topic Question about Capital One card in Credit Cards

Question about Capital One card

Anonymous — Mon, 12 Jan 2015 05:55:23 GMT

If I have existing Capital One platinum card that was recently increased by another $3000 and want to apply for one of their Venture cards, will they need to hard pull my credit? I don't want inquiry on my credit report. Thank you

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 05:56:31 GMT

Oh yes. If you want to apply for another card, they will pull again. Three times, in fact.

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 05:57:15 GMT

If you apply for a Venture it will be three inquiries. You can request a product change to Venture from your current card but you wont receive the bonus with a product change

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 05:57:44 GMT

@Anonymous wrote:
Oh yes. If you want to apply for another card, they will pull again. Three times, in fact.

I'd take as many as two pulls for a Venture and it's 40K mile bonus.

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 06:17:54 GMT

Thank you for all the answers. Big help everyone. So if they "transfer" by account from a platinum card to a Venture, will they still hard pull my credit?

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 06:21:33 GMT

@Anonymous wrote:
Thank you for all the answers. Big help everyone. So if they "transfer" by account from a platinum card to a Venture, will they still hard pull my credit?

No, but you will miss out on the signup bonus.

Re: Question about Capital One card

Anonymous — Mon, 12 Jan 2015 10:28:39 GMT

Many are careful on the triple pull.........but if you're not going to app for anything else in 2 years, why not give a shot?

It's Venture baby with signup bonus and all....( but I won't be too carried away ), need the approval screen first.,