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    <title>topic Re: PC QS1 in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783604#M1048778</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/746155"&gt;@-Cal-&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/717119"&gt;@Imperfectfuture&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Time to call EO&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah, they told me no too. &amp;nbsp;Pulled till I got smart supervisor to transfer me to executive office. &amp;nbsp;They don't actually change it to regular quicksilver, they just permanently remove the annual fee. &amp;nbsp;Will wait till next fall to ask for apr reduction. &amp;nbsp;Haven't even got my credit steps raise yet. &amp;nbsp;It's a soft pull review.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Are you stating that they don't actually change it to regular quicksilver in general? Or for your specific case? When I called I specifically requested that they permanently remove the annual fee. Their response was we're going to remove the fee and convert you to regular QuickSilver WMC. The logo on my account has been updated to the logo without the "one" in it. My card should arrive any day now.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I only asked that the annual fee be removed. &amp;nbsp;I'm still in0% apr. &amp;nbsp;They are reducing doing fee removals, much less card conversions. &amp;nbsp;It was easier a few months ago. &amp;nbsp;I will wait till next fall, after I get my credit steps increase, and reassess my need for card, then ask for conversion and/ or apr reduction.&lt;/P&gt;</description>
    <pubDate>Fri, 06 Feb 2015 19:40:22 GMT</pubDate>
    <dc:creator>Imperfectfuture</dc:creator>
    <dc:date>2015-02-06T19:40:22Z</dc:date>
    <item>
      <title>PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783432#M1048707</link>
      <description>Hey guys. Question: how hard is it to qualify to PC from a QS1 to V1 or regular QS? Is there some special qualification requirement or wait time?</description>
      <pubDate>Fri, 06 Feb 2015 18:21:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783432#M1048707</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:21:38Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783435#M1048709</link>
      <description>&lt;P&gt;Not hard just ask and if they wont then call EO&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:24:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783435#M1048709</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:24:41Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783442#M1048713</link>
      <description>What's EP?</description>
      <pubDate>Fri, 06 Feb 2015 18:24:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783442#M1048713</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:24:07Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783447#M1048715</link>
      <description>&lt;P&gt;I believe he means EO. Executive office. They have the real power to get stuff done.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:26:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783447#M1048715</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:26:01Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783453#M1048718</link>
      <description>EP? Says EO up top. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:27:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783453#M1048718</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:27:16Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783458#M1048719</link>
      <description>Oh okay. That makes more sense. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; I know what the EO Is. Shoulda realized it was a typo. Thanks Nixon.</description>
      <pubDate>Fri, 06 Feb 2015 18:27:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783458#M1048719</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:27:46Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783462#M1048720</link>
      <description>No problem.&lt;BR /&gt;&lt;BR /&gt;Now, get to it!</description>
      <pubDate>Fri, 06 Feb 2015 18:31:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783462#M1048720</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:31:26Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783466#M1048722</link>
      <description>&lt;P&gt;chatting now. cross your fingers for me!&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:33:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783466#M1048722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:33:31Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783473#M1048724</link>
      <description>&lt;P&gt;they said no &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:36:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783473#M1048724</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:36:41Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783474#M1048725</link>
      <description>Time to call EO</description>
      <pubDate>Fri, 06 Feb 2015 18:37:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783474#M1048725</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:37:11Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783478#M1048726</link>
      <description>Send me the EO too. 😃😃😃</description>
      <pubDate>Fri, 06 Feb 2015 18:38:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783478#M1048726</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:38:52Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783480#M1048727</link>
      <description>&lt;P&gt;what should i say? and is it as hard as getting a CLI?&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:39:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783480#M1048727</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:39:48Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783487#M1048730</link>
      <description>&lt;P&gt;under "contact us" at the top, theresan option to chat just above "send us a secure message"&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:41:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783487#M1048730</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:41:27Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783488#M1048731</link>
      <description>How long has your account been open? Cl? How are your credit scores? Keep us posted.</description>
      <pubDate>Fri, 06 Feb 2015 18:41:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783488#M1048731</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:41:29Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783494#M1048735</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;How long has your account been open? Cl? How are your credit scores? Keep us posted.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;account is about to hit 6 months. i have 2 QS1 cards with $500 each. my credit scores are in my signature:&amp;nbsp;&lt;SPAN&gt;FICO Scores as of 2/03/15: EQ 719 | TU 725 | EX 709 current util is 7%&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 18:44:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783494#M1048735</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:44:48Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783506#M1048738</link>
      <description>You shouldn't have a problem upgrading. With those scores.</description>
      <pubDate>Fri, 06 Feb 2015 18:49:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783506#M1048738</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:49:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783512#M1048741</link>
      <description>That's what one would think. But I guess cap1 hates me. Cap1 has never been willing to work with me</description>
      <pubDate>Fri, 06 Feb 2015 18:51:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783512#M1048741</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:51:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783521#M1048743</link>
      <description>Do you use your cards much? Cp1 likes high usage and paying in full.</description>
      <pubDate>Fri, 06 Feb 2015 18:55:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783521#M1048743</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T18:55:40Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783534#M1048748</link>
      <description>I've slowed down use recently because of this, but for the first couple months, I would max them and PIF up to 4 times a month. Ive never had a balance report.</description>
      <pubDate>Fri, 06 Feb 2015 19:02:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783534#M1048748</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-06T19:02:08Z</dc:date>
    </item>
    <item>
      <title>Re: PC QS1</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783569#M1048761</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Do you use your cards much? Cp1 likes high usage and paying in full.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Not necessarily true, after my card went from cheapo Platinum to Platinum QS1 I SD my card only using it once within the 6 month period before asking to be upgraded to regular QS (they also made it a WMC). I charged $900 and paid $500 of that off leaving a $400 balance while this was in motion...&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I deliberately charged the $900 right before the request so that there was some activity though...&lt;/P&gt;</description>
      <pubDate>Fri, 06 Feb 2015 19:27:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-QS1/m-p/3783569#M1048761</guid>
      <dc:creator>-Cal-</dc:creator>
      <dc:date>2015-02-06T19:27:08Z</dc:date>
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