topic Re: Amex Not Reporting Two Months Behind in Credit Cards

Amex Not Reporting Two Months Behind

fused — Thu, 31 Jul 2008 18:50:19 GMT

I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.

Re: Amex Not Reporting Two Months Behind

Eric958 — Thu, 31 Jul 2008 18:56:43 GMT

I hope not! At the moment I need them 2 mth's behind.lol

E!

Re: Amex Not Reporting Two Months Behind

MidnightVoice — Thu, 31 Jul 2008 19:26:10 GMT

As of today, EX is reporting my July 3rd statement balance. EQ and TU have not updated

Re: Amex Not Reporting Two Months Behind

fused — Thu, 31 Jul 2008 19:43:57 GMT

MidnightVoice wrote:

As of today, EX is reporting my July 3rd statement balance. EQ and TU have not updated

I have the same statement date as you and even though today is the last day of July, Amex did update our July statement balances this month. I can't remember the last time this happened. Poor Eric, he likes the two month delay.

Re: Amex Not Reporting Two Months Behind

MidnightVoice — Thu, 31 Jul 2008 19:46:38 GMT

fused wrote:

MidnightVoice wrote:
As of today, EX is reporting my July 3rd statement balance. EQ and TU have not updated

I have the same statement date as you and even though today is the last day of July, Amex did update our July statement balances this month. I can't remember the last time this happened. Poor Eric, he likes the two month delay.

I like it this way - only 1 month behind not two.

Makes it wasier to contol balances when I need to!

I will keep an eye on EQ and TU and see when they hit

Re: Amex Not Reporting Two Months Behind

Anonymous — Thu, 31 Jul 2008 19:53:09 GMT

Both of my AMEX cards report on the 29th of each month. I checked TC yesterday and both reported the current balance..

Re: Amex Not Reporting Two Months Behind

Anonymous — Thu, 31 Jul 2008 19:57:59 GMT

I don't know if it's because I have a ""revolver" and you have a "charger", but mine is still reporting 2 months behind. Oh, Amex. {sigh}

fused wrote:
I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.

Re: Amex Not Reporting Two Months Behind

Anonymous — Thu, 31 Jul 2008 20:01:11 GMT

This is the way Amex has always reported for me.

Statement date on the 3rd. Reporting around the 29th of that month. The next statement will cut on Aug. 3, and it will report on Aug. 29, so during most of August it will appear to be one month behind.

I thought that's how they reported for everyone else, too.

Re: Amex Not Reporting Two Months Behind

MidnightVoice — Thu, 31 Jul 2008 20:04:39 GMT

Mine is the CC

Re: Amex Not Reporting Two Months Behind

Anonymous — Thu, 31 Jul 2008 20:15:01 GMT

cheddar wrote:
This is the way Amex has always reported for me.

Statement date on the 3rd. Reporting around the 29th of that month. The next statement will cut on Aug. 3, and it will report on Aug. 29, so during most of August it will appear to be one month behind.

I thought that's how they reported for everyone else, too.

Same with me except one of my statements falls around that date and the other like you, cuts on the 3rd of the month.

Re: Amex Not Reporting Two Months Behind

Eric958 — Thu, 31 Jul 2008 20:30:58 GMT

I just checked...They updated!!!!!!!! It's ok I'm done applying anyway. I did get the BOA amex I wanted for back up in case amex decides to cld my acct, since they sent me the $600 cld letter. I suppose they think I'm going to pay off the 1500 bal quicker {which I was} but in stead I'll pay off someone else since paying them off will only be good for them! They said I could carry a bal, I just wanted 2 mths on the blu but 31 days was all it took.

I still like amex. Their just trying not to lose their shirt in the current credit climate.

E!

Re: Amex Not Reporting Two Months Behind

fused — Thu, 31 Jul 2008 20:52:05 GMT

lurknomore wrote:

I don't know if it's because I have a ""revolver" and you have a "charger", but mine is still reporting 2 months behind. Oh, Amex. {sigh}

fused wrote:

I pulled my reports at CreditSecure and noticed that Amex updated my Plat card account with my most recent statement balance of July. Anyone else? Is it possible Amex might be getting it's act together with more timely updating.

My Clear statements cut on the 30th or 31st, I'll check this account at Chase ID Protection.

Re: Amex Not Reporting Two Months Behind

Anonymous — Thu, 31 Jul 2008 23:13:17 GMT

I read this thread and got curious. Just pulled from Credit Secure and my three Amex cards are all reporting the July statement balance. WOW

Re: Amex Not Reporting Two Months Behind

Anonymous — Fri, 01 Aug 2008 12:03:57 GMT

I noticed that a week or so ago, and thought I must be seeing things, and then promptly forgot about it. But yep - the balance they reported sometime in mid/late July is definitely my June statement balance - go AmEx!!!

Re: Amex Not Reporting Two Months Behind

Anonymous — Fri, 01 Aug 2008 13:13:07 GMT

Hi fused. I noticed this too. Amex normally reports my balance 6 weeks after the statement. This month they only reported 2 weeks after my statement.

Re: Amex Not Reporting Two Months Behind

MidnightVoice — Fri, 01 Aug 2008 13:40:51 GMT

My July 3rd balance is now on EX and EQ

Re: Amex Not Reporting Two Months Behind

Anonymous — Fri, 01 Aug 2008 13:54:55 GMT

MidnightVoice wrote:

My July 3rd balance is now on EX and EQ

I guess I still don't understand what's changed. Haven't they always reported the early-month statement balance at the end of that month?

Are you saying that at the end of June they reported your statement balance from early May? So now you're surprised that at the end of July they reported the balance from early July instead of from early June?

Message Edited by cheddar on 08-01-2008 06:54 AM

Re: Amex Not Reporting Two Months Behind

Anonymous — Fri, 01 Aug 2008 13:56:02 GMT

@Anonymous wrote:

@MidnightVoice wrote:

My July 3rd balance is now on EX and EQ

I guess I still don't understand what's changed. Haven't they always reported the early-month statement balance at the end of that month?

Are you saying that at the end of June they reported your statement balance from early May? So now you're surprised that at the end of July they reported the balance from early July instead of from early June?

Message Edited by cheddar on 08-01-2008 06:54 AM

For me, and I guess a lot of others, Amex would report the statement balance from April at the end of May. Like being a month and a half behind. This month, they reported the July balance at the end of July.

Re: Amex Not Reporting Two Months Behind

Anonymous — Fri, 01 Aug 2008 13:58:50 GMT

FretlessMayhem wrote:

For me, and I guess a lot of others, Amex would report the statement balance from April at the end of May. Like being a month and a half behind. This month, they reported the July balance at the end of July.

Really? Wow, that surprises me. I guess I've just been lucky from the beginning then, because they've always reported my statement balance from the 3rd of each month on the 29th of that same month.

Re: Amex Not Reporting Two Months Behind

Eric958 — Sat, 02 Aug 2008 17:18:16 GMT

@Eric958 wrote:
I just checked...They updated!!!!!!!! It's ok I'm done applying anyway. I did get the BOA amex I wanted for back up in case amex decides to cld my acct, since they sent me the $600 cld letter. I suppose they think I'm going to pay off the 1500 bal quicker {which I was} but in stead I'll pay off someone else since paying them off will only be good for them! They said I could carry a bal, I just wanted 2 mths on the blu but 31 days was all it took.

I still like amex. Their just trying not to lose their shirt in the current credit climate.

E!

Fico Alert...-16 dang eq down to 634! wonder how long it will take to recover? I've already commited to no apping till total util is less then 10%.

E