topic Re: Which Citi Bank card do you have? in Credit Cards

Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 16:21:30 GMT

Hello All,

Questions.... Which Citi bank card do you have, what were your scores when you were approved, which CB did they pull, and what state do you live in???

(already looked at whogavemecredit.com)

Thanks for your input,

~lori

Re: Which Citi Bank card do you have?

chartley3 — Thu, 26 Jul 2007 16:26:02 GMT

Good question. I find alot of the info on whogavemecredit is really old and not a good predictor for now. I know target has changed their approval processes now which is not reflected in its info.

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 16:29:08 GMT

I have AAdvantage.........CL is 5000, I live in Tennessee and I believe they pulled EX...I'll double check and make sure. My EX score at the time of pull was 631.

Re: Which Citi Bank card do you have?

Tuscani — Thu, 26 Jul 2007 16:29:40 GMT

I always recommend going for the premier pass card and then convert to the dividend platinum select.

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 16:30:55 GMT

chartley3 wrote:
Good question. I find alot of the info on whogavemecredit is really old and not a good predictor for now. I know target has changed their approval processes now which is not reflected in its info.

Agreed Chartley,

An improvement to the site would be able to cross reference score AND location together! With the great minds here and the new cc section on the board, we should get some answers.

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 16:33:30 GMT

flygirl wrote:
I have AAdvantage.........CL is 5000, I live in Tennessee and I believe they pulled EX...I'll double check and make sure. My EX score at the time of pull was 631.

Thanks flygirl, I think I might be able to swing it judging by your experience.

Re: Which Citi Bank card do you have?

chartley3 — Thu, 26 Jul 2007 16:44:37 GMT

Tuscani wrote:
I always recommend going for the premier pass card and then convert to the dividend platinum select.

Yes but what score do you need for the premier pass and are they BK friendly?

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 16:50:18 GMT

chartley3 wrote:

Yes but what score do you need for the premier pass .......?

good question.

Re: Which Citi Bank card do you have?

Tuscani — Thu, 26 Jul 2007 17:09:24 GMT

mid 600s.. Citi is not BK friendly.

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 17:54:46 GMT

Lori344 wrote:

flygirl wrote:
I have AAdvantage.........CL is 5000, I live in Tennessee and I believe they pulled EX...I'll double check and make sure. My EX score at the time of pull was 631.

Thanks flygirl, I think I might be able to swing it judging by your experience.

Good Luck.....let me know the outcome!!

Re: Which Citi Bank card do you have?

fused — Thu, 26 Jul 2007 18:23:17 GMT

CITI Dividends Plat MC

Re: Which Citi Bank card do you have?

andyaycw — Thu, 26 Jul 2007 18:30:21 GMT

@Tuscani wrote:
mid 600s.. Citi is not BK friendly.

And yet they approved my request for credit for their student cards twice when I had absolutely no credit history, weird...

Zero credit history is better than BK? How does that work out...

Re: Which Citi Bank card do you have?

fused — Thu, 26 Jul 2007 18:35:39 GMT

@andyaycw wrote:

@Tuscani wrote:
mid 600s.. Citi is not BK friendly.

And yet they approved my request for credit for their student cards twice when I had absolutely no credit history, weird...

Zero credit history is better than BK? How does that work out...

No credit history can be worse than a bad credit history!

Re: Which Citi Bank card do you have?

Anonymous — Thu, 26 Jul 2007 22:12:49 GMT

@Tuscani wrote:
mid 600s.. Citi is not BK friendly.

Just wanted to confirm this. I was declined (2 days ago) for the HHonors citi Visa.. reason BK - my BK is 4 years old