topic Re: Question Best Buy store card? in Credit Cards

Question Best Buy store card?

Anonymous — Mon, 21 Jul 2008 23:38:18 GMT

Quick and simple does anyone know if the Best Buy store card has a maximum CL if so what is the amount. Thanks in advance not the Rewards Zone MC.

Re: Question Best Buy store card?

Creditaddict — Mon, 21 Jul 2008 23:56:37 GMT

I have seen someone post they had over 10k credit line, I don't think there is a max.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 00:27:47 GMT

Hello Credit, thanks for the reply the reason I was asking is when I applied instore the CSR told me that my I qualified for a Tier 2 CL of 8K, the best was a Tier 1 CL at 10K she also informed each of these if used within the first 14 days could doubled for purchase"s if not used within the 14 day time period CL would resume as it was when granted.Interesting note: If you were granted either of the two CL"S would show as $8002 and $10002 . I have never had any CC with this kind of benefits before.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 01:08:19 GMT

I beleive the Best Buy VISA may eventually have a high limit like others but I'm pretty sure the store c ard maxes at $750.

Re: Question Best Buy store card?

Creditaddict — Tue, 22 Jul 2008 01:10:01 GMT

$750??? poster just said 10k

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 03:34:19 GMT

There seems to be two types of store cards. The "A" cards are tiered and have potentially high CL's. The "B" cards (which I have) have a max CL of $750.00. Every time I ask for a CLI, they send me a letter saying my type account is at the highest level it can go. I asked about changing to an "A" card and was told I would have to cancel and re-app. How stupid is that?

Hope this helps, pretty sure this info is correct but don't bet the ranch on it.YMMV.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 04:00:06 GMT

@Anonymous wrote:
I beleive the Best Buy VISA may eventually have a high limit like others but I'm pretty sure the store c ard maxes at $750.

I've got a store card which started at $2200. CL. I never received an auto CLI, but just asked for one last week, after having the card over a year and a half. They doubled my CL to $4400.

But I don't know about the tier thing that another Poster mentioned.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 04:19:32 GMT

Deferred Interest Info:
Program A: Variable Standard APR: 19.8% as of 07/01/2008. Variable Default APR: 23.8% as of 07/01/2008. Program B: Variable Standard APR: 23.15% as of 07/01/2008. Variable Default APR: 27.15% as of 07/01/2008.

From the store card info section of their website.

Edited for redundancy.

Message Edited by contractor on 07-21-2008 09:19 PM

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 04:33:11 GMT

My Best Buy STORE card has $3,500. I bought a lap top with it.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 05:07:30 GMT

I love Best Buy. I go there to find out everything I want to know about the latest and greatest then go online to find anything they have for 20-25% cheaper elsewhere. Besides, I will never pay that kind of interest.

Message Edited by beenthere on 07-21-2008 10:07 PM

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 05:15:43 GMT

I never pay interest. Only good thing about BB is the 90 days same as cash. They are higher than Newegg and many of the other onlines but sometimes you want stuff NOW.

Re: Question Best Buy store card?

Anonymous — Tue, 22 Jul 2008 13:06:23 GMT

Yep I agree when I bought my computer I they had the 6 mos thingy 0% I must have gotten lucky @ the 6 mos mark I hit the luv button got an auto CL bump to 10k with no INQ made it to Tier 1. The thing is when I applied I also was approved for their Rewards Zone MC coming up on the 1 year mark for both seems to be a bit stingy with a CL on the MC though. Thanks everyone that replied you guys Rock!!!!