topic : How to meet spend for CSP bonus when ... in Credit Cards

How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:28:11 GMT

you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:29:30 GMT

@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work

Got any family members who could run some charges through your card and pay you?

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:34:55 GMT

not really , my fiancée but I can't trust her like that, she has all her cards maxed out lol

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:36:10 GMT

@Anonymous wrote:

Got any family members who could run some charges through your card and pay you?

+1.

When I was 19, I had a CitiBank AAdvantage Platinum and to get the spend bonus, I just gave it to my parents for 3 months and asked them to pay the bill.

Luckily, they wanted a new Mac Pro at the time (dad was building a home studio), so they gave me the card back a week later and I got the 40k miles.

Just give it to a family member who has more expenses (or money) than you do. That's how I did it, too.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:39:07 GMT

@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
Got any family members who could run some charges through your card and pay you?

I think he's looking for THAT OTHER CREDIT forum.

Re: How to meet spend for CSP bonus when ...

CreditCuriosity — Fri, 06 Feb 2015 20:39:27 GMT

Although I could of met on my own, but was working on 3 spend bonuses at once, ouch... I added my parents as AU's and had 2k on in and they cut me a check within a week... Met all 3 spend bonuses this week actually.. CSP/Delta and ED.. weird how that worked out that way

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:44:35 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
Got any family members who could run some charges through your card and pay you?
I think he's looking for THAT OTHER CREDIT forum.

Which credit forum ?!

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:46:42 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
Got any family members who could run some charges through your card and pay you?
I think he's looking for THAT OTHER CREDIT forum.
Which credit forum ?!

The one where people who FLY or travel a lot in genERal TALK.

Re: How to meet spend for CSP bonus when ...

chalupaman — Fri, 06 Feb 2015 20:50:25 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
Got any family members who could run some charges through your card and pay you?
I think he's looking for THAT OTHER CREDIT forum.
Which credit forum ?!
The one where people who FLY or travel a lot in genERal TALK.

I almost thought it was those boards you forgot to give credit to. lol.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:53:08 GMT

Yeah that one.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 20:55:08 GMT

Lol ! Flyer talk ! I swear I stood here looking at my ipad almost had a dumb drool face ....

Re: How to meet spend for CSP bonus when ...

Jamex — Fri, 06 Feb 2015 21:30:04 GMT

To the OP:

Take trip to NYC or San Francisco.

Presto! 3 grand spent ;-)

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 22:13:12 GMT

@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work

What is it currently? $4,000 over 3 months? Insurance, use it. Cell bill, use it. Do you have any items that you planned to purchase that maybe you were saving for? I wouldn't think spending $1,333/mo on it should be hard to reach.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 22:14:43 GMT

@Jamex wrote:
To the OP:

Take trip to NYC or San Francisco.

Presto! 3 grand spent ;-)

This. I needed some new suits so as soon as my Ritz card arrive I hit the tailor, done.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 22:16:03 GMT

@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
What is it currently? $4,000 over 3 months? Insurance, use it. Cell bill, use it. Do you have any items that you planned to purchase that maybe you were saving for? I wouldn't think spending $1,333/mo on it should be hard to reach.

Also it's generally a good idea to figure these things out prior to applying for the card. If you apply for a card that requires a $4K spend and you don't have legitimate items to spend it on you will end up making purchases that you don't need just meet the bonus. Not a good idea.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 22:24:10 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work
What is it currently? $4,000 over 3 months? Insurance, use it. Cell bill, use it. Do you have any items that you planned to purchase that maybe you were saving for? I wouldn't think spending $1,333/mo on it should be hard to reach.
Also it's generally a good idea to figure these things out prior to applying for the card. If you apply for a card that requires a $4K spend and you don't have legitimate items to spend it on you will end up making purchases that you don't need just meet the bonus. Not a good idea.

A very good point.

Re: How to meet spend for CSP bonus when ...

Anonymous — Fri, 06 Feb 2015 22:42:42 GMT

I feel your pain man. I got my CSP, Marriot, and Ritz in the same month and am trying to break the bonus of all three. Which is 8k in three months. I have 2200 on the ritz from a recent trip and about 1200 on the CSP, I'll save the marriot for last since it's just 1k. Like others have said just use the card on things you already spend money on. Or give it to and older sibling or family member that you trust that has a lot of bills (which they pay) and just have them give you the cash. Also if your parent own a home have them pay their property tax with it, although being as it's feb they may have already paid it last month.

Re: How to meet spend for CSP bonus when ...

elbori357 — Fri, 06 Feb 2015 22:53:54 GMT

Add me as an AU. I will show you how to meet the spend req.

Seriously, something to figure out before you apply for the card. Check at a Chase branch as the spend could be lower than the internet as it was when I applied last year. I think I only needed to spend 2k for the 40k bonus.

Good luck

Re: How to meet spend for CSP bonus when ...

TravellingNomad — Fri, 06 Feb 2015 23:15:43 GMT

Worse comes to worse OP, if you are on your last month to meet the spend and you haven't filed your taxes yet (if you know you're getting a refund when you file), you can make an estimated payment via cc online. One of IRS's payment processor charges 1.87% fee. For a 3k estimated payment is about $50 fee. You'll pay maybe 1 minimum payment on the cc while waiting for your refund...then pay it in full when IRS pays you.

Not the most cost effective way but its an option of last resort.

Re: How to meet spend for CSP bonus when ...

yfan — Fri, 06 Feb 2015 23:38:02 GMT

@Anonymous wrote:
you don't have a mortgage , you don't buy groceries , and want to meet the spend without carrying a balance at the end of the term ? I got a couple bills like cell phone car I surance , car payment , besides that gas and food while I'm on the road to and from work

Why is this, by the way? Not everyone has a mortgage of course, but why don't you buy groceries? Is it because you always eat out? If it's because you live at home and your parents pay the grocery bills, it might be nice to offer to help out - even get all the groceries for them for a few months - if not on a regular basis, since you have a job.

Also, since you mention your fiancee (Congrats, by the way), do you guys have date and a venue set for the wedding? If so, I'm sure the venue, the wedding cake, etc. etc. are going to cost well north of your spend requirements, I'm guessing. Can you make an advance payment on those? What about the honeymoon? Can you pay for that in advance?