topic Re: Maximum Credit Limit for LOFT Store Card??? in Credit Cards

Maximum Credit Limit for LOFT Store Card???

MyDataMyChoice — Thu, 15 Jan 2015 03:24:04 GMT

My momRequested a Credit Limit Increased for LOVE LOFT store card

got the 7-10 day message

current credit limit was $3150

"We receieved your recent request for an increased credit limit. Because the LOFT credit card program does not currently offer credit limits higher than your accoun'ts current limit, we are unable to approved your request at the time. Your credit limit remains $3150."

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 03:37:53 GMT

@JTC403 wrote:
My momRequested a Credit Limit Increased for LOVE LOFT store card

got the 7-10 day message
current credit limit was $3150

"We receieved your recent request for an increased credit limit. Because the LOFT credit card program does not currently offer credit limits higher than your accoun'ts current limit, we are unable to approved your request at the time. Your credit limit remains $3150."

How high do you need it to be?

Re: Maximum Credit Limit for LOFT Store Card???

FocusedAndDetermined — Thu, 15 Jan 2015 03:39:59 GMT

When was her las CLI? It may be that she put through the request too soon.

Re: Maximum Credit Limit for LOFT Store Card???

MyDataMyChoice — Thu, 15 Jan 2015 03:43:49 GMT

She wanted has high as she could get.... like 8k with jcrew

But she got other 'denial' letters they all explain its too soon from last CLI... this one said specificalaly the account type reached its maximum as you can see above.

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 03:45:43 GMT

@JTC403 wrote:
She wanted has high as she could get.... like 8k with jcrew

But she got other 'denial' letters they all explain its too soon from last CLI... this one said specificalaly the account type reached its maximum as you can see above.

Perhaps it's reached it's maximum for her credit score? Without more information, there's really nothing more to explain it.

Re: Maximum Credit Limit for LOFT Store Card???

MyDataMyChoice — Thu, 15 Jan 2015 03:48:31 GMT

Just wondering if anyone out there has a higher limit on LOFT (store card) and whether it was recently increased

She got increases for Pottery Barn (its up to 15K)
and Express and VS is up to 3K

and FRM is 5K

Re: Maximum Credit Limit for LOFT Store Card???

Creditaddict — Thu, 15 Jan 2015 15:58:42 GMT

@JTC403 wrote:
My momRequested a Credit Limit Increased for LOVE LOFT store card

got the 7-10 day message
current credit limit was $3150

"We receieved your recent request for an increased credit limit. Because the LOFT credit card program does not currently offer credit limits higher than your accoun'ts current limit, we are unable to approved your request at the time. Your credit limit remains $3150."

This use to be Express' Max too but I think now it's somewhere in the upper $3k but she very well may be at the max right now.

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 16:01:10 GMT

Why not just call comenity and ask them?

Maximum Credit Limit for LOFT Store Card???

MyDataMyChoice — Thu, 15 Jan 2015 15:58:53 GMT

I posted this before...but i dont think my question was asked properly

Does anyone out there have a limit greater than 3150 on loft store card?

Also, do they PC to Mastercard... or does it open a whole new account?

in there application for MC version... it says they will close and open new account and transfer any balances

Anyone have first hand experience

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 16:02:37 GMT

Don't know the answers but why didn't you just post this in your other thread that is right above this one?

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 16:53:54 GMT

@JTC403 wrote:
I posted this before...but i dont think my question was asked properly

Does anyone out there have a limit greater than 3150 on loft store card?

Also, do they PC to Mastercard... or does it open a whole new account?

in there application for MC version... it says they will close and open new account and transfer any balances

Anyone have first hand experience

Edited, thread merged by moderator.

Re: Maximum Credit Limit for LOFT Store Card???

Anonymous — Thu, 15 Jan 2015 16:15:47 GMT

@JTC403 wrote:
I posted this before...but i dont think my question was asked properly

Does anyone out there have a limit greater than 3150 on loft store card?

Also, do they PC to Mastercard... or does it open a whole new account?

in there application for MC version... it says they will close and open new account and transfer any balances

Anyone have first hand experience

No idea on the max limit but when I was in Loft last week, I was asked if I would be interested in upgrading my card to the MC version. I declined, but she made it sound as if it was quick and painless.

Re: Maximum Credit Limit for LOFT Store Card???

ABC123TLC — Thu, 15 Jan 2015 16:18:06 GMT

Maybe the MOD wants to merge the thread

Re: Maximum Credit Limit for LOFT Store Card???

Kenny — Thu, 15 Jan 2015 16:49:47 GMT

@tlclindac wrote:
Maybe the MOD wants to merge the thread

I did. Guys, just because you don't get the response you want in a thread doesn't mean to create a new one. Bump your old one, fine, but don't create duplicate threads. Just makes people not want to help you, honestly.