topic Re: WAMU decision status ? in Credit Cards

WAMU decision status ?

Anonymous — Wed, 23 Jul 2008 19:32:53 GMT

I received a WAMU Visa pre-approved offer so I figured I'd call and see what it was about. Well I completed the app and after I made my card color selection and xferred a balance the rep said it would take approx. 3 weeks for me to find out if the card is approved. So I don't get the "pre-approved" wording of the actually letter I received. Anyway, have anyone else responded to one of those pre-approved mailers and did you get an instant decision or did you get the "it'll be 3 weeks" response from the rep?

Thanks...

Message Edited by shy on 07-23-2008 12:32 PM

Re: WAMU decision status ?

Anonymous — Wed, 23 Jul 2008 19:31:09 GMT

I got an instant approval, although it is not uncommon to have to wait on a decision. It doesn't mean anything one way ro the other as far as approval or denial.

One thing to keep in mind about preapproved offers is that there really is no such thing. The word "preapproved" does not mean you have been approved before you apply, it means you have been "approved to apply," if that makes sense.

Good luck, and let us know how it goes!

Re: WAMU decision status ?

Anonymous — Wed, 23 Jul 2008 19:32:37 GMT

I have some good news for you. I was denied instantaneously so that is a good sign that you haven't been denied.

Re: WAMU decision status ?

Anonymous — Wed, 23 Jul 2008 19:35:02 GMT

Thanks guys...I'll keep you posted.

Re: WAMU decision status ?

Anonymous — Thu, 24 Jul 2008 21:25:12 GMT

Shy, I applied on-line on July 4th for the WaMu plat. Visa after recieving an offer in the mail. I also got the message saying to wait 2-4 weeks.

Being very impatient, that and I messed up by saying I wanted to BT my Providian card. (DOH!) I was curious if I had totally shot myself in the foot so I called this number on the 8th

WaMu Credit Dept. M-F 6am-5pm 1-888-687-2273 - You can talk to them and they will process your application before 3 weeks.

*I found that # and message on some site called Fat Wallet, not sure if it's on here.*

Either way a nice young man asked if I was calling about an application status, I said yes, and he said Let me be the first to welcome you to washington Mutual!

I was pretty tickled to get approved.

Maybe you might give them a ring?

Re: WAMU decision status ?

Anonymous — Thu, 24 Jul 2008 21:54:39 GMT

Thank you so much. I did call and I was approved. So I'm done now with the apping thing. This week I closed on my home, open a Target Visa acct, and approved for a pre-approved WAMU Plat Visa. Yep, I'm done...my score will probably be 400 when all this stuff hits my reports. That's fine though, I'll go do the gardening thing now.

Thanks for all of your help.

Re: WAMU decision status ?

Anonymous — Fri, 25 Jul 2008 01:37:25 GMT

Congrats on your WaMu approval! (You'll find lots of people around here who are down on WaMu for one reason or another, but they've been very good to me and I'm quite happy with them. )

Re: WAMU decision status ?

Anonymous — Fri, 25 Jul 2008 05:45:14 GMT

Congrats-

Re: WAMU decision status ?

akaniks — Fri, 25 Jul 2008 08:18:27 GMT

I also received the WAMU pre-approval last week and applied a couple days ago. I received an instant approval for $2,000. Pretty excited about that. My largest TL right now. I also took advantage of the BT offer.