topic Re: Wamu in Credit Cards

Wamu

Anonymous — Mon, 21 Jul 2008 18:52:21 GMT

Has anyone gotten their pfico for July yet??? I am on pins and needles waiting.

Re: Wamu

Anonymous — Mon, 21 Jul 2008 18:55:31 GMT

Nope - haven't got mine yet either.

Re: Wamu

Anonymous — Mon, 21 Jul 2008 18:56:39 GMT

Nope....

Re: Wamu

lisac — Mon, 21 Jul 2008 19:10:00 GMT

no, just checked.

Re: Wamu

Anonymous — Mon, 21 Jul 2008 19:13:08 GMT

Me neither. i wish they would not use Transunion for my information. but use a better bureau like Experian. I noticed the first few months of having this card I had Experian pulls, and the information from them was always posted on like the 2nd of the month...Transunion its now the 22nd of July! Given all of the other problems Transunion has had recently I would love to change it. Is there any way to do that?

Re: Wamu

Anonymous — Mon, 21 Jul 2008 23:23:51 GMT

it's not posted yet and i had trouble trying to pull ny TU report. Seems they had my ss# wrong all of a sudden. Yikes!!!!

Message Edited by casinoannie97 on 07-21-2008 04:23 PM

Re: Wamu

Anonymous — Wed, 23 Jul 2008 16:37:32 GMT

Still haven't gotten it yet.. man they are really laggin this month!!

Re: Wamu

Anonymous — Wed, 23 Jul 2008 16:41:24 GMT

I really don't put too much stock in WAMU's PFICO. It's always about 10 points off what my real FICO is.

Re: Wamu

Anonymous — Wed, 23 Jul 2008 16:56:13 GMT

MsQueenB wrote:

I really don't put too much stock in WAMU's PFICO. It's always about 10 points off what my real FICO is.

The WaMu PFICO is a "real FICO," too. It is a bankcard-enhanced version of the Classic FICO you can get at myFICO. It uses the same criteria as a Classic FICO except it gives more weight to credit card accounts.

Re: Wamu

Anonymous — Wed, 23 Jul 2008 17:11:08 GMT

Oh, thanks, cheddar. I'm always surprised at how higher it is than what myFICO gives.

WAMU only gives TU (which most cards don't use, I understand). WAMU has my TU @ 762 and myFICO has 750. Tha's a12 pt diff.

Re: Wamu

Anonymous — Wed, 23 Jul 2008 17:14:21 GMT

Mine has not updated - they did soft TU (like normal)

Re: Wamu

Anonymous — Wed, 23 Jul 2008 18:13:48 GMT

Still not updated for me either. Used to update around the middle of the month, wonder what's going on.

Re: Wamu

Anonymous — Thu, 24 Jul 2008 02:17:51 GMT

Mine hasn't updated since May

Re: Wamu

unknown_entity — Thu, 24 Jul 2008 02:54:36 GMT

Mine just halfway updated, the graph says July with a 4 pt increase from the June score but the rest of the page still reflects the June info.

Re: Wamu

Anonymous — Thu, 24 Jul 2008 02:58:29 GMT

unknown_entity wrote:

Mine just halfway updated, the graph says July with a 4 pt increase from the June score but the rest of the page still reflects the June info.

My graph has updated, too. 733 to 756. I'll take that.

Re: Wamu

davidboca — Thu, 24 Jul 2008 03:18:44 GMT

Mine just updated this evening. +5 points!

Re: Wamu

Anonymous — Thu, 24 Jul 2008 03:37:37 GMT

Mine stayede 750 thank god i was scared getting an amex would lower it.

Re: Wamu

Trishco — Thu, 24 Jul 2008 03:49:01 GMT

Hmmm....interesting!

The *scores* that I've had displayed from WaMu are consistently 40-50 lower than what myFico score is! Has been that way since March!

Re: Wamu

GFer — Thu, 24 Jul 2008 04:26:32 GMT

Ok...so a couple got updated...but many haven't. Hmmm

Mine hasn't, of course. Really, though, I was surprised I had a score at all, because my account is new and was told I wouldn't get it for 2 or 3 months. I don't have anything showing for the graphs or such, just the score, though.

My PFico on WaMu is 10 points higher than me score I pulled the other night.

Message Edited by GFer on 07-23-2008 11:26 PM

Re: Wamu PFICO

Anonymous — Thu, 24 Jul 2008 06:31:44 GMT

Mine has been updated on graph, and I lost 3 points to 766. I believe it has something to do with more than 50% balance out of 13k CL on WaMu (I have 0% purchase until Sep. 09).