topic Re: APPROVED! APPROVED! APPROVED! in Credit Cards

APPROVED! APPROVED! APPROVED!

mporter13 — Fri, 25 Jul 2008 13:36:12 GMT

I've finally transitioned from the credit repair phase into the credit rebuild phase. This forum has been a tremendous help in how I've approached the rebuild stage and what CC's I've applied for in my rebuild stage. I have applied for 5 CC's and have been approved on every single one of them (one caveat, i got the 99/500 with BOA). I also opened a Crown Jewelers card but, I will never use it again after my initial watch purchase is paid off. Here are the cards I've opened:

BOA 99/500CL

Captial One 1250CL (500CL when i opened, called backdoor number and bumped CL to 1250 after only having the card for 4 months)

WAMU 5000CL

AMEX DSM 3000CL

Barnes and Noble Mastercard 2500CL

Crown Jewelers 2500CL

I'm through with getting CC's. The only thing left is to eventually move from the AMEX DSM to the AMEX Blue Cash, allow my BOA to graduate, and to close out CJ. Thanks to everyone here who has made this board worth its weight in gold.

Re: APPROVED! APPROVED! APPROVED!

Red1Blue — Fri, 25 Jul 2008 13:55:54 GMT

Congrats.. Now take good care of those accounts and dont get into trouble financially.

Re: APPROVED! APPROVED! APPROVED!

preci0uz — Fri, 25 Jul 2008 13:57:33 GMT

congrats!!!

Doesn't it feel great!!!!

By the way, how did you get a WAMU card? Do you have a checking/savings account with them?

Re: APPROVED! APPROVED! APPROVED!

haulingthescoreup — Fri, 25 Jul 2008 14:01:09 GMT

Congrats! Congrats! Congrats!

Re: APPROVED! APPROVED! APPROVED!

mporter13 — Fri, 25 Jul 2008 14:03:35 GMT

I went to WAMU to open a savings account and ended up opening 3 accounts with them. They have some new checking/CD/savings account that was to good to pass up. While in the branch I applied for the CC.

If you listen to some of the people on the boards they'll tell you that you can open an online savings for $1 and then apply for the WAMU card. That'd be the best way to become a customer if your ultimate goal is to apply for the card. You have to be a customer of WAMU to apply for their CC. I tried the online savings first, but my fraud alert on my credit reports prevented me from being approved for the online savings... it said i needed to go into a branch. Hope this helps.

Message Edited by mporter13 on 07-25-2008 07:03 AM

Re: APPROVED! APPROVED! APPROVED!

Anonymous — Fri, 25 Jul 2008 14:04:54 GMT

Super Congrats mporter!!!

Feels good, doesn't it??!!!

You have a very nice mix of cards and that 99/500 card

will graduate to unsecured before you know it. Don't be

surprised if it turns out to be your highest credit limit

down the road cuz BofA is very generous with CLI's....

Once again, Congratulations on your approvals. Treat your cards

well and the sky's the limit for you.

CanDo

"The right attitude is everything"

Re: APPROVED! APPROVED! APPROVED!

akaniks — Fri, 25 Jul 2008 15:12:46 GMT

@mporter13 wrote:
hat'd be the best way to become a customer if your ultimate goal is to apply for the card. You have to be a customer of WAMU to apply for their CC.

Message Edited by mporter13 on 07-25-2008 07:03 AM

Huh? I was approved for WAMU yesterday and I am not a current customer.

Re: APPROVED! APPROVED! APPROVED!

Anonymous — Fri, 25 Jul 2008 15:15:37 GMT

@akaniks wrote:

@mporter13 wrote:

hat'd be the best way to become a customer if your ultimate goal is to apply for the card. You have to be a customer of WAMU to apply for their CC.

Message Edited by mporter13 on 07-25-2008 07:03 AM

Huh? I was approved for WAMU yesterday and I am not a current customer.

You have to be a current customer to app cold, not from a preapproval. I think you said you had a preapproved offer, right, akaniks? That's the difference here.

Re: APPROVED! APPROVED! APPROVED!

Anonymous — Fri, 25 Jul 2008 15:37:42 GMT

Congrats on the new plastic mporter!

Re: APPROVED! APPROVED! APPROVED!

mporter13 — Fri, 25 Jul 2008 15:41:46 GMT

Correct Chedder. I app'd cold and was told that i needed to be a customer. I did not receive a pre-approval letter. Apparently it wasn't always like this, but that's what i had to do to get my WAMU card.

Re: APPROVED! APPROVED! APPROVED!

adamseve — Fri, 25 Jul 2008 15:45:42 GMT

Congrats! Nice CL on each of the cards.

Did you have any baddies to contend with on your reports when applying, i.e, BK, lates, chargeoffs, collections?

Again...Congrats!