topic Re: Need New Tires... Low Credit Score Where to go in Credit Cards

Need New Tires... Low Credit Score Where to go

MyDataMyChoice — Sun, 11 Jan 2015 20:06:42 GMT

Need New Tires... Low Credit Score Where to go

My Friend has a scredit score of 600-630 range

she has a few charged off accounts

but she has been rebuilding the past year...

capital one unsecured card

credit one card

merrick bank card

tons of comenity cards

She has tried walmart and macys and got declined over the summer... her scores have not changed much

any car tire financing that are easy to get? She would like 6 months no interest

I know car care one but she canbt seem to get GE/sync to crack

Re: Need New Tires... Low Credit Score Where to go

CH-7-Mission-Accomplished — Sun, 11 Jan 2015 20:14:03 GMT

Firestone is notoriously easy to get approved there. They usually give s astarting CL of $1200 - $1400. Let me know if it works for your friend.

Re: Need New Tires... Low Credit Score Where to go

App_Addict — Sun, 11 Jan 2015 20:33:34 GMT

I agree with the Firestone way to go. My score is in the 630 range and I got instantly approved for $1000. Based on everything I read this is her best bet. I believe it was a TU pull for me as well if that helps. Good luck!

Re: Need New Tires... Low Credit Score Where to go

MyDataMyChoice — Sun, 11 Jan 2015 20:39:37 GMT

Did you apply online or in-store

Also, is it just Firestone?

or all the cards CFNA offers?

https://www.cfna.com/web/personalservices/credit-cards-we-offer

Re: Need New Tires... Low Credit Score Where to go

App_Addict — Sun, 11 Jan 2015 20:51:16 GMT

@JTC403 wrote:
Did you apply online or in-store

Also, is it just Firestone?

or all the cards CFNA offers?

https://www.cfna.com/web/personalservices/credit-cards-we-offer

Online...Doesn't seem to make a diff with this one. It is backed by CFNA

Re: Need New Tires... Low Credit Score Where to go

Anonymous — Sun, 11 Jan 2015 21:12:54 GMT

Firestone isn't bad but the limit you get is generally what you are stuck with.

Re: Need New Tires... Low Credit Score Where to go

pipeguy — Sun, 11 Jan 2015 23:59:21 GMT

Firestone started me at $900 and kicked me up to $2200 after a few months (might have been 3 or 4, don't really remember) and that was a couple of years ago - since then, no increase of CL, even when reqursted. Since I use this account about once a year for oil changes or tires or brakes, the CL is no big deal - 6 months same as cash is what this card is all about.

Re: Need New Tires... Low Credit Score Where to go

Imperfectfuture — Mon, 12 Jan 2015 00:15:20 GMT

Les Schwab is also easy to get (see my sig, don't even have car anymore, but they are still open). I only wanted the limit for repairs at the time, and they offered 0% over few months. My scores would have been less than hers.

Re: Need New Tires... Low Credit Score Where to go

NRB525 — Mon, 12 Jan 2015 00:22:18 GMT

@Imperfectfuture wrote:
Les Schwab is also easy to get (see my sig, don't even have car anymore, but they are still open). I only wanted the limit for repairs at the time, and they offered 0% over few months. My scores would have been less than hers.

Les Schwab is fantastic for service, so if you live in the West, worth looking into. I don't have their credit products, but just the regular store experience is a positive point.

Re: Need New Tires... Low Credit Score Where to go

MyDataMyChoice — Thu, 15 Jan 2015 17:42:00 GMT

Thanks

shes going to go with Firestone credit

Re: Need New Tires... Low Credit Score Where to go

nikkiheaven — Thu, 12 Mar 2015 21:40:35 GMT

Did she get it?

Re: Need New Tires... Low Credit Score Where to go

DeadlyPersona — Thu, 12 Mar 2015 22:02:54 GMT

I suggest Napa but it is backed by Synchrony. However, it is pretty easy to get plus you can also use it at Exxon and Mobil for gas purchases....just a thought.