topic Total Merrill Card in Credit Cards

Total Merrill Card

adamseve — Sat, 26 Jul 2008 02:48:04 GMT

Does anyone have this card? Is it a hard card to get? What credit report did they pull in your location? What were your scores?

Thanks.

Re: Total Merrill Card

Anonymous — Sat, 26 Jul 2008 13:10:57 GMT

adamseve wrote:
Does anyone have this card? Is it a hard card to get? What credit report did they pull in your location? What were your scores?

Thanks.

They pull EX in Louisiana, yes it is hard to get. It is through FIA/BoA.

I was declined with 690 and was said to have sufficient credit with BoA.

Re: Total Merrill Card

Anonymous — Sat, 26 Jul 2008 16:45:30 GMT

Though the card offers a very high credit line if you warrant it, the 1% cash back rewards is something you can get elsewhere. The travel coverage is nice though.

If you aren't locked into a cash back rewards the Merrill + card is slightly easier to get, though I recommend 720+ scores for that as well. If you have an account with Merrill it may help your chances with either card - ask your financial advisor about the cards.