topic Re: What was your first 10k+ card? in Credit Cards

What was your first 10k+ card?

Christina_xyt — Sat, 06 Dec 2014 03:03:40 GMT

Just curious and also I am kinda excited about my first 10k card..

So if you don't mind sharing, what was your first card that offered 10k or more limit upon approval? Before then, what other cards do you have and their limits were if you remember a couple of them.. How long after you got you first credit card were you granted that 10k+ limit card?

Kinda want to see how well I am doing..

Today I got my first 10+ card approved.. chase freedom.. before then I have 5 credit cards, 2 store credit cards and my first ever card was obtained in 03/2013, so it took me more than a year and a half to get there... I wouldn't think I did so well..

Re: What was your first 10k+ card?

Kenny — Sat, 06 Dec 2014 03:04:03 GMT

Lowe's.

Re: What was your first 10k+ card?

CreditMagic7 — Sat, 06 Dec 2014 03:09:01 GMT

@Kenny wrote:
Lowe's.

Re: What was your first 10k+ card?

mongstradamus — Sat, 06 Dec 2014 03:09:27 GMT

Quicksilver WMC

Re: What was your first 10k+ card?

wacdenney — Sat, 06 Dec 2014 03:09:46 GMT

Yep, Lowes for me as well.

Re: What was your first 10k+ card?

Anonymous — Sat, 06 Dec 2014 03:13:07 GMT

Capitol One Venture One right at $10K

Re: What was your first 10k+ card?

LipzyDaizy — Sat, 06 Dec 2014 03:13:56 GMT

Diner's Club gave me 20k. Next highest is NFCU goRewards at 9k. I started with a $300 and a $1000 secured card in June 2014 gradually adding better CL's and cards along the way.

Re: What was your first 10k+ card?

MarineVietVet — Sat, 06 Dec 2014 03:13:58 GMT

Probably Discover.

Re: What was your first 10k+ card?

lg8302ch — Sat, 06 Dec 2014 03:16:15 GMT

Citi AA Platinum Select WMC @ 17K when my other cards were 4k-5K ...and from that moment on any subsequent card got me 10K +. .....recently changed that card to the Double Cash so the limit, type and APR transferred.

Re: What was your first 10k+ card?

Gunnar419 — Sat, 06 Dec 2014 03:17:39 GMT

First one where I got 10k upon approval was CapitalOne VentureOne. Nearly fell off my chair.

First one where I got to 10k the hard way was Discover. Took 16 or 17 years (but then I didn't know during those years that you could ask for CLIs).

Re: What was your first 10k+ card?

Anonymous — Sat, 06 Dec 2014 03:22:15 GMT

I had an old Juniper card (bought by Barclays) for years (my only card) that was full to it's limit and I only made minimum payments. Then I came to this forum and found out how credit cards work and how they can benefit you.

I paid it off, and a month later applied and got approved for 3.5k for Arrival Plus. Closed Juniper and reassigned credit limit to have $7k on Arrival Plus.

Still new to the forums and research, and not realizing I should probably wait longer, one month after getting the Arrival Plus, I applied for the Barclays US Airways card and BAM - $11,600 instant approval!

I then moved some available credit around with them.

Since then, I've applied for and received all the cards you see in my profile signature. Since we know Barclays hates when they're not your only true love, they have never again showed me love since that US Airways approval day - no CLIs (either auto or asked for), no approvals for new cards (including business, like Hawaiian Airlines), which I've done at least twice. Hard pulls, too, for both CLI requests and new applications.

But, I can't hate them. They gave me more credit when no one else would, and was my first (still is) biggest card approval.

I've even taken a vacation completely using their points (I built it up to over 220,000 points in 6 months).

Re: What was your first 10k+ card?

Anonymous — Sat, 06 Dec 2014 03:40:02 GMT

AMEX on my BSP. $5,000 -> $7,000 on an "Invited" CLI, and $7,000 -> $12,000 on a 61 day CLI.

Re: What was your first 10k+ card?

Anonymous — Sat, 06 Dec 2014 03:43:15 GMT

Chase Sapphire Preferred-10k. I'm still shocked to this day.

Re: What was your first 10k+ card?

Anonymous — Sat, 06 Dec 2014 03:48:11 GMT

alliant credit card gave me 15k while my highest card at that time was 8k

Re: What was your first 10k+ card?

Christina_xyt — Sat, 06 Dec 2014 04:32:57 GMT

@CreditMagic7 wrote:
@Kenny wrote:
Lowe's.
+1

I actually have no idea what this card is except that i guess it's a store credit card..

Re: What was your first 10k+ card?

Christina_xyt — Sat, 06 Dec 2014 04:34:04 GMT

@LipzyDaizy wrote:
Diner's Club gave me 20k. Next highest is NFCU goRewards at 9k. I started with a $300 and a $1000 secured card in June 2014 gradually adding better CL's and cards along the way.

Wow! that's really fast to get a 20k card!!! it's only been less than half a year since you started!

Re: What was your first 10k+ card?

Luscher — Sat, 06 Dec 2014 04:37:03 GMT

AMEX BCE

Re: What was your first 10k+ card?

ways2go — Sat, 06 Dec 2014 05:01:02 GMT

NFCU Cash Rewarda at 12.5k last april, then Amex TE at 6,600, a week after I got the NFCU rewards , which the TE is now at 11,400.

Re: What was your first 10k+ card?

mikelo22 — Sat, 06 Dec 2014 05:07:01 GMT

AMEX BCE was (and is) my first.

Re: What was your first 10k+ card?

LipzyDaizy — Sat, 06 Dec 2014 05:12:20 GMT

@Christina_xyt wrote:
@LipzyDaizy wrote:
Diner's Club gave me 20k. Next highest is NFCU goRewards at 9k. I started with a $300 and a $1000 secured card in June 2014 gradually adding better CL's and cards along the way.
Wow! that's really fast to get a 20k card!!! it's only been less than half a year since you started!

Sorry I meant June 2013.