topic Re: I'm freezing EX! in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730515#M1027825 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>Good Morning Everyone:</P><P>&nbsp;</P><P>To clarify I don't feel out of control <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>I just think that being over 30 INQ's makes my report look a little wacked... but I believe if I go back and narrow down last 12 months I would be under 40 and after July is when we bought the car so that would drop another 15 or so... I'm just thinking "maybe" I could get through July without anymore hits to EX and see what that does for me<SPAN style="color: #ff6600;">... not looking to make a credtior pull something else.</SPAN></P><HR /></BLOCKQUOTE><P>&nbsp;</P><P>But, of course NOT. &nbsp;We decent MyFiconians don't think like that. &nbsp;Except for perhaps Nixon and a few of them darn Vegetarians among us... &nbsp;Long live legit freezing, decency and bloody&nbsp;meat!</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><HR /></BLOCKQUOTE><P>Actually, I'd prefer they pull EX over EQ due to higher EX FICO, I just wish EX inquiries weren't so darn sticky. <img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /></P><HR /></BLOCKQUOTE><P>Chase hasn't cared about my INQ's until I tried to go for my 4th account within 5 months.</P> Fri, 09 Jan 2015 15:09:23 GMT Creditaddict 2015-01-09T15:09:23Z I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730064#M1027653 <P>My EX has gotten out of control so I'm going to freeze it</P> Fri, 09 Jan 2015 04:40:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730064#M1027653 Creditaddict 2015-01-09T04:40:46Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730071#M1027657 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>My EX has gotten out of control so I'm going to freeze it</P><HR /></BLOCKQUOTE><P>Mine stays there!</P> Fri, 09 Jan 2015 04:46:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730071#M1027657 Anonymous 2015-01-09T04:46:20Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730079#M1027659 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>My EX has gotten out of control so I'm going to freeze it</P><HR /></BLOCKQUOTE><P>None of my CRs are out of control... Weird. &nbsp;Must be a personal issue...</P> Fri, 09 Jan 2015 04:49:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730079#M1027659 TRC_WA 2015-01-09T04:49:59Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730080#M1027660 <P>I should do this... My EX has way more inquiries then either of the others...</P> Fri, 09 Jan 2015 04:50:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730080#M1027660 Exonumist 2015-01-09T04:50:01Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730085#M1027662 <P>My Experian monitoring:</P><P>&nbsp;</P><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/inquiries.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Inquiries Summary</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV class=""><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Inquiries</SPAN></DIV></TD><TD><DIV><SPAN>83</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/public-record.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Public Record Summary</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV class=""><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Public Records</SPAN></DIV></TD><TD><DIV><SPAN>0</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/length-of-history.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Length of History</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV class=""><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Oldest Account</SPAN></DIV></TD><TD><DIV><SPAN>16.1 year(s)</SPAN></DIV></TD></TR><TR><TD><DIV><SPAN>Average Account Age</SPAN></DIV></TD><TD><DIV><SPAN>5.1 year(s)</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV> Fri, 09 Jan 2015 04:52:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730085#M1027662 Creditaddict 2015-01-09T04:52:54Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730086#M1027663 I want all my bureaus frozen, darn it! <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /> Fri, 09 Jan 2015 04:53:21 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730086#M1027663 Kenny 2015-01-09T04:53:21Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730087#M1027664 <P>83. &nbsp;Wow 😜</P> Fri, 09 Jan 2015 04:54:00 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730087#M1027664 Anonymous 2015-01-09T04:54:00Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730088#M1027665 <P>83 INQUIRES?!?! &nbsp;I have 17 across all bureaus and I thought I had alot</P> Fri, 09 Jan 2015 04:55:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730088#M1027665 CreditCuriosity 2015-01-09T04:55:08Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730090#M1027667 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>83. &nbsp;Wow 😜</P><HR /></BLOCKQUOTE><P>what's the limit? maybe i shouldn't freeze it because im about to be at limit and they will start deleting! LOL</P> Fri, 09 Jan 2015 04:54:53 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730090#M1027667 Creditaddict 2015-01-09T04:54:53Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730091#M1027668 <P>Whoa.. I thought my 7 or 8 was a lot. Freeze and leave it that way!</P> Fri, 09 Jan 2015 04:55:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730091#M1027668 Exonumist 2015-01-09T04:55:29Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730097#M1027670 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>83. &nbsp;Wow 😜</P><HR /></BLOCKQUOTE><P>what's the limit? maybe i shouldn't freeze it because im about to be at limit and they will start deleting! LOL</P><HR /></BLOCKQUOTE><P>No idea. &nbsp;I would think with your file some would have already been bumped off</P> Fri, 09 Jan 2015 04:56:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730097#M1027670 Anonymous 2015-01-09T04:56:57Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730098#M1027671 <P>See if you freeze all your credit bureaus.. You can appy all you want to get your Craving, granted you won't get approved.. But it will satisify your need! &nbsp;Freeze them all for a year or two<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Fri, 09 Jan 2015 04:57:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730098#M1027671 CreditCuriosity 2015-01-09T04:57:02Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730100#M1027672 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>83. &nbsp;Wow 😜</P><HR /></BLOCKQUOTE><P>what's the limit? maybe i shouldn't freeze it because im about to be at limit and they will start deleting! LOL</P><HR /></BLOCKQUOTE><P>No idea. &nbsp;I would think with your file some would have already been bumped off</P><HR /></BLOCKQUOTE><P>TU and EQ this would be true, Experian Can handle this lol</P> Fri, 09 Jan 2015 04:58:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730100#M1027672 CreditCuriosity 2015-01-09T04:58:08Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730108#M1027677 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>My Experian monitoring:</P><P>&nbsp;</P><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/inquiries.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Inquiries Summary</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Inquiries</SPAN></DIV></TD><TD><DIV><SPAN>83</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/public-record.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Public Record Summary</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Public Records</SPAN></DIV></TD><TD><DIV><SPAN>0</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV><DIV class="ng-scope"><DIV class="accountDetail ng-isolate-scope"><TABLE><TBODY><TR><TD><DIV class="reportTileHeader ng-isolate-scope"><DIV class="headerWrapper ng-scope"><DIV class="iconContainer"><DIV class="imgSizer"><IMG src="https://experian.experiandirect.com/Images/Reports/Summary/length-of-history.svg" border="0" /></DIV></DIV><DIV class="textContainer"><DIV class="tileHeaderTitle ng-binding">Length of History</DIV><DIV class="tileHeaderSubtitle ng-binding">&nbsp;</DIV></DIV></DIV></DIV></TD><TD>&nbsp;</TD></TR></TBODY></TABLE><DIV><DIV><DIV class="ecsGrid ng-isolate-scope"><DIV class="ng-binding"><TABLE><TBODY><TR><TD><DIV><SPAN>Oldest Account</SPAN></DIV></TD><TD><DIV><SPAN>16.1 year(s)</SPAN></DIV></TD></TR><TR><TD><DIV><SPAN>Average Account Age</SPAN></DIV></TD><TD><DIV><SPAN>5.1 year(s)</SPAN></DIV></TD></TR></TBODY></TABLE></DIV></DIV></DIV></DIV></DIV></DIV><HR /></BLOCKQUOTE><P><IMG title="blink.png" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/10878i4D0ED8679772A2E2/image-size/original?v=mpbl-1&amp;px=-1" border="0" alt="blink.png" /></P> Fri, 09 Jan 2015 05:02:52 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730108#M1027677 CreditMagic7 2015-01-09T05:02:52Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730110#M1027678 <P>You have to love CA.. 83 Inquiries? &nbsp;Thats INSANE...</P> Fri, 09 Jan 2015 05:02:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730110#M1027678 Anonymous 2015-01-09T05:02:59Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730111#M1027679 <P>Whats kind of funny is my EX Fico is the highest of all 3!</P> Fri, 09 Jan 2015 05:03:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730111#M1027679 Creditaddict 2015-01-09T05:03:17Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730112#M1027680 <BLOCKQUOTE><HR />@CreditCuriousity wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>83. &nbsp;Wow 😜</P><HR /></BLOCKQUOTE><P>what's the limit? maybe i shouldn't freeze it because im about to be at limit and they will start deleting! LOL</P><HR /></BLOCKQUOTE><P>No idea. &nbsp;I would think with your file some would have already been bumped off</P><HR /></BLOCKQUOTE><P>TU and EQ this would be true, Experian Can handle this lol</P><HR /></BLOCKQUOTE><P>Guess that's why everyone is using EX it seems</P> Fri, 09 Jan 2015 05:03:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730112#M1027680 Anonymous 2015-01-09T05:03:31Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730113#M1027681 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>Whats kind of funny is my EX Fico is the highest of all 3!</P><HR /></BLOCKQUOTE><P>Amazing. &nbsp;700 score with 83 inquiries. &nbsp;We better make sure no new posters see this. &nbsp;They'll go crazy</P> Fri, 09 Jan 2015 05:05:31 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730113#M1027681 Anonymous 2015-01-09T05:05:31Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730117#M1027684 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>Whats kind of funny is my EX Fico is the highest of all 3!</P><HR /></BLOCKQUOTE><P>Amazing. &nbsp;700 score with 83 inquiries. &nbsp;We better make sure no new posters see this. &nbsp;They'll go crazy</P><HR /></BLOCKQUOTE><P>it was established a long time ago once you pass what 5? inq's scoring stops calculating them but everyone seems to forget that because it's constantly beat into our head that you loose points for each INQ no matter what!</P> Fri, 09 Jan 2015 05:08:04 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730117#M1027684 Creditaddict 2015-01-09T05:08:04Z Re: I'm freezing EX! https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730119#M1027686 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>Whats kind of funny is my EX Fico is the highest of all 3!</P><HR /></BLOCKQUOTE><P>Amazing. &nbsp;700 score with 83 inquiries. &nbsp;We better make sure no new posters see this. &nbsp;They'll go crazy</P><HR /></BLOCKQUOTE><P>it was established a long time ago once you pass what 5? inq's scoring stops calculating them but everyone seems to forget that because it's constantly beat into our head that you loose points for each INQ no matter what!</P><HR /></BLOCKQUOTE><P>I didnt not know this.. &nbsp;interesting, never heard about 5 in the last yaer rule... learn something new every day.</P> Fri, 09 Jan 2015 05:10:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/I-m-freezing-EX/m-p/3730119#M1027686 CreditCuriosity 2015-01-09T05:10:18Z