topic Re: Thanks for the CL GEMB! in Credit Cards

Thanks for the CL GEMB!

Anonymous — Sat, 26 Jul 2008 23:24:20 GMT

$200 for my next GAP card. Let's just say, after getting approved for my new AmEx Delta SkyMiles Gold and getting approved for a bump on my AmEX TrueEarnings to $3,000. I was less than enthused.

If I didn't need that darned thing for a better credit mix I'd shove that card right up their...mailbox with a nasty letter attached to it telling them how poorly I think they run their business and how angry I am at their stinginess.

Take that Mr. Money Bank

Re: Thanks for the CL GEMB!

Anonymous — Sat, 26 Jul 2008 23:34:23 GMT

Jay-

If it makes you feel any better my TLs look like..

6k, 5k, 5k, 4.25k, 3k, 2.5k, 1.9k, 1.5k, 1.34k, 1.1k, 1k and 500.

Guess which one is Old Navy (GEMB)?

It took me about 18 months to go from 300 to 500. It's on the chopping block.

Re: Thanks for the CL GEMB!

Anonymous — Sat, 26 Jul 2008 23:46:43 GMT

lol.........

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 00:58:51 GMT

I got a $4500.00 GEMB store card with Ritz Camera. It's my highest CL and I can't for the life of me figure out why they even give anybody a CL that high, especially me. LOL.

Message Edited by beenthere on 07-26-2008 05:58 PM

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 01:29:42 GMT

GEMB gave me $4200 on my Sams Discover, and then auto-CLId it to $5200 a couple weeks later.

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 07:38:43 GMT

Hey Peas, I'm beginning to think they just don't like us...

Re: Thanks for the CL GEMB!

Red1Blue — Sun, 27 Jul 2008 12:39:11 GMT

My Old Navy GEMB is at $400. They increased it from $200 to $400 after 6 months of usage.

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 13:42:56 GMT

jaybird201 wrote:
Hey Peas, I'm beginning to think they just don't like us...

Agreed. I rec'd a pre-approval from Lowe's and I just stared at it for a month. I love Lowe's, but I'm happy to avoid GEMB. At this point I'll get the best bang for my buck from using my Delta Amex at Lowe's -- double miles! It will take some creativity b/c my CL is so low. I'm thinking I'll go buy an appliance every other day, come home PIF, rinse and repeat.

I can't get a CLI on the Old Navy card b/c I never let a balance post. Ahhh.

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 14:18:54 GMT

I got my GEMB Banana Republic card in December, and they gave me a $500 CL - I'm sure it wouldn't have been so much had I not been spending $400-and-something at the time. I just realized a couple of weeks ago that they've auto-CLI'd me to $600 - I guess that must be some sort of reward for reaching my six-month anniversary with them.

Such generosity!!!

I swore I'd never have (another) GE card as I had a couple of cards backed by them in the UK, years ago, and HATE them - but somehow ended up forgetting to answer 'no, thanks' when asked if I'd like to open an account back in December.

Re: Thanks for the CL GEMB!

Anonymous — Sun, 27 Jul 2008 15:31:06 GMT

So i wonder do GEMD like to see allot of usage or payments to grant CLI.