations with Barcays, but my Sallie Mae account's luv button is a hard pull.

Re: Barclay cli hp/sp?

uswala — Wed, 03 Dec 2014 20:37:26 GMT

As far as I am aware all customer initiated CLI requests, irrespective of the route, are HP with Barclays.

Re: Barclay cli hp/sp?

Anonymous — Wed, 03 Dec 2014 20:41:34 GMT

@Anonymous wrote:
I know if I call the backdoor there is a hp for sure, but I checked the forum and I don't see any mention whether the button is a sp or not. I did use the luv button the same month I opened the card, but there was no hp but that could have been because I had just opened the account.

I have a Barclays also. Their button is a hard pull.

Re: Barclay cli hp/sp?

Anonymous — Wed, 03 Dec 2014 20:51:08 GMT

Thank you everyone. I will just wait to see if they give me an auto increase after my next 2 statements.

Re: Barclay cli hp/sp?

Anonymous — Wed, 03 Dec 2014 21:05:59 GMT

yep, unless its an auto increase, its always a hardpull

Re: Barclay cli hp/sp?

EW800 — Thu, 04 Dec 2014 01:59:18 GMT

I will be hitting my 6th statement with Barclay in three days. I am really hoping for an auto-CLI, as it is not worth a HP in my opinion.

It will be interesting to see if I get the auto-luv. I have PIF before statatement cut every month, my scores have gone up a good 30 points or so in the last six months and I have zero inquiries since opening with them. I would think that I look good to them, however the elephant in the room is that I have only spent about $800-$1000 each month out of my $7K CL. I am thinking they may not give me an auto-CLI since I have only used a fraction of my CL as it is. Anyone else have experience with this?

Re: Barclay cli hp/sp?

Kostya1992 — Thu, 04 Dec 2014 02:03:33 GMT

Im banking on some autoluv in a month when my 6th statement cuts...

Re: Barclay cli hp/sp?

uswala — Thu, 04 Dec 2014 02:05:58 GMT

@Kostya1992 wrote:
Im banking on some autoluv in a month when my 6th statement cuts...

FYI: Barclays love to see high utilizations.

Re: Barclay cli hp/sp?

Kostya1992 — Thu, 04 Dec 2014 02:10:19 GMT

I've ran it up to 50%+ a few times. Not hard due to my noob limit haha.