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    <title>topic Re: FP - Chip and Sign in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3695210#M1012599</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/650504"&gt;@nyancat&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thinking about it more, what bothers me most is that there are still some banks (mainly Barclay's and Capital One) treating chip cards as a premium feature for their high-end cards, as if the chip is somehow something customers should pay extra or have a higher-category card for, when it reality it is a basic security feature that, at this point, there's no real excuse for ANY card from ANY bank to be shipping out without.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 ... this is what i was getting at with the original post... &amp;nbsp;Everyone MUST do it by next year, why are they dragging there feet. &amp;nbsp;I understand it cost money to do new cards, but there profits out weigh the losses without this feature. &amp;nbsp;FP for frig sakes is doing it, why can't some of the other big banks finally do it as well.. They are just on select cards and this is why you "should" get this card for x big bank. &amp;nbsp;Just funny is all&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There is no mandate, and no one "must" do EMV. The card networks have provided an incentive (liability shift) and it is up to stakeholders to decide what to do. If a bank chooses not to issue chip cards, nothing changes. Liability shifts can be ignored. The Mastercard, Discover, and American Express networks have a PIN liability shift as well, yet only Diner's Club is issuing a chip and PIN card on one of those networks.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thus, it is possible that many smaller banks may decide not to issue chip cards, at least not by next October. It's also very likely that many merchants will choose not to enable chip support. I'd say it's a safe bet that, at least, by next October these merchants will have chip support enabled:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;- Walmart (partially enabled, non-secure/non-enforcing right now)&lt;/P&gt;&lt;P&gt;- Walgreens (voluntary commitment to 1Q 2015)&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;- Target&amp;nbsp;(voluntary commitment to 1Q 2015)&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;- Home Depot&amp;nbsp;(voluntary commitment end of 2014 - though they're running short on time at this point, so we shall see if that is delayed)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;- Best Buy (has terminals already, claimed earlier that&amp;nbsp;they would comply with liability shift deadline)&lt;/P&gt;&lt;P&gt;- Costco (recently purchased new terminals, seems unlikely there would be any reason OTHER than liability shift)&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;- Bath and Body Works&amp;nbsp;(&lt;/SPAN&gt;&lt;SPAN&gt;recently&lt;/SPAN&gt;&lt;SPAN&gt; purchased new terminals, seems unlikely there would be any reason OTHER than liability shift)&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;- Barnes and Noble&amp;nbsp;(&lt;/SPAN&gt;&lt;SPAN&gt;recently&lt;/SPAN&gt;&lt;SPAN&gt; purchased new terminals, seems unlikely there would be any reason OTHER than liability shift)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;&lt;SPAN&gt;- Lowes&amp;nbsp;(&lt;/SPAN&gt;&lt;SPAN&gt;recently&lt;/SPAN&gt;&lt;SPAN&gt; purchased new terminals, seems unlikely there would be any reason OTHER than liability shift)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;&lt;SPAN&gt;- Michael's (&lt;/SPAN&gt;&lt;SPAN&gt;recently&lt;/SPAN&gt;&lt;SPAN&gt; purchased new terminals, seems unlikely there would be any reason OTHER than liability shift)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;&lt;SPAN&gt;&lt;SPAN&gt;-&amp;nbsp;USPS (has capable terminals and a government mandate for government agencies)&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There are other shops with new-ish EMV-capable terminals (Staples, Albertson's, ULTA, Aeropostale, Sears, etc) that may get enabled but aren't such new installs that they seem as obvious to me. In some cases, like Aeropostale, these terminals were bought for contactless and have been in for some time - not that they won't enable EMV, it just doesn't seem it was the main point of the install so it is harder to speculate. There are also shops with EMV-capable terminals like Wet Seal that have ancient terminals and seem UNLIKELY to ever enable EMV on their existing hardware - because the hardware is so old, my understanding is the cost of kernel certification is likely to be uneconomical given the short remaining life probable on their terminals.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;That is not an absolute, though, as Walmart enabled EMV earlier this year on their Ingenico i9550 terminals at their self-checkouts, which have now been replaced with Ingenico iSC250 terminals. I'm not quite sure why they did this, it seems odd to me, but they did. The new iSC250's are also TERRIBLY installed for EMV - they're mounted nearly vertical and you cannot see the EMV slot standing at the self-checkout, you have to know it's there and insert the card blindly. It also requires a&amp;nbsp;degree of dexterity some may not have.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;P.S. here's a photo of one of these. Bunch of real brains there too, plotting how to destroy the evil chip *sighs* -&amp;nbsp;&lt;A target="_blank" href="http://hardforum.com/showthread.php?t=1826256"&gt;http://hardforum.com/showthread.php?t=1826256&lt;/A&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 18 Dec 2014 14:03:01 GMT</pubDate>
    <dc:creator>nyancat</dc:creator>
    <dc:date>2014-12-18T14:03:01Z</dc:date>
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      <title>FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3693983#M1011984</link>
      <description>&lt;P&gt;Wow, just ran across this.. &amp;nbsp;For all you that want a chip and signature that don't have one, here you go!.. &amp;nbsp;Honesty please don't apply, just found it funny.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="FP LOL.JPG" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/10614iA9F34B5419F717B8/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="FP LOL.JPG" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 17 Dec 2014 21:29:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3693983#M1011984</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2014-12-17T21:29:51Z</dc:date>
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      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3693996#M1011991</link>
      <description>You should be ashamed posting such things.</description>
      <pubDate>Wed, 17 Dec 2014 21:38:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3693996#M1011991</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-17T21:38:39Z</dc:date>
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      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694007#M1011995</link>
      <description>&lt;P&gt;LOL... My gosh they are ahead of Cap1 and the QS1 and Discover card among many others... &amp;nbsp;Is this the end of times?&lt;/P&gt;</description>
      <pubDate>Wed, 17 Dec 2014 21:45:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694007#M1011995</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2014-12-17T21:45:10Z</dc:date>
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      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694185#M1012086</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;LOL... My gosh they are ahead of Cap1 and the QS1 and Discover card among many others... &amp;nbsp;Is this the end of times?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I honestly don't think Discover deserves to be referenced in the same group with Crap1 and First Premier!&lt;/P&gt;</description>
      <pubDate>Wed, 17 Dec 2014 23:27:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694185#M1012086</guid>
      <dc:creator>wacdenney</dc:creator>
      <dc:date>2014-12-17T23:27:24Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694189#M1012089</link>
      <description>&lt;P&gt;Are we sure it's an actual chip and not just printed on?&lt;/P&gt;</description>
      <pubDate>Wed, 17 Dec 2014 23:28:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694189#M1012089</guid>
      <dc:creator>yfan</dc:creator>
      <dc:date>2014-12-17T23:28:53Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694209#M1012101</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736"&gt;@yfan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Are we sure it's an actual chip and not just printed on?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should be a martyr and get one so we'll know for sure!&lt;/P&gt;</description>
      <pubDate>Wed, 17 Dec 2014 23:36:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694209#M1012101</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-17T23:36:34Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694290#M1012148</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736"&gt;@yfan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Are we sure it's an actual chip and not just printed on?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should be a martyr and get one so we'll know for sure!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;lol&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 00:08:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694290#M1012148</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2014-12-18T00:08:52Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694314#M1012165</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Wow, just ran across this.. &amp;nbsp;For all you that want a chip and signature that don't have one, here you go!.. &amp;nbsp;Honesty please don't apply, just found it funny.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="FP LOL.JPG" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/10614iA9F34B5419F717B8/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="FP LOL.JPG" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It even comes in orange&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; (got an offer in the mail a while back).&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 00:18:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694314#M1012165</guid>
      <dc:creator>Anomalous</dc:creator>
      <dc:date>2014-12-18T00:18:10Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694438#M1012223</link>
      <description>Discover now has chip cards too. Remember the chip is primarily for the bank's benefit. Yours is just a lucky bonus. First Premier can't be losing money to counterfeit card fraud, don't you know that keeping fraud down is how they keep their fees so low?</description>
      <pubDate>Thu, 18 Dec 2014 01:12:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694438#M1012223</guid>
      <dc:creator>nyancat</dc:creator>
      <dc:date>2014-12-18T01:12:59Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694559#M1012282</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/650504"&gt;@nyancat&lt;/a&gt; wrote:&lt;BR /&gt;Discover now has chip cards too. Remember the chip is primarily for the bank's benefit. Yours is just a lucky bonus. First Premier can't be losing money to counterfeit card fraud, don't you know that keeping fraud down is how they keep their fees so low?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 02:30:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694559#M1012282</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T02:30:13Z</dc:date>
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      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694592#M1012303</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736"&gt;@yfan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Are we sure it's an actual chip and not just printed on?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should be a martyr and get one so we'll know for sure!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Not unless someone is paying me substantial amounts of cash!&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 02:43:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694592#M1012303</guid>
      <dc:creator>yfan</dc:creator>
      <dc:date>2014-12-18T02:43:41Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694598#M1012307</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736"&gt;@yfan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/812736"&gt;@yfan&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Are we sure it's an actual chip and not just printed on?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should be a martyr and get one so we'll know for sure!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Not unless someone is paying me substantial amounts of cash!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Does anybody have change for a button?&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 02:46:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694598#M1012307</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T02:46:05Z</dc:date>
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    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694838#M1012441</link>
      <description>It is actually chip and pin, my mom has one. Sometimes that's the only card you can get....</description>
      <pubDate>Thu, 18 Dec 2014 04:35:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694838#M1012441</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T04:35:56Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694843#M1012446</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;It is actually chip and pin, my mom has one. &lt;SPAN style="color: #ff0000;"&gt;&lt;STRONG&gt;Sometimes that's the only card you can get....&lt;/STRONG&gt;&lt;/SPAN&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The thing is...It's really not. There is a plethora of cards out there for people with damaged, bad or no credit.&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 04:39:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694843#M1012446</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T04:39:52Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694848#M1012449</link>
      <description>Wait, medwar1, it is chip and PIN??? As in chip transactions normally require the PIN? Like we all want and no major US bank is willing to offer? That's ridiculous.</description>
      <pubDate>Thu, 18 Dec 2014 04:43:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694848#M1012449</guid>
      <dc:creator>nyancat</dc:creator>
      <dc:date>2014-12-18T04:43:46Z</dc:date>
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      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694851#M1012450</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/650504"&gt;@nyancat&lt;/a&gt; wrote:&lt;BR /&gt;Wait, medwar1, it is chip and PIN??? As in chip transactions normally require the PIN? Like we all want and no major US bank is willing to offer? That's ridiculous.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I assumed the chip and pin part of that comment was a joke...&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 04:46:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694851#M1012450</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T04:46:35Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694866#M1012456</link>
      <description>&lt;P&gt;Someone order it as I just got declined a CC and can't take another HP and find out if it is chip and pin&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;... I will throw in a dollar towards the annual fee!&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 04:57:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694866#M1012456</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2014-12-18T04:57:50Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694873#M1012460</link>
      <description>It wouldn't shock me if it was chip and PIN. Most of their customers probably only have one card so the too many PIN to remember argument doesn't apply and there are fraud issues that apply more to sub sub prime customers.</description>
      <pubDate>Thu, 18 Dec 2014 05:03:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694873#M1012460</guid>
      <dc:creator>nyancat</dc:creator>
      <dc:date>2014-12-18T05:03:51Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694958#M1012494</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/482098"&gt;@Anomalous&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Wow, just ran across this.. &amp;nbsp;For all you that want a chip and signature that don't have one, here you go!.. &amp;nbsp;Honesty please don't apply, just found it funny.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG title="FP LOL.JPG" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/10614iA9F34B5419F717B8/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="FP LOL.JPG" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It even comes in orange&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; (got an offer in the mail a while back).&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It may be crap on the inside, but this card in orange? &amp;nbsp;That would look badass.&lt;/P&gt;</description>
      <pubDate>Thu, 18 Dec 2014 06:43:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694958#M1012494</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T06:43:31Z</dc:date>
    </item>
    <item>
      <title>Re: FP - Chip and Sign</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694967#M1012500</link>
      <description>I remember those mailers....Its an ugly orange.</description>
      <pubDate>Thu, 18 Dec 2014 06:56:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/FP-Chip-and-Sign/m-p/3694967#M1012500</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-18T06:56:15Z</dc:date>
    </item>
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