topic Re: Does anyone use their NASA CC? in Credit Cards

Does anyone use their NASA CC?

Anonymous — Sun, 14 Dec 2014 23:35:08 GMT

I'm curious if anyone actively or even remotely uses their NASA card? I used it once for around $2.50 but haven't since. Even though it was just a SP I kind of regret getting it. I was just wondering though.

Re: Does anyone use their NASA CC?

Anonymous — Sun, 14 Dec 2014 23:41:03 GMT

What's the rewards structure on it?

Re: Does anyone use their NASA CC?

Anonymous — Sun, 14 Dec 2014 23:45:01 GMT

@Anonymous wrote:
What's the rewards structure on it?

I have the one that is 2% after $2000 spend (1% first $1000, 1.5% between $1000 and $2000).

I've used it for by Amex Gift cards, to ease the load on my Fidelity Amex. (Double Cash shouldn't be used for this)

Re: Does anyone use their NASA CC?

Anonymous — Sun, 14 Dec 2014 23:47:25 GMT

I got mine for a big ol BT, it's great for that as the cards the old debt was previously on were at 19-29% interest.

Re: Does anyone use their NASA CC?

Anonymous — Sun, 14 Dec 2014 23:48:10 GMT

Nice rewards structure, LTL

Re: Does anyone use their NASA CC?

taxi818 — Mon, 15 Dec 2014 00:06:41 GMT

Wasnt that card a flavor of the month. if i could get a 20k limit on it i would take it and use it a lot. im gonna check it out now.

Re: Does anyone use their NASA CC?

axxy — Mon, 15 Dec 2014 00:13:50 GMT

Is it $2000 per year or per month?

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 01:02:11 GMT

Yeah I have the cash version also. I don't know why I on the bandwagon. I only got a 10k line too. Oh well.

By the way, LTL, I just got an email tonight from Amex about getting Amex gift cards with no purchase fee if you use DEC14UC as the promo code. If anyone needs it.

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 01:28:27 GMT

@Anonymous wrote:
Yeah I have the cash version also. I don't know why I on the bandwagon. I only got a 10k line too. Oh well.

By the way, LTL, I just got an email tonight from Amex about getting Amex gift cards with no purchase fee if you use DEC14UC as the promo code. If anyone needs it.

DON"T use the codes on cashback portals! They prevent you getting cashback,

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 01:30:36 GMT

@axxy wrote:
Is it $2000 per year or per month?

Per year. I don't know why they bother with the tiers, giving a straight 2% costs them $15 a year max!

Rewards are only paid once a year, which is a drawback for those using the card a lot and wanting rewards. So very much third choice behind Double Cash and Fidelity Amex from the rewards persepctive.

Re: Does anyone use their NASA CC?

One7 — Mon, 15 Dec 2014 01:31:12 GMT

I got mine almost two years ago, it was one of my first credit cards to get and I've used it twice for BTs and a purchase here and there. I never joined the CU just applied outright. It helps with my UTL greatly.

Re: Does anyone use their NASA CC?

juggalo9er — Mon, 15 Dec 2014 02:06:46 GMT

i purchased a 4600 car with mine just for the 2% back......i then paid it in full

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 02:51:09 GMT

@juggalo9er wrote:
i purchased a 4600 car with mine just for the 2% back......i then paid it in full

That'll get you a couple tanks of gas.

Re: Does anyone use their NASA CC?

Themanwhocan — Mon, 15 Dec 2014 02:59:31 GMT

@Anonymous wrote:
@axxy wrote:
Is it $2000 per year or per month?
Per year. I don't know why they bother with the tiers, giving a straight 2% costs them $15 a year max!

Rewards are only paid once a year, which is a drawback for those using the card a lot and wanting rewards. So very much third choice behind Double Cash and Fidelity Amex from the rewards persepctive.

$17.50. Doesn't anyone do the math these days...

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 03:14:30 GMT

@Themanwhocan wrote:
@Anonymous wrote:
@axxy wrote:
Is it $2000 per year or per month?
Per year. I don't know why they bother with the tiers, giving a straight 2% costs them $15 a year max!

Rewards are only paid once a year, which is a drawback for those using the card a lot and wanting rewards. So very much third choice behind Double Cash and Fidelity Amex from the rewards persepctive.
$17.50. Doesn't anyone do the math these days...

I did the math right, just misstated the problem! It's 1.25% on the 1000-2000 segment, not 1.5%, so a TMWC says, $17.50 a year less than a straight 2% card. I really thought it was 1.5%, now I'm mad, out $2.50, EVERY year!

Re: Does anyone use their NASA CC?

Anonymous — Mon, 15 Dec 2014 15:07:10 GMT

Ive used mines twice for small purchases and did a BT on it. No complaints so far.

Re: Does anyone use their NASA CC?

lord_kinbote — Mon, 15 Dec 2014 16:04:13 GMT

I used the card for a BT. I am not sure why I did this - I ended up paying the BT off before the statement date. I only allow 1 card to report and that is my CSP. I also use the account for a reoccuring charge of 19.95 per month from myfico monitoring. NASAFCU sends out a lot of checks to use with said account. They last batch was 3.x% APR, so I am glad I app'd for the account - nice limit of 30k to use towards utilization and lots of potential for balance transfers.

Re: Does anyone use their NASA CC?

1GaDawg85 — Mon, 15 Dec 2014 15:37:07 GMT

I wish they could have approved me a couple months ago

Re: Does anyone use their NASA CC?

lhcole77 — Mon, 15 Dec 2014 19:50:30 GMT

@Anonymous wrote:
I'm curious if anyone actively or even remotely uses their NASA card? I used it once for around $2.50 but haven't since. Even though it was just a SP I kind of regret getting it. I was just wondering though.

YUP! I use mine and I love it.

I also keep depositing money in my account with them.

I am working on building a relationship with them so that I will have more options available if/when I buy another car, home, or want to take out a loan.

Re: Does anyone use their NASA CC?

Imhotrodcrazy — Tue, 16 Dec 2014 18:58:09 GMT

I use my card a lot.. Anywhere from 10-15 times a month. I also deposit into my savings account twice a month, then transfer to pif my card.