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  <channel>
    <title>topic Re: PC QS1 in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783593#M1048772</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;That's what one would think. But I guess cap1 hates me. Cap1 has never been willing to work with me&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Call the regular customer service number (during the east coast business hours). &amp;nbsp;Say fees and apr. &amp;nbsp;When they say no, say you want an executive office review, or manual review. &amp;nbsp;Rep will transfer you to Supervisor. &amp;nbsp;Repeat you don't want to keep a card with annual fee, when all your other cards are free. &amp;nbsp;Repeat you need to speak with executive office, or have manual review. &amp;nbsp;May take a few calls. &amp;nbsp;Someone will eventually transfer you to the EO, tell them you need to remove annual fee, and they will take a few moments to soft pull, review and come back with answer.&lt;/P&gt;</description>
    <pubDate>Fri, 06 Feb 2015 19:34:43 GMT</pubDate>
    <dc:creator>Imperfectfuture</dc:creator>
    <dc:date>2015-02-06T19:34:43Z</dc:date>
    <item>
      <title>PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783432#M1048707</link>
      <description>Hey guys. Question: how hard is it to qualify to PC from a QS1 to V1 or regular QS? Is there some special qualification requirement or wait time?</description>
      <pubDate>Fri, 06 Feb 2015 18:21:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783432#M1048707</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:21:38Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783435#M1048709</link>
      <description>&lt;P&gt;Not hard just ask and if they wont then call EO&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:24:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783435#M1048709</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:24:41Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783442#M1048713</link>
      <description>What's EP?</description>
      <pubDate>Fri, 06 Feb 2015 18:24:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783442#M1048713</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:24:07Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783447#M1048715</link>
      <description>&lt;P&gt;I believe he means EO. Executive office. They have the real power to get stuff done.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:26:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783447#M1048715</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:26:01Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783453#M1048718</link>
      <description>EP? Says EO up top. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:27:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783453#M1048718</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:27:16Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783458#M1048719</link>
      <description>Oh okay. That makes more sense. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I know what the EO Is. Shoulda realized it was a typo. Thanks Nixon.</description>
      <pubDate>Fri, 06 Feb 2015 18:27:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783458#M1048719</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:27:46Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783462#M1048720</link>
      <description>No problem.&lt;BR /&gt;&lt;BR /&gt;Now, get to it!</description>
      <pubDate>Fri, 06 Feb 2015 18:31:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783462#M1048720</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:31:26Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783466#M1048722</link>
      <description>&lt;P&gt;chatting now. cross your fingers for me!&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:33:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783466#M1048722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:33:31Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783473#M1048724</link>
      <description>&lt;P&gt;they said no &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:36:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783473#M1048724</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:36:41Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783474#M1048725</link>
      <description>Time to call EO</description>
      <pubDate>Fri, 06 Feb 2015 18:37:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783474#M1048725</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:37:11Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783478#M1048726</link>
      <description>Send me the EO too. 😃😃😃</description>
      <pubDate>Fri, 06 Feb 2015 18:38:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783478#M1048726</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:38:52Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783480#M1048727</link>
      <description>&lt;P&gt;what should i say? and is it as hard as getting a CLI?&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:39:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783480#M1048727</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:39:48Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783487#M1048730</link>
      <description>&lt;P&gt;under "contact us" at the top, theresan option to chat just above "send us a secure message"&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:41:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783487#M1048730</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:41:27Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783488#M1048731</link>
      <description>How long has your account been open? Cl? How are your credit scores? Keep us posted.</description>
      <pubDate>Fri, 06 Feb 2015 18:41:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783488#M1048731</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:41:29Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783494#M1048735</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;How long has your account been open? Cl? How are your credit scores? Keep us posted.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;account is about to hit 6 months. i have 2 QS1 cards with $500 each. my credit scores are in my signature:&amp;nbsp;&lt;SPAN&gt;FICO Scores as of 2/03/15: EQ 719 | TU 725 | EX 709 current util is 7%&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:44:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783494#M1048735</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:44:48Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783506#M1048738</link>
      <description>You shouldn't have a problem upgrading. With those scores.</description>
      <pubDate>Fri, 06 Feb 2015 18:49:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783506#M1048738</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:49:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783512#M1048741</link>
      <description>That's what one would think. But I guess cap1 hates me. Cap1 has never been willing to work with me</description>
      <pubDate>Fri, 06 Feb 2015 18:51:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783512#M1048741</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:51:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783521#M1048743</link>
      <description>Do you use your cards much? Cp1 likes high usage and paying in full.</description>
      <pubDate>Fri, 06 Feb 2015 18:55:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783521#M1048743</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:55:40Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783534#M1048748</link>
      <description>I've slowed down use recently because of this, but for the first couple months, I would max them and PIF up to 4 times a month. Ive never had a balance report.</description>
      <pubDate>Fri, 06 Feb 2015 19:02:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783534#M1048748</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T19:02:08Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783569#M1048761</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Do you use your cards much? Cp1 likes high usage and paying in full.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Not necessarily true, after my card went from cheapo Platinum to Platinum QS1 I SD my card only using it once within the 6 month period before asking to be upgraded to regular QS (they also made it a WMC). I charged $900 and paid $500 of that off leaving a $400 balance while this was in motion...&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I deliberately charged the $900 right before the request so that there was some activity though...&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 19:27:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783569#M1048761</guid>
      <dc:creator>-Cal-</dc:creator>
      <dc:date>2015-02-06T19:27:08Z</dc:date>
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