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    <title>topic Re: Something I Don't Like About Wal-Mart in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/304423#M103301</link>
    <description>I always pay my Walmart card on their website with an ACH from my checking account.&lt;BR /&gt;&lt;BR /&gt;Walmart takes forever to post transactions so I find it takes nearly 5 days or so before I can pay my bill online. I have no problems paying before the statement date though. That seems strange.&lt;BR /&gt;&lt;BR /&gt;Since I never let this card report I really have to watch when I use it. If I had to do it again I would have applied for a Macy's or Bloomingdale's store card. I think Walmart cheeses the reports up. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
    <pubDate>Wed, 30 Jul 2008 01:43:23 GMT</pubDate>
    <dc:creator>smallfry</dc:creator>
    <dc:date>2008-07-30T01:43:23Z</dc:date>
    <item>
      <title>Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302549#M102644</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;You can't pay your bill&amp;nbsp;online unless you have a minimum due. Let's just say you went shopping this past Friday an you go online today&amp;nbsp;you can't pay you bill until you bill is cut. Now you can go to one of the local stores to pay at the register i feel like that's a trick to get you in the store to temp you to shop.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by mjbfan79 on &lt;SPAN class="date_text"&gt;07-27-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:57 PM&lt;/SPAN&gt;</description>
      <pubDate>Mon, 28 Jul 2008 03:57:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302549#M102644</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-28T03:57:16Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302661#M102673</link>
      <description>&lt;DIV&gt;National City is the same way.&amp;nbsp; You cant pay online until the charge actualy clears and is reported.&amp;nbsp; Ithink most credit companies wont allow you to do that.&amp;nbsp; You might be able to use an online bill pay from your bank to do that though.&amp;nbsp; I dont know if that will get rejected.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;LOL I pay my Sams bill at Walmart.&amp;nbsp; I&amp;nbsp; pay in the tire part since there less way for me to get into trouble.&lt;/DIV&gt;</description>
      <pubDate>Mon, 28 Jul 2008 09:38:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302661#M102673</guid>
      <dc:creator>marty56</dc:creator>
      <dc:date>2008-07-28T09:38:35Z</dc:date>
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      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302665#M102674</link>
      <description>You could use billpay from your bank to pay it.</description>
      <pubDate>Mon, 28 Jul 2008 10:39:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302665#M102674</guid>
      <dc:creator>athensguy</dc:creator>
      <dc:date>2008-07-28T10:39:17Z</dc:date>
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    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302828#M102736</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;athensguy wrote:&lt;BR /&gt;You could use billpay from your bank to pay it.&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Might try that.&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 28 Jul 2008 17:24:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302828#M102736</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-28T17:24:54Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302867#M102748</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;marty56 wrote:&lt;BR /&gt;&lt;DIV&gt;National City is the same way.&amp;nbsp; You cant pay online until the charge actualy clears and is reported.&amp;nbsp; Ithink most credit companies wont allow you to do that.&amp;nbsp;&lt;BR /&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;OP is saying that you can't pay at all until past the statement date, not that you can't pay until an outstanding balance is reported.&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Mon, 28 Jul 2008 18:21:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/302867#M102748</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-28T18:21:30Z</dc:date>
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      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303516#M102998</link>
      <description>Wait a minute...there are things people DO like about Walmart? I guess being an evil syndicate does have advantages if people still like you &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Tue, 29 Jul 2008 13:06:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303516#M102998</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-29T13:06:25Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303822#M103082</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;&lt;BR /&gt;
&lt;BLOCKQUOTE&gt;
&lt;DIV&gt;
&lt;HR /&gt;
EddieX wrote:&lt;BR /&gt;Wait a minute...there are things people DO like about Walmart? I guess being an evil syndicate does have advantages if people still like you &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;
&lt;HR /&gt;
&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;
&lt;DIV&gt;I'm pretty sure they sell ski-masks, too!&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;As far as Walmart (GEMB) I think we can safely say that their payment procedures are arbitrary, at the least.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;I quit using my OldNavy (GEMB) card for about 6 months because they didn't allow you to make a payment IN the store or via their website.&amp;nbsp; I had to create a mycheckfree acct in order to pay them and that just sent me into orbit.&amp;nbsp; (You can now pay via their website, but I'm not sure about in the store.)&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;My CareCredit (GEMB) also drove me insane because I only had two choices when making a payment online.&amp;nbsp; Auto-pay the minimum or cancel that and submit a regular payment online (non-recurring).&amp;nbsp; I hate writing actual checks,&amp;nbsp;but sure that would have been an option to send an additional payment via the mail.&amp;nbsp; (I use a small local bank and don't like their wonky bill pay feature.)&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Stepping off my soapbox.&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 29 Jul 2008 17:53:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303822#M103082</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-29T17:53:19Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303861#M103093</link>
      <description>I always use pay bill from BOA to pay for my ccs, and last time i used my walmart card the very next day i paid through my bank and even though the charges were not cleared they gave me a negative balance and couple of days after when charges were cleared balance was 0 .</description>
      <pubDate>Tue, 29 Jul 2008 18:32:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/303861#M103093</guid>
      <dc:creator>Verde</dc:creator>
      <dc:date>2008-07-29T18:32:44Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/304423#M103301</link>
      <description>I always pay my Walmart card on their website with an ACH from my checking account.&lt;BR /&gt;&lt;BR /&gt;Walmart takes forever to post transactions so I find it takes nearly 5 days or so before I can pay my bill online. I have no problems paying before the statement date though. That seems strange.&lt;BR /&gt;&lt;BR /&gt;Since I never let this card report I really have to watch when I use it. If I had to do it again I would have applied for a Macy's or Bloomingdale's store card. I think Walmart cheeses the reports up. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Wed, 30 Jul 2008 01:43:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/304423#M103301</guid>
      <dc:creator>smallfry</dc:creator>
      <dc:date>2008-07-30T01:43:23Z</dc:date>
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    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305625#M103669</link>
      <description>ARGH i totally did that this past weekend and went to pay it and i couldnt i was annoyed but hey guess you just gotta wait... and it takes them like a week + until it posts</description>
      <pubDate>Thu, 31 Jul 2008 03:30:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305625#M103669</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-31T03:30:17Z</dc:date>
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    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305639#M103678</link>
      <description>&lt;DIV&gt;I do shop at Walmart but it annoys me that everything is made out of the US.&amp;nbsp; They started out with their famous&amp;nbsp; "Made In America slogan".&lt;/DIV&gt;</description>
      <pubDate>Thu, 31 Jul 2008 03:40:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305639#M103678</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-07-31T03:40:50Z</dc:date>
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    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305772#M103738</link>
      <description>&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;DIV&gt;I do shop at Walmart but it annoys me that everything is made out of the US. They started out with their famous "Made In America slogan".&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;If they made everything here is the US that they sell in Walmart you probably wouldn't be shopping there in the first place.</description>
      <pubDate>Thu, 31 Jul 2008 10:21:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/305772#M103738</guid>
      <dc:creator>smallfry</dc:creator>
      <dc:date>2008-07-31T10:21:46Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308133#M104601</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;nothing like supporting "made in America."&lt;/DIV&gt;&lt;DIV&gt;Walmart was built on "made in America."&amp;nbsp; I bet old man Walton in spinning in his grave.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by casinoannie97 on &lt;SPAN class="date_text"&gt;08-02-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;06:51 PM&lt;/SPAN&gt;</description>
      <pubDate>Sun, 03 Aug 2008 01:51:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308133#M104601</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-08-03T01:51:19Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308215#M104628</link>
      <description>&lt;DIV&gt;I bet he's not! He led the charge in whoring out America to the [can't says].&lt;/DIV&gt;</description>
      <pubDate>Sun, 03 Aug 2008 04:54:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308215#M104628</guid>
      <dc:creator>jmbfl</dc:creator>
      <dc:date>2008-08-03T04:54:51Z</dc:date>
    </item>
    <item>
      <title>Re: Something I Don't Like About Wal-Mart</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308281#M104655</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;I don't think so.&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Edit by cheddar:&amp;nbsp; I have removed the political comment&amp;nbsp;from this post.&amp;nbsp; Please keep politics out of the forums.&amp;nbsp; Your cooperation is appreciated.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by cheddar on &lt;SPAN class="date_text"&gt;08-03-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:08 AM&lt;/SPAN&gt;</description>
      <pubDate>Sun, 03 Aug 2008 15:08:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Something-I-Don-t-Like-About-Wal-Mart/m-p/308281#M104655</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-08-03T15:08:34Z</dc:date>
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