topic Re: What's your lowest/highest APR on your CC's? in Credit Cards

What's your lowest/highest APR on your CC's?

pizza1 — Mon, 19 Jan 2015 00:19:41 GMT

Mine is 16.99% on my Navy Nrewards Visa, and 24.99% on Barclays Rewards MC, ugh! Thank goodness I don't carry balances! But I'm also in a dirty bucket to due BK and baddies showing on reports. I'm hoping that once all that Falls off, I can go back and ask for a substantial decrease.

Re: What's your lowest/highest APR on your CC's?

EddieK — Mon, 19 Jan 2015 00:30:13 GMT

11.50% on DCU and 24.90% on Chase SW.

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 00:32:08 GMT

Lowest: Wells Fargo Rewards Visa: 15.65%

Highest: Sallie Mae WMC: 22.99%

Re: What's your lowest/highest APR on your CC's?

pipeguy — Mon, 19 Jan 2015 00:41:11 GMT

7.15% on an old AmEx Optima which I don't use.

29.99% on Golfsmith (GE/Sync) - 6 months same as cash and I've never paid a penny in interest on this account.

Re: What's your lowest/highest APR on your CC's?

runrunrun89 — Mon, 19 Jan 2015 00:50:03 GMT

13.15% on Diners Club Elite.

15.99% on Amex BCE and Chase Ritz-Carlton.

Re: What's your lowest/highest APR on your CC's?

chwebb1 — Mon, 19 Jan 2015 00:50:25 GMT

Lowest (non rewards): 8% (Barclaycard Ring)

Lowest Rewards: 11.99% (BoA Better Balance Rewards)

Lowest Traditional Rewards: 12.99% (BoA Cash Rewards)

Highest Rewards: 22.24% (AMEX Blue Sky)

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 02:04:24 GMT

@EddieK wrote:
11.50% on DCU and 24.90% on Chase SW.

How the heck is your APR that high on a Chase SW?

Publicly offered is 15.99%

Re: What's your lowest/highest APR on your CC's?

EddieK — Mon, 19 Jan 2015 02:05:53 GMT

@Anonymous wrote:
@EddieK wrote:
11.50% on DCU and 24.90% on Chase SW.
How the heck is your APR that high on a Chase SW?

Publicly offered is 15.99%

Got it years ago...was an Airtran A+ card, then Chase took over the card.

Re: What's your lowest/highest APR on your CC's?

ways2go — Mon, 19 Jan 2015 02:06:33 GMT

lowest 12.99on amex ed

highest capo one qs 22.99

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 02:06:40 GMT

@EddieK wrote:
@Anonymous wrote:
@EddieK wrote:
11.50% on DCU and 24.90% on Chase SW.
How the heck is your APR that high on a Chase SW?

Publicly offered is 15.99%
Got it years ago...was an Airtran A+ card, then Chase took over the card.

Close + Reopen. They are offering 50K signup bonus for 2K spend.

Re: What's your lowest/highest APR on your CC's?

kdm31091 — Mon, 19 Jan 2015 02:10:21 GMT

Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!

Re: What's your lowest/highest APR on your CC's?

EddieK — Mon, 19 Jan 2015 02:11:31 GMT

@Anonymous wrote:
@EddieK wrote:
@Anonymous wrote:
@EddieK wrote:
11.50% on DCU and 24.90% on Chase SW.
How the heck is your APR that high on a Chase SW?

Publicly offered is 15.99%
Got it years ago...was an Airtran A+ card, then Chase took over the card.
Close + Reopen. They are offering 50K signup bonus for 2K spend.

That's a good idea...I'll probably get a higher limit too, it's only 2K. And I'm pre-qualified on Chase's site for the CSP so I'd think I'd get at least 5K.

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 02:13:54 GMT

@kdm31091 wrote:
Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!

Yes, apparently. But it is hard to get. There are some that recommend getting a Cap1 Platinum Prestige for the Low APR and then PC to a QS WMC.

Re: What's your lowest/highest APR on your CC's?

CarbonCard — Mon, 19 Jan 2015 02:39:01 GMT

Mine is ironic.. Both my lowest and my highest APR comes from Barclays haha

Lowest: Barclay Ring with 8%

Highest: Sallie Mae WMC with 22.99%

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 02:44:01 GMT

Lowest is @7.99% - Penfed Visa

Highest is @20.99% - Chase Amazon.

For some reason the APR on this chase card is just ridiculous from what I have read from this site.

Re: What's your lowest/highest APR on your CC's?

-Wade- — Mon, 19 Jan 2015 02:46:34 GMT

9.99% Penfed Cash Rewards and 18.24 % Amex BCP

Re: What's your lowest/highest APR on your CC's?

Anonymous — Mon, 19 Jan 2015 02:51:56 GMT

CSP 15. someting

Re: What's your lowest/highest APR on your CC's?

woodyman100 — Mon, 19 Jan 2015 03:48:54 GMT

@kdm31091 wrote:
Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!

I have one at 19.8%. It started out as the old green rewards and has been pc'd and upgraded to what it is now.

Re: What's your lowest/highest APR on your CC's?

juggalo9er — Mon, 19 Jan 2015 03:59:56 GMT

7.24% forum credit union with 1% cash back

highest wal mart @ 24,99

Re: What's your lowest/highest APR on your CC's?

kdm31091 — Mon, 19 Jan 2015 04:07:17 GMT

Seems the majority of lower APR Quicksilvers are PC ones, yet Quicksilver's app claims you can get an APR of 12.9, 17.9 or 22.9. I have yet to see anyone with the 12.9 or even the 17.9%