topic Sears AU in Credit Cards

Authorized user question.....

Anonymous — Sat, 03 Jan 2015 21:32:10 GMT

I've been an AU on my grandmas sears mastercard ( to help me build credit) since around june of 2014. I view my credit report through credit carma and cap one. It does not have it listed as one of my accounts. i try every month to buy scorewatch through myfico and it tells me that i dont have 6 months of credit yet so i dont have a score... should'nt it be reporting?

Re: Authorized user question.....

Anonymous — Sat, 03 Jan 2015 21:34:16 GMT

i actually think it was may that i became an authorized user. but either way....

Re: Authorized user question.....

Anonymous — Sat, 03 Jan 2015 21:49:39 GMT

Credit bureaus use a matching filter ie last names, address etc. You will find a least likely match if you do not match their criteria since your SSN is not provided.

Re: Authorized user question.....

lord_kinbote — Sat, 03 Jan 2015 21:52:54 GMT

Have your grandmother call the lender and provide your social.

Re: Authorized user question.....

Anonymous — Sat, 03 Jan 2015 21:59:22 GMT

we added me to this account online and i had to put in my SS# then

Sears AU

Anonymous — Wed, 09 Apr 2014 08:37:01 GMT

Does Sears report to AU credit reports? I am on DW's card as AU it has not shown up on my reports.

Re: Sears AU

bobkmn — Fri, 11 Apr 2014 20:38:47 GMT

@Anonymous wrote:
Does Sears report to AU credit reports? I am on DW's card as AU it has not shown up on my reports.

I am an AU on my wife's Sears Mastercard and it shows up on my reports and FICO.

Re: Sears AU

slund5499 — Wed, 27 Aug 2014 15:36:12 GMT

I got a Sears AU card issued in my name 2 months ago and the tradeline is still not showing up on jmy credit reports. Any suggestions?

Re: Sears AU

BearsAndTurtlesRtheBest — Wed, 27 Aug 2014 19:25:08 GMT

Thats strange. when I was signed up as an AU for this card it reported to CBs within that same month.

Re: Sears AU

Anonymous — Sat, 03 Jan 2015 21:57:53 GMT

ive been an AU on sears mastercard for 6 or 7 months now and still not reporting. any suggestions?

Re: Sears AU

jsucool76 — Sat, 03 Jan 2015 22:00:00 GMT

Do you live at the same address as the primary cardholder? Do you have the same last name as them?

Re: Sears AU

takeshi74 — Sun, 04 Jan 2015 01:29:55 GMT

@Anonymous wrote:
ive been an AU on sears mastercard for 6 or 7 months now and still not reporting. any suggestions?

Contact the creditor. Creditors are repsonsible for reporting to the CRA's. CRA's do not pull the data.

That said, I have no idea if the Sears MasterCard reports for AU's or if it reports to all 3 CRA's. Not all card/creditors report for AU's and not all report to all 3.