topic Re: Info on chase amazon in Credit Cards

Info on chase amazon

Michael982 — Thu, 08 Jan 2015 19:54:48 GMT

Im thinkg about applying for the chase amazon card. I have a few questions on it before i do. First does it give you rewards on anaything purchased on amazon? For instance, if I purchase a product on amazon but its actually one of their merchants and not fufilled by amazon. Also are their any other restrictions I should be aware of?

I usually spend over 1k on amazon a month, so itll actually benfiet me. Are there any other cards I should consider? And im hoping the give me a nice starting limit since i do have the CSP and Freedom!

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 19:56:39 GMT

@Michael982 wrote:
Im thinkg about applying for the chase amazon card. I have a few questions on it before i do. First does it give you rewards on anaything purchased on amazon? For instance, if I purchase a product on amazon but its actually one of their merchants and not fufilled by amazon. Also are their any other restrictions I should be aware of?

I usually spend over 1k on amazon a month, so itll actually benfiet me. Are there any other cards I should consider? And im hoping the give me a nice starting limit since i do have the CSP and Freedom!

If it's a concern, You can always use it to buy Amazon GC's and then buy your products.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 19:58:13 GMT

Even if the transaction is from one of their partners, you still get the 3% for every transaction on Amazon. But if you want to get a card just for Amazon, think Barclays Salliemae. I did the math and it is much better. They give you 5% on Amazon.

Re: Info on chase amazon

Closingracer99 — Thu, 08 Jan 2015 19:59:38 GMT

@Michael982 wrote:
Im thinkg about applying for the chase amazon card. I have a few questions on it before i do. First does it give you rewards on anaything purchased on amazon? For instance, if I purchase a product on amazon but its actually one of their merchants and not fufilled by amazon. Also are their any other restrictions I should be aware of?

I usually spend over 1k on amazon a month, so itll actually benfiet me. Are there any other cards I should consider? And im hoping the give me a nice starting limit since i do have the CSP and Freedom!

I am 99% it's anything sold on Amazon be it them or 3rd party

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 20:00:32 GMT

@Anonymous wrote:
Even if the transaction is from one of their partners, you still get the 3% for every transaction on Amazon. But if you want to get a card just for Amazon, think Barclays Salliemae. I did the math and it is much better. They give you 5% on Amazon.

Re: Info on chase amazon

Closingracer99 — Thu, 08 Jan 2015 20:00:39 GMT

@Anonymous wrote:
Even if the transaction is from one of their partners, you still get the 3% for every transaction on Amazon. But if you want to get a card just for Amazon, think Barclays Salliemae. I did the math and it is much better. They give you 5% on Amazon.

True but perhaps Barclays hate him or her . They hate me and I've only succesffly gotten the NFL extra points card with them

Re: Info on chase amazon

Michael982 — Thu, 08 Jan 2015 20:00:53 GMT

@Anonymous wrote:
Even if the transaction is from one of their partners, you still get the 3% for every transaction on Amazon. But if you want to get a card just for Amazon, think Barclays Salliemae. I did the math and it is much better. They give you 5% on Amazon.

I didnt realize that it was first $750 a month when it comes to amazon. Which again brings up the question is it only items fufilled by amazon or also their partners.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 20:05:56 GMT

You are over thinking it. Along as it is from Amazon.com you are good to go. So if a seller in iceland sells and ships the product to you via Amazon, you still get the percentage. They don't care as long as it is bought from Amazon.com.

Re: Info on chase amazon

kdm31091 — Thu, 08 Jan 2015 20:14:19 GMT

The Chase Amazon gives 3%, Sallie Mae gives 5%, but the Amazon does also give 2% dining and gas and drugstores, so it depends what you already have.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 21:05:46 GMT

Agreed with everyone else. The Sallie Mae card pretty much renders the Chase Amazon card useless unless you go above the caps. Not to mention the other categories you get 5% back from (groceries and gas). Seeing you have a CSP, I'm pretty sure you don't need the dining from the Chase Amazon anyway.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 21:20:15 GMT

@Anonymous wrote:
Agreed with everyone else. The Sallie Mae card pretty much renders the Chase Amazon card useless unless you go above the caps. Not to mention the other categories you get 5% back from (groceries and gas). Seeing you have a CSP, I'm pretty sure you don't need the dining from the Chase Amazon anyway.

^This. I have the Chase Amazon and Chase CSP. I sat down yesterday to really do the math and realized the Salliemae was much better than the Chase Amazon hence I apped. Although it is capped at $750 a month, the other categories are also very good.

So for me...

Amex BCP for groceries at 6%

SallieMae for Amazon at 5%

CSP for Dinining.... Rotating the cards after hitting the caps will work well.

Re: Info on chase amazon

kdm31091 — Thu, 08 Jan 2015 21:23:15 GMT

I have a Sallie that I use on Amazon, but I still like the Amazon Visa as a no AF dining (and drugstores) card. I work in a drugstore so I spend plenty there lol.

I don't spend enough to justify having a CSP as a dining card. After the AF I wouldn't be making much in rewards.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 21:26:52 GMT

@kdm31091 wrote:
I have a Sallie that I use on Amazon, but I still like the Amazon Visa as a no AF dining (and drugstores) card. I work in a drugstore so I spend plenty there lol.

I don't spend enough to justify having a CSP as a dining card. After the AF I wouldn't be making much in rewards.

RIght, but 2% categories are sort of subsumed by the 2% everywhere cards such as double cash. So I don't count 2% categories as a feature for any card.

Re: Info on chase amazon

kdm31091 — Thu, 08 Jan 2015 21:30:29 GMT

I agree that w/ Double Cash it wouldn't make sense. I think since Double Cash is kind of the first 2% card on the market (other than Fidelity Amex, which requires a Fidelity acct), other issuers may have to step up their games eventually. If Double Cash becomes a popular card, people aren't going to want just 2% some places anymore. The category spend %'s will have to go up to 3% or something.

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 21:33:34 GMT

@kdm31091 wrote:
I agree that w/ Double Cash it wouldn't make sense. I think since Double Cash is kind of the first 2% card on the market (other than Fidelity Amex, which requires a Fidelity acct), other issuers may have to step up their games eventually. If Double Cash becomes a popular card, people aren't going to want just 2% some places anymore. The category spend %'s will have to go up to 3% or something.

I'd like to see CapOne come out with a 2% card, Even if it was a "Premium" product only available with VS or WMC

Re: Info on chase amazon

kdm31091 — Thu, 08 Jan 2015 21:35:23 GMT

You'd think they would, but I guess over time many issuers are going to want to if they want to compete with Double Cash. Really, Chase has no general spending card, neither does Barclay, or BOA, that I can think of. They all have "x% on x and 1% elsewhere" but no flat rewards cards.

Re: Info on chase amazon

Closingracer99 — Thu, 08 Jan 2015 21:39:39 GMT

@Anonymous wrote:
Agreed with everyone else. The Sallie Mae card pretty much renders the Chase Amazon card useless unless you go above the caps. Not to mention the other categories you get 5% back from (groceries and gas). Seeing you have a CSP, I'm pretty sure you don't need the dining from the Chase Amazon anyway.

It's not useles so don't call it that . It also gives out 2% for drug stores and food which the salliemae card doesn't. He has the csp so food isn't big but if he spends s lot in say cvs then it could be better for him

Re: Info on chase amazon

wacdenney — Thu, 08 Jan 2015 21:39:51 GMT

@Anonymous wrote:
@kdm31091 wrote:
I agree that w/ Double Cash it wouldn't make sense. I think since Double Cash is kind of the first 2% card on the market (other than Fidelity Amex, which requires a Fidelity acct), other issuers may have to step up their games eventually. If Double Cash becomes a popular card, people aren't going to want just 2% some places anymore. The category spend %'s will have to go up to 3% or something.
I'd like to see CapOne come out with a 2% card, Even if it was a "Premium" product only available with VS or WMC

There is no percentage that would make up for having to deal with CapOne!

ok fine yeah there is a percentage, but it aint 2%!!

Re: Info on chase amazon

Closingracer99 — Thu, 08 Jan 2015 21:41:00 GMT

@Anonymous wrote:
@kdm31091 wrote:
I have a Sallie that I use on Amazon, but I still like the Amazon Visa as a no AF dining (and drugstores) card. I work in a drugstore so I spend plenty there lol.

I don't spend enough to justify having a CSP as a dining card. After the AF I wouldn't be making much in rewards.
RIght, but 2% categories are sort of subsumed by the 2% everywhere cards such as double cash. So I don't count 2% categories as a feature for any card.

Yeah but citi hates me and refuses to give me one lol

Re: Info on chase amazon

Anonymous — Thu, 08 Jan 2015 21:43:19 GMT

@wacdenney wrote:
@Anonymous wrote:
@kdm31091 wrote:
I agree that w/ Double Cash it wouldn't make sense. I think since Double Cash is kind of the first 2% card on the market (other than Fidelity Amex, which requires a Fidelity acct), other issuers may have to step up their games eventually. If Double Cash becomes a popular card, people aren't going to want just 2% some places anymore. The category spend %'s will have to go up to 3% or something.
I'd like to see CapOne come out with a 2% card, Even if it was a "Premium" product only available with VS or WMC
There is no percentage that would make up for having to deal with CapOne!

ok fine yeah there is a percentage, but it aint 2%!!

That's why it's a "Premium" product, Only available to excellent credit.