topic Re: Amex sp in Credit Cards

Amex sp

907grown — Thu, 29 Jan 2015 01:35:11 GMT

I have a green card, just wondering, if I app for a revolver from within my account page, will it be a soft pull?

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 01:36:15 GMT

Only if your denied.

Re: Amex sp

907grown — Thu, 29 Jan 2015 01:40:00 GMT

So it can't hurt to apply.... If its a denial it's a soft, if its an approval although a HP, I get the card I really want.... Yes?

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 01:41:32 GMT

@907grown wrote:
So it can't hurt to apply.... If its a denial it's a soft, if its an approval although a HP, I get the card I really want.... Yes?

Yes

Re: Amex sp

907grown — Thu, 29 Jan 2015 01:50:47 GMT

So I'm pending review, 14 day msg, how do I check my status?

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 01:59:33 GMT

@907grown wrote:
So I'm pending review, 14 day msg, how do I check my status?

Sometimes the 14 day review ends up being more like 14 minutes and an approval eMail arrives.

Re: Amex sp

raydmercer2345 — Thu, 29 Jan 2015 02:07:41 GMT

Suprised Ive never heard this before. So if your logged in to your AMEX online account , and you app for a new card, HP is approved and SP if declined? 100%?

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 02:17:33 GMT

Yes, plus you can do a 2 for 1, one hard pull for revolver and charge.

The best bang for you buck is amex PRG and amex EDP. There is 50k/$1k signup bonus for RPG and 15k/$1k + one year amazon prime. Cancel the PRG after one year and down grade the EDP to ED after 13 months. Personally, I think you should keep the EDP because it's the best card to earn MR points.

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 02:32:17 GMT

Just call and say "I am wondering if you need any more information before extending my approval?". Sometimes AMEX takes a few days to contact you and it is something as simple as your address format being incorrect. It is always better to call and find out rather than wait for them, IMO.

Re: Amex sp

Anonymous — Thu, 29 Jan 2015 02:39:20 GMT

@Anonymous wrote:
Just call and say "I am wondering if you need any more information before extending my approval?". Sometimes AMEX takes a few days to contact you and it is something as simple as your address format being incorrect. It is always better to call and find out rather than wait for them, IMO.

Man, that is nicely worded. I'm going to try that next time.