topic Wells Fargo, you're kidding....... in Credit Cards

Wells Fargo, you're kidding.......

northface28 — Sun, 18 Jan 2015 00:32:59 GMT

In the year 2015 I have to call in and make a payment via the telephone? Are you joking? I had no idea, it is REQUIRED to have a Wells Fargo checking/savings account to pay your bill online. Had I known this I would not have applied. This whole experience with them has been a total nightmare, Ive had the card 1 one day and I already want to close it. Im annoyed and totally befuddled right now.

Re: Wells Fargo, you're kidding.......

FocusedAndDetermined — Sun, 18 Jan 2015 00:35:18 GMT

Seriously?!?!

Re: Wells Fargo, you're kidding.......

Anonymous — Sun, 18 Jan 2015 00:36:13 GMT

Wow

Re: Wells Fargo, you're kidding.......

linux007969 — Sun, 18 Jan 2015 00:36:44 GMT

Just push payments from your bank, problem solved!

Re: Wells Fargo, you're kidding.......

core — Sun, 18 Jan 2015 00:36:48 GMT

Use your own bank's billpay and pay the bill online that way. It's faster anyway.

Not worth closing an uncapped 5% card over it!

Re: Wells Fargo, you're kidding.......

Anonymous — Sun, 18 Jan 2015 00:40:11 GMT

Uncapped 5%? Is this the same card where the 5% is only for a total of 6 months?

Re: Wells Fargo, you're kidding.......

core — Sun, 18 Jan 2015 00:43:00 GMT

@Anonymous wrote:
Uncapped 5%? Is this the same card where the 5% is only for a total of 6 months?

Uncapped for 6% months, yes. When you can blow through a gazillion bucks in 6 months I sure call that uncapped!

Re: Wells Fargo, you're kidding.......

northface28 — Sun, 18 Jan 2015 00:44:49 GMT

@core wrote:
Use your own bank's billpay and pay the bill online that way. It's faster anyway.

Not worth closing an uncapped 5% card over it!

How do I do that? What info would I need?

Re: Wells Fargo, you're kidding.......

core — Sun, 18 Jan 2015 00:47:05 GMT

@northface28 wrote:
@core wrote:
Use your own bank's billpay and pay the bill online that way. It's faster anyway.

Not worth closing an uncapped 5% card over it!
How do I do that? What info would I need?

If your bank's online billpay is decent, all you have to do is search for "Wells Fargo" and enter your credit card number for the account number.

Re: Wells Fargo, you're kidding.......

Anonymous — Sun, 18 Jan 2015 00:49:34 GMT

@linux007969 wrote:
Just push payments from your bank, problem solved!

Re: Wells Fargo, you're kidding.......

northface28 — Sun, 18 Jan 2015 00:55:37 GMT

Thanks, found it. I feel like it wont go through. Wells Fargo seems like the type to say "We didnt get the payment".

Re: Wells Fargo, you're kidding.......

core — Sun, 18 Jan 2015 01:01:55 GMT

@northface28 wrote:
Thanks, found it. I feel like it wont go through. Wells Fargo seems like the type to say "We didnt get the payment".

Pay it several weeks early the first time. (Well I suppose it's too late now?) If Wells Fargo claims they didn't get the payment then your bank may deal with them and straighten things out. Then again maybe they won't.

I do hope your bill isn't due as soon as Tuesday or anything like that. With the holiday things are going to be behind a day. Give yourself a few days and then check WF's site to make sure the payment got credited. That way it won't matter if there's a little hiccup the first time. Far more likely to be user error than to have WF intentionally blackhole a payment.

Re: Wells Fargo, you're kidding.......

northface28 — Sun, 18 Jan 2015 01:11:10 GMT

I dont have a payment due yet, ill use the card this evening to take advantage on the 10% cashback at AMC theaters. When it posts, ill push the payment through via my bank.

Re: Wells Fargo, you're kidding.......

kjel — Sun, 18 Jan 2015 01:23:36 GMT

Schedule the payment through your bank's bill pay a week before it's due so you have a sense of the turnaround time. I agree that it's lame they won't let you pay online with a non WF account.

Re: Wells Fargo, you're kidding.......

kdm31091 — Sun, 18 Jan 2015 02:08:10 GMT

It seems very behind the times that you can't pay online except with a Wells Fargo account. The more I hear about them, the less I like. Besides, the card just becomes a flat 1% after, so meh.

Re: Wells Fargo, you're kidding.......

Anonymous — Sun, 18 Jan 2015 02:18:15 GMT

The only thing i have with Wells Fargo is my money market.. but might switch my money around for better options.

Re: Wells Fargo, you're kidding.......

jsucool76 — Sun, 18 Jan 2015 02:30:08 GMT

I never knew that. Another reason to not use my crappy WF card. Been thinking about closing it. haha.

Re: Wells Fargo, you're kidding.......

chalupaman — Sun, 18 Jan 2015 02:36:32 GMT

@jsucool76 wrote:
I never knew that. Another reason to not use my crappy WF card. Been thinking about closing it. haha.

Why do you still have it? WF is one of the worst IMO.

Re: Wells Fargo, you're kidding.......

jsucool76 — Sun, 18 Jan 2015 02:40:14 GMT

@chalupaman wrote:
@jsucool76 wrote:
I never knew that. Another reason to not use my crappy WF card. Been thinking about closing it. haha.
Why do you still have it? WF is one of the worst IMO.

Just haven't gotten around to closing it. It never gets used, and sits at it's abysmal $900 limit.

Closed my WF bank accounts, then re-opened a checking account when they offered me $100, then closed it again. xD

Re: Wells Fargo, you're kidding.......

chalupaman — Sun, 18 Jan 2015 02:41:13 GMT

@jsucool76 wrote:
@chalupaman wrote:
@jsucool76 wrote:
I never knew that. Another reason to not use my crappy WF card. Been thinking about closing it. haha.
Why do you still have it? WF is one of the worst IMO.
Just haven't gotten around to closing it. It never gets used, and sits at it's abysmal $900 limit.

Closed my WF bank accounts, then re-opened a checking account when they offered me $100, then closed it again. xD

I wanna close my WF bank accounts right now. Just not sure whether to just call them or not.