https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-User/m-p/301223#M102123 <DIV>I am the authorized user on one of my wife's CCs.&nbsp; Does that balance count toward my util %?</DIV> Sat, 26 Jul 2008 14:57:51 GMT BGMWPD320 2008-07-26T14:57:51Z https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-User/m-p/301223#M102123 <DIV>I am the authorized user on one of my wife's CCs.&nbsp; Does that balance count toward my util %?</DIV> Sat, 26 Jul 2008 14:57:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-User/m-p/301223#M102123 BGMWPD320 2008-07-26T14:57:51Z https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-User/m-p/301264#M102124 <DIV></DIV> <DIV></DIV> <DIV><BR /> <BLOCKQUOTE> <DIV> <HR /> BGMWPD320 wrote:<BR /> <DIV>I am the authorized user on one of my wife's CCs.&nbsp; Does that balance count toward my util %?</DIV><BR /> <HR /> </DIV></BLOCKQUOTE>Yes, for now.&nbsp; A new version of FICO (called FICO 08) will go into effect soon, and that version will ignore autorized user accounts&nbsp;for scoring purposes.&nbsp; Nobody knows when that will happen.</DIV> <DIV>&nbsp;</DIV> <DIV>Moving this thread to Credit Cards forum.</DIV> <DIV>&nbsp;</DIV><BR /><BR />Message Edited by cheddar on <SPAN class="date_text">07-26-2008</SPAN> <SPAN class="time_text">09:19 AM</SPAN> Sat, 26 Jul 2008 16:19:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-User/m-p/301264#M102124 Anonymous 2008-07-26T16:19:34Z