topic Re: KOHLS CC in Credit Cards

KOHLS CC

Anonymous — Thu, 24 Jul 2008 20:36:13 GMT

I had a BK since Oct-2005,and i am planning to apply for KHOLS cc .

So my question is How many years my BK it has to be old in my cr before applying for it ?

Thanks for the input .

Re: KOHLS CC

App_Addict — Thu, 24 Jul 2008 20:38:24 GMT

My BK is 2005 and they have shot me down several times citing the BK as the reason. I NEED A KOHLS CARD!!!!

Re: KOHLS CC

Anonymous — Thu, 24 Jul 2008 20:44:15 GMT

no go , it's serviced by Chase, don't know if they do the 3 questions of death for a Store card

Re: KOHLS CC

fishbjc — Thu, 24 Jul 2008 20:47:28 GMT

Don't waste the inquiry, you're not going to be approved.

Re: KOHLS CC

Susyflower — Thu, 24 Jul 2008 21:11:03 GMT

Please remind us "newbies" what are the 3 questions of death?

Re: KOHLS CC

Anonymous — Thu, 24 Jul 2008 22:14:53 GMT

You have to be able to answer yes to the following statements:

Yes, my credit history is clear of bankruptcy.

Yes, my credit history is clear of seriously delinquent accounts.

Yes, I have NOT been denied credit by Chase within the last 6 months.

Although, Kohl's and Circuit City do not have these questions on their website when you apply online.

They are BK friendly, but the BK might have to be several years old.............

Re: KOHLS CC

Anonymous — Fri, 25 Jul 2008 02:13:11 GMT

I just got approved a couple days ago for Kohl's with a BK7 in 2003. 500 limit though. Pulled Ex 680. I have heard they want 4 years post BK

Chase also gave me a Circuit City store card this week for 1.5K, pulled EQ 667

Edit: No questions of Death on either app online.

Message Edited by contractor on 07-24-2008 07:13 PM

Re: KOHLS CC

granny031350 — Fri, 25 Jul 2008 08:48:18 GMT

I was approved for Kohls. 300.00 limit. Bk chapter 13 in August of 05, 2 dismissed chapter 13's in 04, and 1 chapter 7 in 01.

Re: KOHLS CC

Anonymous — Fri, 25 Jul 2008 16:53:37 GMT

Thanks to all of you for this info .

Now i am aware of their policy,and it seems to me that MACY'S has kind of the same practice,where BK it has to be 4 years old .

Thanks again,and good luck to all of us .

Message Edited by creditdream on 07-25-2008 09:53 AM