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  <channel>
    <title>topic Re: PC my Navy nrewards to Flagship siggy?? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735970#M1030083</link>
    <description>Nixon... They also have the Cash Rewards Visa Siggy Card 1.5% cash back, no AF, but I've already got cap one QS for that with a $19AF too&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; they won't take it away. Thoughts?</description>
    <pubDate>Mon, 12 Jan 2015 03:59:14 GMT</pubDate>
    <dc:creator>pizza1</dc:creator>
    <dc:date>2015-01-12T03:59:14Z</dc:date>
    <item>
      <title>PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735880#M1030030</link>
      <description>&lt;P&gt;For some reason, I just think the Navy Flagship Visa siggy is sleek looking, and has better rewards than my nrewards card, which only get 1 pt for every dollar spent. &amp;nbsp;The Flagship gets 2 pts for every dollar spent, and I can redeem towards travel, gift cards, or merchandise. Flagship has a $49 af, and my nrewards cards has no af. I'd really like a Visa Siggy, and my card has a $10k limit so it qualifies if pc over to flagship.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know some of you will balk at the af, and others won't, it would be a visa to visa pc. Thoughts and advice???&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 03:24:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735880#M1030030</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T03:24:23Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735882#M1030032</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;For some reason, I just think the Navy Flagship Visa siggy is sleek looking, and has better rewards than my nrewards card, which only get 1 pt for every dollar spent. &amp;nbsp;The Flagship gets 2 pts for every dollar spent, and I can redeem towards travel, gift cards, or merchandise. Flagship has a $49 af, and my nrewards cards has no af. I'd really like a Visa Siggy, and my card has a $10k limit so it qualifies if pc over to flagship.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know some of you will balk at the af, and others won't, it would be a visa to visa pc. Thoughts and advice???&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Do you spend enough to make the AF worth it?&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 03:25:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735882#M1030032</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T03:25:51Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735890#M1030037</link>
      <description>Nixon, I do... Though I spread it out between cap one, navy and Barclays so they all get love, but more Barclays and Navy.</description>
      <pubDate>Mon, 12 Jan 2015 03:28:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735890#M1030037</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T03:28:27Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735895#M1030040</link>
      <description>Wondering if the flagship reports to the CRA. I've heard in some cases, that Siggys don't report CL?? Surely the flagship does</description>
      <pubDate>Mon, 12 Jan 2015 03:30:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735895#M1030040</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T03:30:02Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735896#M1030041</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Nixon, I do... Though I spread it out between cap one, navy and Barclays so they all get love, but more Barclays and Navy.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I thought you were SD'ing the Cap1.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Look into what a PC takes with them before anything.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 03:30:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735896#M1030041</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T03:30:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735909#M1030051</link>
      <description>Well, I use cap one once a month for a small purchase, pif and then let it sit until the statement cuts. Rinse and repeat . I wouldn't think it would be a big deal to pc over to flagship since my cl warrants the "siggy" part...&lt;BR /&gt;&lt;BR /&gt;Lets say for the sake of talking that it's an easy transition with no problem to do it. Should I?? I don't have any experience like this so I definitely am wanting advice from people who have&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; thank you</description>
      <pubDate>Mon, 12 Jan 2015 03:33:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735909#M1030051</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T03:33:51Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735925#M1030061</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Well, I use cap one once a month for a small purchase, pif and then let it sit until the statement cuts. Rinse and repeat . I wouldn't think it would be a big deal to pc over to flagship since my cl warrants the "siggy" part...&lt;BR /&gt;&lt;BR /&gt;Lets say for the sake of talking that it's an easy transition with no problem to do it. Should I?? I don't have any experience like this so I definitely am wanting advice from people who have&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; thank you&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you really feel like you spend enough to warrant the AF, then by all means have at it.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 03:37:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735925#M1030061</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T03:37:18Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735970#M1030083</link>
      <description>Nixon... They also have the Cash Rewards Visa Siggy Card 1.5% cash back, no AF, but I've already got cap one QS for that with a $19AF too&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; they won't take it away. Thoughts?</description>
      <pubDate>Mon, 12 Jan 2015 03:59:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735970#M1030083</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T03:59:14Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735972#M1030085</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Nixon... They also have the Cash Rewards Visa Siggy Card 1.5% cash back, no AF, but I've already got cap one QS for that with a $19AF too&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; they won't take it away. Thoughts?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Close CapOne and get the Cash Rewards? &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:00:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735972#M1030085</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T04:00:11Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735975#M1030087</link>
      <description>Flagship reports.</description>
      <pubDate>Mon, 12 Jan 2015 04:00:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735975#M1030087</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T04:00:22Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735977#M1030089</link>
      <description>Btw, Nixon... I sure like your line up! That Ritz card is SEXY!! That will be a "want" card for sure when my BK falls off in 9 yrs lol!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:01:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735977#M1030089</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T04:01:16Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735981#M1030090</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Btw, Nixon... I sure like your line up! That Ritz card is SEXY!! That will be a "want" card for sure when my BK falls off in 9 yrs lol!&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's a nice card indeed. I can't get over the CLANG it makes when dropping it.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:02:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735981#M1030090</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T04:02:34Z</dc:date>
    </item>
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      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735983#M1030092</link>
      <description>Thank you Gardener!</description>
      <pubDate>Mon, 12 Jan 2015 04:03:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735983#M1030092</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T04:03:17Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735987#M1030096</link>
      <description>&lt;P&gt;It does have no FTF. That's a plus in my book.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:08:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3735987#M1030096</guid>
      <dc:creator>Anomalous</dc:creator>
      <dc:date>2015-01-12T04:08:26Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736047#M1030131</link>
      <description>What's FTF?</description>
      <pubDate>Mon, 12 Jan 2015 04:39:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736047#M1030131</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T04:39:23Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736061#M1030139</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;What's FTF?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Foreign Transaction Fees.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:43:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736061#M1030139</guid>
      <dc:creator>Anomalous</dc:creator>
      <dc:date>2015-01-12T04:43:55Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736069#M1030146</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Wondering if the flagship reports to the CRA. I've heard in some cases, that Siggys don't report CL?? Surely the flagship does&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My navy siggy reports CL.&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 04:48:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736069#M1030146</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-12T04:48:35Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736070#M1030147</link>
      <description>I feel so stupid.. Lmao!! Of course that what it means</description>
      <pubDate>Mon, 12 Jan 2015 04:50:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736070#M1030147</guid>
      <dc:creator>pizza1</dc:creator>
      <dc:date>2015-01-12T04:50:07Z</dc:date>
    </item>
    <item>
      <title>Re: PC my Navy nrewards to Flagship siggy??</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736256#M1030254</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/728355"&gt;@pizza1&lt;/a&gt; wrote:&lt;BR /&gt;Nixon... They also have the Cash Rewards Visa Siggy Card 1.5% cash back, no AF, but I've already got cap one QS for that with a $19AF too&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; they won't take it away. Thoughts?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I have both, just pc your QS for the no annual fee version, do it via chat easy peasy and put the $19 towards your new Flagship......&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jan 2015 06:14:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-my-Navy-nrewards-to-Flagship-siggy/m-p/3736256#M1030254</guid>
      <dc:creator>joedtx</dc:creator>
      <dc:date>2015-01-12T06:14:33Z</dc:date>
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