topic Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom in Credit Cards

Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 18:04:24 GMT

Wondering if anyone can provide some insight on this, I searched everywhere and couldn't find an answer.

Restaurant sub-classifications for VISA MCC Supplier "RESTAURANT" category are the following:

5812: Restaurants

5813: Bars/Taverns/Lounges/Discos

5814: Fast Food

Some of the restaurant/bar combo places I frequent are coded as "5813," BUT this is still classified under the "RESTAURANT" category.

Does anyone know if Chase Freedom (when Restaurant is a 5% category) or Chase AARP (Restaurants always 3%) includes the 5813 merchant code for bonus percents? Do they include all "RESTAURANT" category MCC codes for Visa, or do they specifcally only tie to 5812/5814 and EXCLUDE 5813 coded restaurants/bars?

Thanks so much for your help!

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 19:10:25 GMT

How do you find the codes on receipts? I'm new to this code thing with credit cards.

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

mongstradamus — Fri, 09 Jan 2015 19:15:33 GMT

@Anonymous wrote:
Wondering if anyone can provide some insight on this, I searched everywhere and couldn't find an answer.

Restaurant sub-classifications for VISA MCC Supplier "RESTAURANT" category are the following:

5812: Restaurants
5813: Bars/Taverns/Lounges/Discos
5814: Fast Food

Some of the restaurant/bar combo places I frequent are coded as "5813," BUT this is still classified under the "RESTAURANT" category.

Does anyone know if Chase Freedom (when Restaurant is a 5% category) or Chase AARP (Restaurants always 3%) includes the 5813 merchant code for bonus percents? Do they include all "RESTAURANT" category MCC codes for Visa, or do they specifcally only tie to 5812/5814 and EXCLUDE 5813 coded restaurants/bars?

Thanks so much for your help!

I would assume they use same codes as they do for CSP but i could be totally wrong, as far as fast food and restuarants they probably do count. On side note juice/smoothie/starbucks all count as restaurants too.

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 19:22:33 GMT

@mongstradamus wrote:
@Anonymous wrote:
Wondering if anyone can provide some insight on this, I searched everywhere and couldn't find an answer.

Restaurant sub-classifications for VISA MCC Supplier "RESTAURANT" category are the following:

5812: Restaurants
5813: Bars/Taverns/Lounges/Discos
5814: Fast Food

Some of the restaurant/bar combo places I frequent are coded as "5813," BUT this is still classified under the "RESTAURANT" category.

Does anyone know if Chase Freedom (when Restaurant is a 5% category) or Chase AARP (Restaurants always 3%) includes the 5813 merchant code for bonus percents? Do they include all "RESTAURANT" category MCC codes for Visa, or do they specifcally only tie to 5812/5814 and EXCLUDE 5813 coded restaurants/bars?

Thanks so much for your help!
I would assume they use same codes as they do for CSP but i could be totally wrong, as far as fast food and restuarants they probably do count. On side note juice/smoothie/starbucks all count as restaurants too.

Includes CSP as well, but just curious if they count the 5813 chunked in with other Restaurant categories since I spend a fair amount of money at 5813 coded restaurants/bars.

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 19:23:09 GMT

@Anonymous wrote:
How do you find the codes on receipts? I'm new to this code thing with credit cards.

I used this Visa link to identify which restaurants/bars I frequent in my area that are coded either 5812, 5813, or 5814.

https://www.visa.com/supplierlocator/search/index.jsp

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 19:28:52 GMT

Thanks!

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

CreditCuriosity — Fri, 09 Jan 2015 19:37:26 GMT

I was suprised a bar counted this last weekend no food served there on my CSP... Not sure of code used.. got 2x

Re: Does VISA "Restaurant/Bar" MCC Code 5813 Count? Chase AARP/Freedom

Anonymous — Fri, 09 Jan 2015 19:48:56 GMT

@CreditCuriousity wrote:
I was suprised a bar counted this last weekend no food served there on my CSP... Not sure of code used.. got 2x

Thanks!! I THINK it does... I get my AARP card in a few days and I'll test it out to see! I haven't used Freedom at a bar/restaurant since May of last year for the 5% bonus, BUT you can't see line item details in the old statements. From totaling restaurants+bar charges both, it seemed that the bonus total was somewhat in line with that total, so hopefully they DO count. I'll report back once I get my AARP card, test it, and see if I can see the bonus points on the line item transaction in online banking.